how confident are you about social security?

[scruffy]

It's come to my attention there's a bunch of seniors on this board. So, people getting social security.

Among other changes, President Trump just ordered the SSA to stop sending out paper checks. Does this affect you?

Social Security map shows states most impacted by Trump rule change

Physical checks will no longer be sent by the Treasury Department from September 30, 2025.

www.newsweek.com

And then there's DOGE, whose activities are largely unknown, although it's clear they have access to the SS database.

https://www.sfchronicle.com/personal-finance/article/social-security-problems-musk-20246665.php

And if all this wasn't enough, we keep hearing social security will be broke by 2036.

How confident are you about your monthly SS payments continuing unmolested?

You can answer here in the thread, or in the poll, or both.

 

[lg325]

Politicians and media have been saying Social Security is doomed since I was a child.

 

[White 6]

We haven't missed a check in retirement, after maxing contributions for 40 plus years.

 

[Crepitus]

It's come to my attention there's a bunch of seniors on this board. So, people getting social security.

Among other changes, President Trump just ordered the SSA to stop sending out paper checks. Does this affect you?

Social Security map shows states most impacted by Trump rule change

Physical checks will no longer be sent by the Treasury Department from September 30, 2025.

www.newsweek.com

And then there's DOGE, whose activities are largely unknown, although it's clear they have access to the SS database.

https://www.sfchronicle.com/personal-finance/article/social-security-problems-musk-20246665.php

And if all this wasn't enough, we keep hearing social security will be broke by 2036.

How confident are you about your monthly SS payments continuing unmolested?

You can answer here in the thread, or in the poll, or both.

I have a disabled adult son who get ssi.

Fortunately I can support him when tRump cut's his check.

 

[Admiral Rockwell Tory]

It's come to my attention there's a bunch of seniors on this board. So, people getting social security.

Among other changes, President Trump just ordered the SSA to stop sending out paper checks. Does this affect you?

Social Security map shows states most impacted by Trump rule change

Physical checks will no longer be sent by the Treasury Department from September 30, 2025.

www.newsweek.com

And then there's DOGE, whose activities are largely unknown, although it's clear they have access to the SS database.

https://www.sfchronicle.com/personal-finance/article/social-security-problems-musk-20246665.php

And if all this wasn't enough, we keep hearing social security will be broke by 2036.

How confident are you about your monthly SS payments continuing unmolested?

You can answer here in the thread, or in the poll, or both.

Much ado about nothing. This saves money and eliminates fraud.

 

[AZrailwhale]

It's come to my attention there's a bunch of seniors on this board. So, people getting social security.

Among other changes, President Trump just ordered the SSA to stop sending out paper checks. Does this affect you?

Social Security map shows states most impacted by Trump rule change

Physical checks will no longer be sent by the Treasury Department from September 30, 2025.

www.newsweek.com

And then there's DOGE, whose activities are largely unknown, although it's clear they have access to the SS database.

https://www.sfchronicle.com/personal-finance/article/social-security-problems-musk-20246665.php

And if all this wasn't enough, we keep hearing social security will be broke by 2036.

How confident are you about your monthly SS payments continuing unmolested?

You can answer here in the thread, or in the poll, or both.

 

[g5000]

It's come to my attention there's a bunch of seniors on this board. So, people getting social security.

Among other changes, President Trump just ordered the SSA to stop sending out paper checks. Does this affect you?

Social Security map shows states most impacted by Trump rule change

Physical checks will no longer be sent by the Treasury Department from September 30, 2025.

www.newsweek.com

And then there's DOGE, whose activities are largely unknown, although it's clear they have access to the SS database.

https://www.sfchronicle.com/personal-finance/article/social-security-problems-musk-20246665.php

And if all this wasn't enough, we keep hearing social security will be broke by 2036.

How confident are you about your monthly SS payments continuing unmolested?

You can answer here in the thread, or in the poll, or both.

I have easily posted more than a hundred times that the ONLY way Social Security will remain viable is to raise the retirement age to 70, and index the age to 9 percent of the population going forward.

As for the SSA no longer sending out checks, that is a total dick move by two fucking billionaire majorly assholes.

If these sadistic fucktards really cared about cutting the budget, they would eliminate the $1.6 trillion of annual tax expenditures from which they both suck off the government tit.

They are launching a full scale attack on the middle class and the poor.

Only a totally ignorant idiot bleevs they are looking out for the average American.

And they are going to find that out the hard way.

 

[AZrailwhale]

Being broke just means SS will be funded from the normal budget. The Democrats have blocked every attempt to either put SS on a solid fiscal footing, or letting people move their contributions into private but approved secure investments. This has been apparent since 1974 to anyone with a brain.

 

[AZrailwhale]

I have easily posted more than a hundred times that the ONLY way Social Security will remain viable is to raise the retirement age to 70, and index the age to 9 percent of the population going forward.

As for the SSA no longer sending out checks, that is a total dick move by two fucking billionaire majorly assholes.

If these sadistic fucktards really cared about cutting the budget, they would eliminate the $1.6 trillion of annual tax expenditures from which they both suck off the government tit.

They are launching a full scale attack on the middle class and the poor.

Only a totally ignorant idiot bleevs they are looking out for the average American.

And they are going to find that out the hard way.

They aren’t cutting benefits as far as I know, just saving the large amount of money producing the checks cost.

 

[g5000]

They aren’t cutting benefits as far as I know, just saving the large amount of money producing the checks cost.

It's nickel and dime petty bullshit affecting seniors.

Paper checks cost $100 million a year.

Congress spends that much on lunch.

As I said, I will never take any "cost cutting" politician seriously until they go after tax expenditures.

That's $1.6 TRILLION a year.

 

[scruffy]

They aren’t cutting benefits as far as I know, just saving the large amount of money producing the checks cost.

Does it have to do with the new clawback rule? Can't claw back a paper check, it has to be a bank account.

 

[Leo123]

Politicians and media have been saying Social Security is doomed since I was a child.

Yeah, reminds me of this....

It's never over.

 

[Doc7505]

Politicians and media have been saying Social Security is doomed since I was a child.

~~~~~~
Indeed, the federal government automatically puts all of the money that should be set aside for the Social Security Trust Fund into the General Fund. Raiding the Social Security Trust Fund was a precedent set in 1968 by another Democrat Progressive president, LBJ, to help pay for the Vietnam War. To date, the federal government has borrowed over $4 trillion from the Social Security Trust Fund to spend on other programs.
Contrary to what many Americans believe and what progressives love to say, there is no money in the Trust Fund to pay future benefits. Democrats have made sure of that. The mess we face with Social Security, a program so many are now dependent on, is yet another example of a failed Democrat Progressive policies, where the potential for unintended consequences was ignored at the program's inception and today.
Meanwhile, Democrats continue to blame others for their incompetent actions using the failure of Social Security instead of working in a bipartisan way to revise and improve the system for the future.

 

[1srelluc]

 

[WorldWatcher]

.

 

[22lcidw]

I have easily posted more than a hundred times that the ONLY way Social Security will remain viable is to raise the retirement age to 70, and index the age to 9 percent of the population going forward.

As for the SSA no longer sending out checks, that is a total dick move by two fucking billionaire majorly assholes.

If these sadistic fucktards really cared about cutting the budget, they would eliminate the $1.6 trillion of annual tax expenditures from which they both suck off the government tit.

They are launching a full scale attack on the middle class and the poor.

Only a totally ignorant idiot bleevs they are looking out for the average American.

And they are going to find that out the hard way.

If this is true, they will be out of power rather quickly. That is why it is not true.

 

[BluesLegend]

~~~~~~
Indeed, the federal government automatically puts all of the money that should be set aside for the Social Security Trust Fund into the General Fund. Raiding the Social Security Trust Fund was a precedent set in 1968 by another Democrat Progressive president, LBJ, to help pay for the Vietnam War. To date, the federal government has borrowed over $4 trillion from the Social Security Trust Fund to spend on other programs.
Contrary to what many Americans believe and what progressives love to say, there is no money in the Trust Fund to pay future benefits. Democrats have made sure of that. The mess we face with Social Security, a program so many are now dependent on, is yet another example of a failed Democrat Progressive policies, where the potential for unintended consequences was ignored at the program's inception and today.
Meanwhile, Democrats continue to blame others for their incompetent actions using the failure of Social Security instead of working in a bipartisan way to revise and improve the system for the future.

When Reagan and congress jacked up the Social Security withholding it was supposed to be saved to later pay for the baby boomers. Instead, congress f'ing STOLE our money and gave us a worthless IOU they can't pay. $2 TRILLION vanished to God knows where. And nobody went to jail. If that had occurred with any type of private pension fund they would be in prison.

 

[alang1216]

It's come to my attention there's a bunch of seniors on this board. So, people getting social security.

Among other changes, President Trump just ordered the SSA to stop sending out paper checks. Does this affect you?

Social Security map shows states most impacted by Trump rule change

Physical checks will no longer be sent by the Treasury Department from September 30, 2025.

www.newsweek.com

And then there's DOGE, whose activities are largely unknown, although it's clear they have access to the SS database.

https://www.sfchronicle.com/personal-finance/article/social-security-problems-musk-20246665.php

And if all this wasn't enough, we keep hearing social security will be broke by 2036.

How confident are you about your monthly SS payments continuing unmolested?

You can answer here in the thread, or in the poll, or both.

SS has been cut several times in the past, passively though. Raising retirement age is one way. I suspect it will be cut again, not directly, but by ensuring that cost of living increases don't keep pace with inflation. The checks will keep coming but they will buy less and less every year. My SS is gravy but I know people who depend on it.

 

[Independent thinker]

It's come to my attention there's a bunch of seniors on this board. So, people getting social security.

Among other changes, President Trump just ordered the SSA to stop sending out paper checks. Does this affect you?

Social Security map shows states most impacted by Trump rule change

Physical checks will no longer be sent by the Treasury Department from September 30, 2025.

www.newsweek.com

And then there's DOGE, whose activities are largely unknown, although it's clear they have access to the SS database.

https://www.sfchronicle.com/personal-finance/article/social-security-problems-musk-20246665.php

And if all this wasn't enough, we keep hearing social security will be broke by 2036.

How confident are you about your monthly SS payments continuing unmolested?

You can answer here in the thread, or in the poll, or both.

I am a senior closing in on 70. For 5 decades I have heard democrat fear mongering that republicans would take social security away. Talk about broken records. I have also known several people that have not cared about working or improving their lives in any way because they truly believed SS would not be there when they got old. Democrats are a very evil bunch.

 

[WorldWatcher]

I have easily posted more than a hundred times that the ONLY way Social Security will remain viable is to raise the retirement age to 70, and index the age to 9 percent of the population going forward.

Contrary to you belief, your FEELINGS about how to fix Social Security are not the "ONLY" way to fix Social Security.

Some problems with your "ONLY" way...

#1 WORK UNTIL YOU DIE
Yep, you save money. By hoping more old people just die before ever drawing a benefit or die with reduced years drawing benefits. Hell of a way to take care of old people. Oh wait, it's not about taking care of old people, it's about hoping old people die before being able to retire.

The idea that you want to separate actual age of the population to some "indexed" retirement age based on a arbitrary fixed percentage of the population instead of people actual age is a terrible idea.

#2 DISABILITY
The "savings" in SS Retirement are going to be offset somewhat by increases in SS Disability claims. Just common sense, when you tell old people "screw you" keep working - those that would have retired under SS Retirement will file for disability if they can't continue working.

#3 EARLY RETIREMENT
Some of the projected saving won't appear because people will still retire, they will take the early retirement amount. A few years ago I ran the numbers on various retirement scenarios based on retiring at age 62, 65, and my FRA of 67. Now individual situations vary, but if I drew early retirement at age 62 it would have taken - IIRC - 12 to 14 YEARS before I'd have hit the point where FRA earning exceeded early retirement earnings.

Now raise the FRA to 70 and the early retirement age to 65. People are STILL going to retire early with the slightly reduced benefit instead of waiting until they're 70.

WW