Andylusion
Platinum Member
- Jan 23, 2014
- 21,320
- 6,434
Those who are unconcerned about pre-existing conditions, might be very surprised when their insurance company decides not to pay. I guess that's a thing of the past now.
You don't get it... insurance companies can not just "decide" not to pay. There is a contractual agreement.
The only time the insurance company doesn't pay, is if A: You lie, in which case you get what you deserve. B: it's a pre-existing condition, in which case, they shouldn't pay.
What part of this is too hard for you people?
If you LIE to the insurance company so you can avoid higher premiums.... duh... you lied! Lying voids the contract stupid.
If we talk about you buying a car from me, and I tell you it's got 5,000 miles, and is in mint conditions, and you agree to buy the car. Then you come and see the car, and it's got 50,000 miles, and the inside is torn up, and their rust all over the sides, are you going to abide by the agreement and pay me?
But but but you agreed to pay! Yeah, but I lied to you. The agreement is void, because I lied about the whole thing.
If you apply for insurance, and they ask "do you have any on going health issues" and you know if you say yes, they'll increase your premium, and so you say no, even though you do..... hello you lied. Liars don't succeed in life stupid. You get screwed.
So you lie, say no, then something happens, and when the insurance company finds out this is a well known on going issue, you get dropped.... AND YOU SHOULD.
I fully support that. Why should me, and everyone else who is honest and operate with integrity, be forced to pay for your lying scummy butt? Answer... we shouldn't. Period. So, yes, I want them dropping your butt.
They are not going to drop me, because I have not lied, and if they do, I'll sue them and get more money out, than I would have if they agreed to pay.
Second, if you have a pre existing condition, well no, I don't want them paying for you.
If you have insurance policy, and I fall of a ladder and break my arm, I call up your company, fill out the application, they approve. I walk into the hospital the next day with my insurance card, have thousands of dollars of care, all paid for by the insurance company, then as soon as I'm fixed up, I cancel the insurance, and leave.
Suddenly, you get notices that your premiums are going up. Well who the hell did you think was paying my tab? The insurance company??? Are you stupid? The insurance company doesn't have ONE PENNY, that doesn't come from premium payers. That's you stupid. You pay my bill.
You think I want to pay for people like that? No. Of course not. Would you? I promise you, if you knew that *YOU* were paying for people like that directly from your premiums, you would be SCREAMING for pre-existing condition clauses.
The problem is, you are... and you don't know it. Instead you think the mystical magical "company" is going to pull money out of their butt to pay for these people. Sorry, not happening. The money is coming from you. That's why premiums have been going up faster in the last 2 years, than at any time in the past.
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