Startup Investment Companies

[crossbody]

Are startup investment companies a good idea to invest in, or should one take Dave Ramsey's advice and avoid all individual stocks?

The internet says, "AI is forecasted to create a $900 billion market by 2026 – and an incredible $15.7 trillion by 2030."

We know that ChatGTP hit the IOP fast and the majority of its top seed investors are all millionaires today.

 

[luiza]

It's the absolute last thing I would even have as a passing thought at this time .

Unless you have inside information that you believe can resist the effects of the worst depression that the US has seen since the early thirties , I believe you will get crushed .
It is almost here . Literally .

Rather than write a book , I suggest you ask why Warren Buffet's present holdings basically are only made up by Cash and Gold .

So have a chat with Warren if you disagree ,.

 

[Dekster]

It's the absolute last thing I would even have as a passing thought at this time .

Unless you have inside information that you believe can resist the effects of the worst depression that the US has seen since the early thirties , I believe you will get crushed .
It is almost here . Literally .

Rather than write a book , I suggest you ask why Warren Buffet's present holdings basically are only made up by Cash and Gold .

So have a chat with Warren if you disagree ,.

Warren generally doesn't invest in gold. He invests in silver because it has a lot of practical uses.

 

[1srelluc]

Invest in the funds that invest in the individual start-ups to spread your investment out.

AI is going to be the "wild west" for years to come with lots of winners and losers.....It's not for the risk adverse.

 

[kyzr]

Are startup investment companies a good idea to invest in, or should one take Dave Ramsey's advice and avoid all individual stocks?
The internet says, "AI is forecasted to create a $900 billion market by 2026 – and an incredible $15.7 trillion by 2030."
We know that ChatGTP hit the IOP fast and the majority of its top seed investors are all millionaires today.

Avoid all individual stocks.
I like ETFs
I'm not a bitcoin believer either

 

[crossbody]

Avoid all individual stocks.
I like ETFs
I'm not a bitcoin believer either

However, a lot of the IOP's were startups. Now look at them. Their tickers are grossing in the billions, some in the trillions like Apple.

Thanks for your advice. Ramsey's advice is for the poor persons combined with keeping him from getting sued. Those with money already they do invest in startups BEFORE they become IOPs.

Even those on reddit invested in Trump's site before his DJT ticker became and IOP. I understand the need to be cautious.

 

[crossbody]

I think Ramsey is just dealing with young people who need to get out of debt and learn to stay out.

He does not advise those who are financially stable that have ambition.

 

[crossbody]

To invest in a startup you have to be an "Accredited Investor"

To be considered an accredited investor, individuals will need to provide substantial proof that personal net worth exceeds the $1 million threshold.

 

[crossbody]

Some startups will let you invest based on what your current net worth even if you are not an accredited investor with a million.

As we know many on reddit are not accredited investors, but they invest directly in stocks and not a start up... so there is a big difference. Startups are way more riskier. If you can't lose it don't invest it.

They say that about the Roth IRAs' too.. if you can't lose it don't invest it. The IRA only work well if you started it in your 20s. They grow your money at a snail's pace.

 

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Other information states you do not need to be an accredited investor (someone with over one million dollars).

Though non-accredited investors may invest, they are subject to investment limits based on the greater of annual income and net worth; The company must file a Form C, including two years of financial statements that are certified, reviewed or audited, as required, with the SEC.

No, you don’t need to be an accredited investor to buy a business. All you need to be is someone who can afford to buy the business.

 

[crossbody]

If you buy into a startup business chances are that over a 10 year period it could grow and advance to the IOP stage. Chances are it could collapse.

While an IRA is never going to do anything but grow only at snail's pace. They don't tell you that in the beginning when you first open up your IRA account. They leave that info out. I've had my IRA for 18 years now, so I know what I'm talking about. I think they don't tell you that because they want everyone to just have some kind of a retirement plan rather than nothing at all. In that case an IRA is good.

The equity on my real estate has out grown the growth in my IRA in just 11years.