Bummer Boomer. Having A Bad Day?

[Lesh]

how m,any times a day do obsess about Trump ? lol ! congrats ! you've made it through the 1st 2 months ..only 46 to go ! and if Trump is successful[and he just might be] in his attempt to pressure countries to lower their unfair tariffs and trading practices and get more manufacturing done in the US he will go down as one of the greatest POTUS in modern history .. are you nervous ? yeah .. I think you are ..MAGA !

View attachment 1097163

Every time I look at my 401

 

[Concerned American]

No, collapses of this sort are very rare.

How much did you lose?

 

[Lisa558]

How much did you lose?

I myself lost nothing because I sold nothing.

I wish I had more cash to invest at this point. The market will rebound.

 

[Crepitus]

I could say I feel bad for you; but I don't. I'm neither a Boomer, nor extremely wealthy. So for all the hysteria about the market, please understand; it's catastrophic for you, not the other roughly 80% of us.

Today’s market dive disproportionately affects Baby Boomers and the wealthy because they hold a significant portion of their wealth in financial assets, particularly stocks. Boomers, born between 1946 and 1964, are either nearing retirement or already retired, with many relying on investment portfolios, such as 401(k)s and direct stock holdings, to fund their golden years. According to financial insights, they own nearly $20 trillion in stocks—almost half the U.S. market—making them highly exposed to market volatility. A prolonged downturn, like the recent 10% drop in the S&P 500 reported by Business Insider, shrinks their nest eggs, potentially forcing delays in retirement or reduced spending to stay afloat. The wealthy, similarly, have a large share of their net worth tied up in equities and other market-dependent assets, amplifying the impact of a slide compared to those with less invested.
In contrast, the bottom 80% of Americans are less directly affected by this market drop because their wealth is not predominantly tied to the stock market. For most, financial security hinges more on wages, home equity (if they own property), and immediate cash flow rather than investment portfolios. Data from the Federal Reserve highlights that the top 10% of Americans control two-thirds of the nation’s wealth, while the bottom 90%—which includes the bottom 80%—hold just one-third, with much of that in non-financial assets like homes or savings accounts. A market dive doesn’t immediately erode their day-to-day finances since they’re less likely to own significant stock holdings. Their economic struggles, like stagnant wages or rising costs, are more chronic and disconnected from short-term market fluctuations.
That said, indirect effects could eventually trickle down to the bottom 80% if a sustained downturn triggers broader economic consequences, such as job losses or reduced consumer spending by the wealthy and Boomers. However, the immediate sting of today’s dive is felt most acutely by those with substantial market exposure. Boomers face a unique squeeze: with limited time to recover losses due to their age, they’re urged to de-risk portfolios, as noted in Business Insider’s analysis.
(https://www.businessinsider.com/boomers-are-in-big-trouble-if-the-stock-market-keeps-sliding-2025-3).

Meanwhile, the wealthy, though more resilient, still see significant paper losses. For the bottom 80%, the market’s ups and downs remain a distant concern compared to pressing issues like inflation or job security, underscoring a stark divide in how economic shocks ripple through society.
(Wealth Inequality and the Racial Wealth Gap).

So keep tje sobbing down. Most of us don't care. And many of us in the know are absolutely loving it...

Another tRumpling excusing the market crash.

I am so surprised.

 

[Crepitus]

I myself lost nothing because I sold nothing.

I wish I had more cash to invest at this point. The market will rebound.

I hasn't bottomed yet.

 

[MarathonMike]

I could say I feel bad for you; but I don't. I'm neither a Boomer, nor extremely wealthy. So for all the hysteria about the market, please understand; it's catastrophic for you, not the other roughly 80% of us.

Today’s market dive disproportionately affects Baby Boomers and the wealthy because they hold a significant portion of their wealth in financial assets, particularly stocks. Boomers, born between 1946 and 1964, are either nearing retirement or already retired, with many relying on investment portfolios, such as 401(k)s and direct stock holdings, to fund their golden years. According to financial insights, they own nearly $20 trillion in stocks—almost half the U.S. market—making them highly exposed to market volatility. A prolonged downturn, like the recent 10% drop in the S&P 500 reported by Business Insider, shrinks their nest eggs, potentially forcing delays in retirement or reduced spending to stay afloat. The wealthy, similarly, have a large share of their net worth tied up in equities and other market-dependent assets, amplifying the impact of a slide compared to those with less invested.
In contrast, the bottom 80% of Americans are less directly affected by this market drop because their wealth is not predominantly tied to the stock market. For most, financial security hinges more on wages, home equity (if they own property), and immediate cash flow rather than investment portfolios. Data from the Federal Reserve highlights that the top 10% of Americans control two-thirds of the nation’s wealth, while the bottom 90%—which includes the bottom 80%—hold just one-third, with much of that in non-financial assets like homes or savings accounts. A market dive doesn’t immediately erode their day-to-day finances since they’re less likely to own significant stock holdings. Their economic struggles, like stagnant wages or rising costs, are more chronic and disconnected from short-term market fluctuations.
That said, indirect effects could eventually trickle down to the bottom 80% if a sustained downturn triggers broader economic consequences, such as job losses or reduced consumer spending by the wealthy and Boomers. However, the immediate sting of today’s dive is felt most acutely by those with substantial market exposure. Boomers face a unique squeeze: with limited time to recover losses due to their age, they’re urged to de-risk portfolios, as noted in Business Insider’s analysis.
(https://www.businessinsider.com/boomers-are-in-big-trouble-if-the-stock-market-keeps-sliding-2025-3).

Meanwhile, the wealthy, though more resilient, still see significant paper losses. For the bottom 80%, the market’s ups and downs remain a distant concern compared to pressing issues like inflation or job security, underscoring a stark divide in how economic shocks ripple through society.
(Wealth Inequality and the Racial Wealth Gap).

So keep tje sobbing down. Most of us don't care. And many of us in the know are absolutely loving it...

Sorry to pop your fantasy bubble about us evil Boomers. My stock allocation is around 30 percent of my holdings which also includes real estate, CDs, bonds and other assets. You must be a bitter person if you "love" the idea that fellow Americans are being hurt by a market downturn. I want everyone to succeed.

 

[yidnar]

Every time I look at my 401

so you are fine with countries charging high tariffs on US goods eh ? you are fine with us allowing it eh ? your 401 k will be fine .. the market will bounce back .. and with trillions in private investment commitments into the US [in just 2 months] your 401 k will be higher than ever in a few months ..

 

[Vastator]

Sorry to pop your fantasy bubble about us evil Boomers. My stock allocation is around 30 percent of my holdings which also includes real estate, CDs, bonds and other assets. You must be a bitter person if you "love" the idea that fellow Americans are being hurt by a market downturn. I want everyone to succeed.

Good on ya for doin' well. Though I don't use the term "fellow" as casually as you do.

 

[Lesh]

so you are fine with countries charging high tariffs on US goods eh ? you are fine with us allowing it eh ? your 401 k will be fine .. the market will bounce back .. and with trillions in private investment commitments into the US [in just 2 months] your 401 k will be higher than ever in a few months ..

I already lost my so just stop at that bullshit

 

[MarathonMike]

Good on ya for doin' well. Though I don't use the term "fellow" as casually as you do.

Hating a group of people based on false assumptions is never a good idea.

 

[John Edgar Slow Horses]

how m,any times a day do obsess about Trump ? lol ! congrats ! you've made it through the 1st 2 months ..only 46 to go ! and if Trump is successful[and he just might be] in his attempt to pressure countries to lower their unfair tariffs and trading practices and get more manufacturing done in the US he will go down as one of the greatest POTUS in modern history .. are you nervous ? yeah .. I think you are ..MAGA !

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There is that cartoon reel playing in your head again!

 

[Vastator]

Hating a group of people based on false assumptions is never a good idea.

I don't hate all of them, on an individual level. But as a group... They were selfish stewards of their children's, their children's children, and their children's children's childrens future. So looking for sympathy from the group the Boomers collectively fucked over is futile. And I'm an old softy. If you think I'm a prick; don't ask post Gen-Xers what think of Boomers.

 

[John Edgar Slow Horses]

I don't hate all of them, on an individual level. But as a group... They were selfish stewards of their children's, their children's children, and their children's children's childrens future. So looking for sympathy from the group the Boomers collectively fucked over is futile. And I'm an old softy. If you think I'm a prick; don't ask post Gen-Xers what think of Boomers.

We did well. Nothing immoral with that. You and your following generations will do not better. Each generation is immoral. Except maybe the Nazis and the Commies. How did that happen.

 

[Vastator]

We did well. Nothing immoral with that. You and your following generations will do not better. Each generation is immoral. Except maybe the Nazis and the Commies. How did that happen.

You're deluded, and take no responsibility for the future you left for those who follow. Just one of the reasons Boomers are so despised...

 

[Vastator]

Thank God it didn't pan out...

 

[John Edgar Slow Horses]

You're deluded, and take no responsibility for the future you left for those who follow. Just one of the reasons Boomers are so despised...

One, you have a good future.

Two, you will be to be responsible.

Your problem is your lack of empathy and poor work ethic.

 

[John Edgar Slow Horses]

View attachment 1097195

Thank God it didn't pan out...

Toughen up, punk.

 

[Vastator]

One, you have a good future.

Two, you will be to be responsible.

Your problem is your lack of empathy and poor work ethic.

Definitely deluded...

 

[John Edgar Slow Horses]

Definitely deluded...

For a GenX, indeed, you are.

 

[M14 Shooter]

No, collapses of this sort are very rare.

"Collapse"