Buzz Jenkins
Senior Member
- Aug 20, 2015
- 698
- 152
- 45
Auto accidents happen. Shootings do not just happen. They are intentional. If you shoot someone in self defense, then presumably your liability carrier would not have to pay. How else would your gun harm someone? Only if you go nuts and shoot everyone in sight or if someone steals your gun and uses it to shoot someone.
Claims would be paid by premiums paid by people who will largely not go nuts and shoot people and who will not have their guns stolen because they keep them locked up or on their person. I feel pretty damn certain that my guns will never create a liability situation, and that 99% of other gun owners' weapons not either.
So it is unfair to have the cost shifted to these responsible people for the harm caused by so few. Auto insurance is not analogous at all, for everyone drives and everyone is at risk of an accident when they drive. The pool of insureds are similarly situated and share risk. I, for example, do not share risk with a nut job or someone who has his gun stolen because I am not going to flip out and because I keep all of my guns locked up, except the one I carry.
One thing is clear: there is no better way to make a leftist look like an idiot that to engage them in a talk about guns and gun regulation. Rarely does any proposed attempt to control guns involve a regulation that is reasonably related to the thing they purport to prevent.
Claims would be paid by premiums paid by people who will largely not go nuts and shoot people and who will not have their guns stolen because they keep them locked up or on their person. I feel pretty damn certain that my guns will never create a liability situation, and that 99% of other gun owners' weapons not either.
So it is unfair to have the cost shifted to these responsible people for the harm caused by so few. Auto insurance is not analogous at all, for everyone drives and everyone is at risk of an accident when they drive. The pool of insureds are similarly situated and share risk. I, for example, do not share risk with a nut job or someone who has his gun stolen because I am not going to flip out and because I keep all of my guns locked up, except the one I carry.
One thing is clear: there is no better way to make a leftist look like an idiot that to engage them in a talk about guns and gun regulation. Rarely does any proposed attempt to control guns involve a regulation that is reasonably related to the thing they purport to prevent.