Absolute nonsense oreo a hell of a lot of people carry only catastrophic care because they make enough money so that they can cover there own medical bills in the case of reltively minor emergencies. Why penalize them for having the good fortune to not have to pay money up front for inusrance coverage. This isn't going to save anyone a damn dime. All it's going to do is force a lot of people to by inusrance coverage they don't need and don't want. About the most you can expect this to do is force a lot of poor people onto the medicare rolls whether they want it or not.