What is the cause of housing shortages?

Votto

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Oct 31, 2012
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Listening to the Presidential debate will never inform you about anything, let alone the housing shortage.

All you will hear is Kamala saying she will build more and give money away, but never addressing the causes of the housing crisis other than blaming Trump.

LOL. What useless morons we have in government.

In fact, giving money to first time home buyers will probably just cause prices to go up.

Here are a few articles that shed light into the problem


A shortage of land, lending, labour and materials since the financial crisis in 2008 are the main causes of the US housing shortage, the Moody’s study finds.
This has driven up costs and cut the profit margins builders can make. They have less incentive to build more homes, “particularly lower-priced housing with lower margins,” Moody’s Analytics says.
COVID-19 is considered to have made the housing crisis worse, as buyers and renters looked for more space during lockdowns. Historically low-interest rates in many countries, which make it cheap to borrow money, have fueled this phenomenon.

And this article



Reforming zoning rules to allow for more density is key for more homes to be built. Experts overwhelmingly agree that relaxing zoning laws is one of the best ways to improve affordability, and these types of measures have broad support among homeowners and renters. Even adding a modest amount of density in the country's biggest markets could create millions of new homes.
 
I honestly don't think that the climate cult wants more houses due to carbon emissions to heat and cool them

No, I think they want people to move into small row houses or apartments instead.

Perhaps this is all be design.

But how can we blame it all on Trump?

Anyone?
 
15 million illegal migrants don't help the situation....
But the diversity of the situation, can't you feel it empower you and make you stronger? It is our strength after all.

So, how does the 20 more million or so homes needed make the situation worse?

Hmm?

:auiqs.jpg:
 
Listening to the Presidential debate will never inform you about anything, let alone the housing shortage.

All you will hear is Kamala saying she will build more and give money away, but never addressing the causes of the housing crisis other than blaming Trump.

LOL. What useless morons we have in government.

In fact, giving money to first time home buyers will probably just cause prices to go up.

Here are a few articles that shed light into the problem


A shortage of land, lending, labour and materials since the financial crisis in 2008 are the main causes of the US housing shortage, the Moody’s study finds.
This has driven up costs and cut the profit margins builders can make. They have less incentive to build more homes, “particularly lower-priced housing with lower margins,” Moody’s Analytics says.
COVID-19 is considered to have made the housing crisis worse, as buyers and renters looked for more space during lockdowns. Historically low-interest rates in many countries, which make it cheap to borrow money, have fueled this phenomenon.

And this article



Reforming zoning rules to allow for more density is key for more homes to be built. Experts overwhelmingly agree that relaxing zoning laws is one of the best ways to improve affordability, and these types of measures have broad support among homeowners and renters. Even adding a modest amount of density in the country's biggest markets could create millions of new homes.
The real reason is overpopulation.
 
I honestly don't think that the climate cult wants more houses due to carbon emissions to heat and cool them

No, I think they want people to move into small row houses or apartments instead.

Perhaps this is all be design.

But how can we blame it all on Trump?

Anyone?
The climate nuts are not earth friendly anymore... they are fine with people living in tents and shitting in the streets... no housing necessary... lol
 
The real reason is overpopulation.
And the solution to overpopulation is???????????????????????

Depopulation!!!!!!!!!!

Thanks for playing

All democrats are in agreement as well as all climate cultists, but can they have enough abortions, gender changing surgeries, and people dying of drug overdoses flowing across the border fast enough to save us all?

I guess we keep electing democrats to improve on the death tolls
 
I honestly don't think that the climate cult wants more houses due to carbon emissions to heat and cool them

No, I think they want people to move into small row houses or apartments instead.

Perhaps this is all be design.

But how can we blame it all on Trump?

Anyone?
My dad made a pretty astute observation once. "Every car needs two parking spaces." And unless people stay home all day, they need another place to go besides home. That would be their job. That's where the second parking place is needed. So, in addition to housing people need jobs. Maybe they can be put to work building houses.
 
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Listening to the Presidential debate will never inform you about anything, let alone the housing shortage.

All you will hear is Kamala saying she will build more and give money away, but never addressing the causes of the housing crisis other than blaming Trump.

LOL. What useless morons we have in government.

In fact, giving money to first time home buyers will probably just cause prices to go up.

Here are a few articles that shed light into the problem


A shortage of land, lending, labour and materials since the financial crisis in 2008 are the main causes of the US housing shortage, the Moody’s study finds.
This has driven up costs and cut the profit margins builders can make. They have less incentive to build more homes, “particularly lower-priced housing with lower margins,” Moody’s Analytics says.
COVID-19 is considered to have made the housing crisis worse, as buyers and renters looked for more space during lockdowns. Historically low-interest rates in many countries, which make it cheap to borrow money, have fueled this phenomenon.

And this article



Reforming zoning rules to allow for more density is key for more homes to be built. Experts overwhelmingly agree that relaxing zoning laws is one of the best ways to improve affordability, and these types of measures have broad support among homeowners and renters. Even adding a modest amount of density in the country's biggest markets could create millions of new homes.
I believe that's why her plan incentivises the construction of homes for first time home buyers and first generation home buyers with tax credits. While Trump's plan is deregulation. Apparently 30% of the construction cost are due to regulations and so eliminating them should lower the cost of homes. Who needs regulations to ensure builders are making structurally sound homes that won't blow over with a strong fart or light up like a tinder box? :dunno: :lol:

Here’s What Harris and Trump Have Proposed to Help the Housing Crisis
 
Listening to the Presidential debate will never inform you about anything, let alone the housing shortage.

All you will hear is Kamala saying she will build more and give money away, but never addressing the causes of the housing crisis other than blaming Trump.

LOL. What useless morons we have in government.

In fact, giving money to first time home buyers will probably just cause prices to go up.

Here are a few articles that shed light into the problem


A shortage of land, lending, labour and materials since the financial crisis in 2008 are the main causes of the US housing shortage, the Moody’s study finds.
This has driven up costs and cut the profit margins builders can make. They have less incentive to build more homes, “particularly lower-priced housing with lower margins,” Moody’s Analytics says.
COVID-19 is considered to have made the housing crisis worse, as buyers and renters looked for more space during lockdowns. Historically low-interest rates in many countries, which make it cheap to borrow money, have fueled this phenomenon.

And this article



Reforming zoning rules to allow for more density is key for more homes to be built. Experts overwhelmingly agree that relaxing zoning laws is one of the best ways to improve affordability, and these types of measures have broad support among homeowners and renters. Even adding a modest amount of density in the country's biggest markets could create millions of new homes.
Skyrocketing interest rates due to Harris and Xiden's economic policies.

People aren't borrowing to build.
 
And the solution to overpopulation is???????????????????????

Depopulation!!!!!!!!!!

Thanks for playing

All democrats are in agreement as well as all climate cultists, but can they have enough abortions, gender changing surgeries, and people dying of drug overdoses flowing across the border fast enough to save us all?

I guess we keep electing democrats to improve on the death tolls
Our birthrate is falling. Maybe that's why the Dems want massive, unregulated immigration. The larger the mob, the more Dem votes.
 
The real reason is overpopulation.

I disagree entirely. The population of a lot of great towns has sunk over the years. Youngstown has a population of 60,000, down from its all time high of 170,000 in 1930. Cairo has a population of 1700, down from its 1920 high of 15,000. Austin has a population of less than 500 down from its 1910 record of 2900.
 
I believe that's why her plan incentivises the construction of homes for first time home buyers and first generation home buyers with tax credits. While Trump's plan is deregulation. Apparently 30% of the construction cost are due to regulations and so eliminating them should lower the cost of homes. Who needs regulations to ensure builders are making structurally sound homes that won't blow over with a strong fart or light up like a tinder box? :dunno: :lol:

Here’s What Harris and Trump Have Proposed to Help the Housing Crisis
Why do you need a regulation to tell you not to buy a home that is going to blow over with a strong fart? Are you that dumb?
 
Listening to the Presidential debate will never inform you about anything, let alone the housing shortage.

All you will hear is Kamala saying she will build more and give money away, but never addressing the causes of the housing crisis other than blaming Trump.

LOL. What useless morons we have in government.

In fact, giving money to first time home buyers will probably just cause prices to go up.

Here are a few articles that shed light into the problem


A shortage of land, lending, labour and materials since the financial crisis in 2008 are the main causes of the US housing shortage, the Moody’s study finds.
This has driven up costs and cut the profit margins builders can make. They have less incentive to build more homes, “particularly lower-priced housing with lower margins,” Moody’s Analytics says.
COVID-19 is considered to have made the housing crisis worse, as buyers and renters looked for more space during lockdowns. Historically low-interest rates in many countries, which make it cheap to borrow money, have fueled this phenomenon.

And this article



Reforming zoning rules to allow for more density is key for more homes to be built. Experts overwhelmingly agree that relaxing zoning laws is one of the best ways to improve affordability, and these types of measures have broad support among homeowners and renters. Even adding a modest amount of density in the country's biggest markets could create millions of new homes.

What is the cause of housing shortages?​

The human cockroaches from our south…
Send 50 million of Unkotare ’s treasures home to the shithole they belong and TA-DA!!!!! no shortages.
 
Why do you need a regulation to tell you not to buy a home that is going to blow over with a strong fart? Are you that dumb?
Then why not? What's wrong with offering a potentially structurally unsound building to home buyers as just one of many options..... :dunno: :lol:

The Republican plan people.
 
Our birthrate is falling. Maybe that's why the Dems want massive, unregulated immigration. The larger the mob, the more Dem votes.
Birth dearth is another problem for the depopulation crowd, so perhaps the 20 million or so immigrants help replace the over 60 million American baby's democrats have murdered.
 
8 percent was normal for many years. Low mortgage rates aren't.
It's not normal now, maybe when we were coming out of the Carter inflation it was normal...but not at all now. Hence why the Fed wants to cut them and why people aren't buying homes.
 
Then why not? What's wrong with offering a potentially structurally unsound building to home buyers as just one of many options..... :dunno: :lol:

The Republican plan people.
Why would someone want to build something they can't sell? Are you really that dumb? There is nothing wrong with some basic regulations, but when it's factoring into 30 percent of the cost, that's far too much.
 

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