Health Insurance Premiums Skyrocketing. Thanks, Obama!

[The Rabbi]

I didnt need the WSJ to tell me health insurance premiums are going way up. I have Blue Cross/Blue Shield. My policy this year was a little over $600/mo. I just got notice that it is going to over $800/mo next year. Since I have never seen rates go down, only up, I wonder how long it will be before I am priced out of the market for health insurance. I am not the only one either. SO we will end up with many many more people figuring it is cheaper to pay the penalty than buy health insurance. Result: Many more uninsureds. Another Democrat success story! Nice going, guys! And yes, we had increases before this, but nothing like this kind of jump.

Health Insurers Seek Hefty Rate Boosts - WSJ
Parts of Obamacare have been delayed and it won't fully hit until Obama leaves office (by design).

But the premium increases with higher deductibles are already here :


Major insurers in some states are proposing hefty rate boosts for plans sold under the federal health law, setting the stage for an intense debate this summer over the law’s impact.

In New Mexico, market leader Health Care Service Corp. is asking for an average jump of 51.6% in premiums for 2016.

The biggest insurer in Tennessee, BlueCross BlueShield of Tennessee, has requested an average 36.3% increase. In Maryland, market leader CareFirst BlueCross BlueShield wants to raise rates 30.4% across its products.

Moda Health, the largest insurer on the Oregon health exchange, seeks an average boost of around 25%.

All of them cite high medical costs incurred by people newly enrolled under the Affordable Care Act.

Insurers say their proposed rates reflect the revenue they need to pay claims, now that they have had time to analyze their experience with the law’s requirement that they offer the same rates to everyone—regardless of medical history.

 

[PratchettFan]

I didnt need the WSJ to tell me health insurance premiums are going way up. I have Blue Cross/Blue Shield. My policy this year was a little over $600/mo. I just got notice that it is going to over $800/mo next year. Since I have never seen rates go down, only up, I wonder how long it will be before I am priced out of the market for health insurance. I am not the only one either. SO we will end up with many many more people figuring it is cheaper to pay the penalty than buy health insurance. Result: Many more uninsureds. Another Democrat success story! Nice going, guys! And yes, we had increases before this, but nothing like this kind of jump.

Health Insurers Seek Hefty Rate Boosts - WSJ
Parts of Obamacare have been delayed and it won't fully hit until Obama leaves office (by design).

But the premium increases with higher deductibles are already here :


Major insurers in some states are proposing hefty rate boosts for plans sold under the federal health law, setting the stage for an intense debate this summer over the law’s impact.

In New Mexico, market leader Health Care Service Corp. is asking for an average jump of 51.6% in premiums for 2016.

The biggest insurer in Tennessee, BlueCross BlueShield of Tennessee, has requested an average 36.3% increase. In Maryland, market leader CareFirst BlueCross BlueShield wants to raise rates 30.4% across its products.

Moda Health, the largest insurer on the Oregon health exchange, seeks an average boost of around 25%.

All of them cite high medical costs incurred by people newly enrolled under the Affordable Care Act.

Insurers say their proposed rates reflect the revenue they need to pay claims, now that they have had time to analyze their experience with the law’s requirement that they offer the same rates to everyone—regardless of medical history.

I totally agree. We obviously need a national health system.

 

[Wildman]

this kind of makes me happy almost ecstatic that i retired from the U.S. Navy and have Tri-Care For Life, although the Medicare premiums are escalating also.

 

[vhclark]

this kind of makes me happy almost ecstatic that i retired from the U.S. Navy and have Tri-Care For Life, although the Medicare premiums are escalating also.

Also a Navy Retiree, but held off on TRICARE because I was getting HI thru my job, and when I retired, my wifes job. Should look into it.

 

[Flash]

oost of around 25%.


I totally agree. We obviously need a national health system.

We had a national system at one time. It was called buy your own.

However, that wasn't good enough for the assholes that didn't want to pay for their own health care but wanted somebody else to pay for it.

 

[PratchettFan]

oost of around 25%.


I totally agree. We obviously need a national health system.

We had a national system at one time. It was called buy your own.

However, that wasn't good enough for the assholes that didn't want to pay for their own health care but wanted somebody else to pay for it.

Yeah. Those awful old people who didn't have the common decency to just go ahead and die. And those nasty kids with cancer. You gotta hate those free loaders.

 

[LordBrownTrout]

BCBS TX premium went from 650 to 1100 a month. Coverage got shittier too.

 

[The Rabbi]

I didnt need the WSJ to tell me health insurance premiums are going way up. I have Blue Cross/Blue Shield. My policy this year was a little over $600/mo. I just got notice that it is going to over $800/mo next year. Since I have never seen rates go down, only up, I wonder how long it will be before I am priced out of the market for health insurance. I am not the only one either. SO we will end up with many many more people figuring it is cheaper to pay the penalty than buy health insurance. Result: Many more uninsureds. Another Democrat success story! Nice going, guys! And yes, we had increases before this, but nothing like this kind of jump.

Health Insurers Seek Hefty Rate Boosts - WSJ
Parts of Obamacare have been delayed and it won't fully hit until Obama leaves office (by design).

But the premium increases with higher deductibles are already here :


Major insurers in some states are proposing hefty rate boosts for plans sold under the federal health law, setting the stage for an intense debate this summer over the law’s impact.

In New Mexico, market leader Health Care Service Corp. is asking for an average jump of 51.6% in premiums for 2016.

The biggest insurer in Tennessee, BlueCross BlueShield of Tennessee, has requested an average 36.3% increase. In Maryland, market leader CareFirst BlueCross BlueShield wants to raise rates 30.4% across its products.

Moda Health, the largest insurer on the Oregon health exchange, seeks an average boost of around 25%.

All of them cite high medical costs incurred by people newly enrolled under the Affordable Care Act.

Insurers say their proposed rates reflect the revenue they need to pay claims, now that they have had time to analyze their experience with the law’s requirement that they offer the same rates to everyone—regardless of medical history.

I totally agree. We obviously need a national health system.

Because government has done such a wonderful job so far we really need to go whole hog on it?
Are you insane?

 

[PratchettFan]

I didnt need the WSJ to tell me health insurance premiums are going way up. I have Blue Cross/Blue Shield. My policy this year was a little over $600/mo. I just got notice that it is going to over $800/mo next year. Since I have never seen rates go down, only up, I wonder how long it will be before I am priced out of the market for health insurance. I am not the only one either. SO we will end up with many many more people figuring it is cheaper to pay the penalty than buy health insurance. Result: Many more uninsureds. Another Democrat success story! Nice going, guys! And yes, we had increases before this, but nothing like this kind of jump.

Health Insurers Seek Hefty Rate Boosts - WSJ
Parts of Obamacare have been delayed and it won't fully hit until Obama leaves office (by design).

But the premium increases with higher deductibles are already here :


Major insurers in some states are proposing hefty rate boosts for plans sold under the federal health law, setting the stage for an intense debate this summer over the law’s impact.

In New Mexico, market leader Health Care Service Corp. is asking for an average jump of 51.6% in premiums for 2016.

The biggest insurer in Tennessee, BlueCross BlueShield of Tennessee, has requested an average 36.3% increase. In Maryland, market leader CareFirst BlueCross BlueShield wants to raise rates 30.4% across its products.

Moda Health, the largest insurer on the Oregon health exchange, seeks an average boost of around 25%.

All of them cite high medical costs incurred by people newly enrolled under the Affordable Care Act.

Insurers say their proposed rates reflect the revenue they need to pay claims, now that they have had time to analyze their experience with the law’s requirement that they offer the same rates to everyone—regardless of medical history.

I totally agree. We obviously need a national health system.

Because government has done such a wonderful job so far we really need to go whole hog on it?
Are you insane?

Government hasn't been doing the job. Insurance companies have been doing it and they were doing such a good job that everyone agreed something needed to be done about it. Including the political right. Insane? I believe it was Einstein who said that insanity is doing the same thing over and over again and expecting different results. So let me turn that back to you, are you insane?

Our medical care is rated 37 in quality of health care but we are ranked number 1 in cost. Every nation with national health care on the planet is kicking our butts, but you think doing it the same way that got us here is the solution. That is insane.

 

[The Rabbi]

I didnt need the WSJ to tell me health insurance premiums are going way up. I have Blue Cross/Blue Shield. My policy this year was a little over $600/mo. I just got notice that it is going to over $800/mo next year. Since I have never seen rates go down, only up, I wonder how long it will be before I am priced out of the market for health insurance. I am not the only one either. SO we will end up with many many more people figuring it is cheaper to pay the penalty than buy health insurance. Result: Many more uninsureds. Another Democrat success story! Nice going, guys! And yes, we had increases before this, but nothing like this kind of jump.

Health Insurers Seek Hefty Rate Boosts - WSJ
Parts of Obamacare have been delayed and it won't fully hit until Obama leaves office (by design).

But the premium increases with higher deductibles are already here :


Major insurers in some states are proposing hefty rate boosts for plans sold under the federal health law, setting the stage for an intense debate this summer over the law’s impact.

In New Mexico, market leader Health Care Service Corp. is asking for an average jump of 51.6% in premiums for 2016.

The biggest insurer in Tennessee, BlueCross BlueShield of Tennessee, has requested an average 36.3% increase. In Maryland, market leader CareFirst BlueCross BlueShield wants to raise rates 30.4% across its products.

Moda Health, the largest insurer on the Oregon health exchange, seeks an average boost of around 25%.

All of them cite high medical costs incurred by people newly enrolled under the Affordable Care Act.

Insurers say their proposed rates reflect the revenue they need to pay claims, now that they have had time to analyze their experience with the law’s requirement that they offer the same rates to everyone—regardless of medical history.

I totally agree. We obviously need a national health system.

Because government has done such a wonderful job so far we really need to go whole hog on it?
Are you insane?

Government hasn't been doing the job. Insurance companies have been doing it and they were doing such a good job that everyone agreed something needed to be done about it. Including the political right. Insane? I believe it was Einstein who said that insanity is doing the same thing over and over again and expecting different results. So let me turn that back to you, are you insane?

Our medical care is rated 37 in quality of health care but we are ranked number 1 in cost. Every nation with national health care on the planet is kicking our butts, but you think doing it the same way that got us here is the solution. That is insane.

Medical insurance is not medical care.
Insurance companies have been, and continued to be, hampered by high levels of govt regulation. In fact the companies specifically pointed to their mandate to offer insurance regardless of risk as the reason for the increases.
Piling on more mandates is not the solution. You are right: it would be insane to continue to push a government solution after this goverment solution has alrady failed.

 

[Flash]

[


Yeah. Those awful old people who didn't have the common decency to just go ahead and die. And those nasty kids with cancer. You gotta hate those free loaders.

How about the ones that refuses to pull up their pants, put down their bong and actually try to be productive so they can earn some money instead of demanding that somebody else their bills?

Right now the only thing you have to do to "earn" free health care is to vote for the Democrats.

You know, people like this:

 

[PratchettFan]

I didnt need the WSJ to tell me health insurance premiums are going way up. I have Blue Cross/Blue Shield. My policy this year was a little over $600/mo. I just got notice that it is going to over $800/mo next year. Since I have never seen rates go down, only up, I wonder how long it will be before I am priced out of the market for health insurance. I am not the only one either. SO we will end up with many many more people figuring it is cheaper to pay the penalty than buy health insurance. Result: Many more uninsureds. Another Democrat success story! Nice going, guys! And yes, we had increases before this, but nothing like this kind of jump.

Health Insurers Seek Hefty Rate Boosts - WSJ
Parts of Obamacare have been delayed and it won't fully hit until Obama leaves office (by design).

But the premium increases with higher deductibles are already here :


Major insurers in some states are proposing hefty rate boosts for plans sold under the federal health law, setting the stage for an intense debate this summer over the law’s impact.

In New Mexico, market leader Health Care Service Corp. is asking for an average jump of 51.6% in premiums for 2016.

The biggest insurer in Tennessee, BlueCross BlueShield of Tennessee, has requested an average 36.3% increase. In Maryland, market leader CareFirst BlueCross BlueShield wants to raise rates 30.4% across its products.

Moda Health, the largest insurer on the Oregon health exchange, seeks an average boost of around 25%.

All of them cite high medical costs incurred by people newly enrolled under the Affordable Care Act.

Insurers say their proposed rates reflect the revenue they need to pay claims, now that they have had time to analyze their experience with the law’s requirement that they offer the same rates to everyone—regardless of medical history.

I totally agree. We obviously need a national health system.

Because government has done such a wonderful job so far we really need to go whole hog on it?
Are you insane?

Government hasn't been doing the job. Insurance companies have been doing it and they were doing such a good job that everyone agreed something needed to be done about it. Including the political right. Insane? I believe it was Einstein who said that insanity is doing the same thing over and over again and expecting different results. So let me turn that back to you, are you insane?

Our medical care is rated 37 in quality of health care but we are ranked number 1 in cost. Every nation with national health care on the planet is kicking our butts, but you think doing it the same way that got us here is the solution. That is insane.

Medical insurance is not medical care.
Insurance companies have been, and continued to be, hampered by high levels of govt regulation. In fact the companies specifically pointed to their mandate to offer insurance regardless of risk as the reason for the increases.
Piling on more mandates is not the solution. You are right: it would be insane to continue to push a government solution after this goverment solution has alrady failed.

We have not done a government solution. The only solution that has ever worked is a government solution. You need only look at the rest of the first world to see that as obvious. Once more, doing the same thing over and over again and expecting a different result is insanity. We need a national health system. Until we have it, things will only get worse.

 

[PratchettFan]

[


Yeah. Those awful old people who didn't have the common decency to just go ahead and die. And those nasty kids with cancer. You gotta hate those free loaders.

How about the ones that refuses to pull up their pants, put down their bong and actually try to be productive so they can earn some money instead of demanding that somebody else their bills?

Right now the only thing you have to do to "earn" free health care is to vote for the Democrats.

You know, people like this:

Well, I certainly don't want to burden you with reality. So continue on with your fantasy.

 

[Claudette]

I didnt need the WSJ to tell me health insurance premiums are going way up. I have Blue Cross/Blue Shield. My policy this year was a little over $600/mo. I just got notice that it is going to over $800/mo next year. Since I have never seen rates go down, only up, I wonder how long it will be before I am priced out of the market for health insurance. I am not the only one either. SO we will end up with many many more people figuring it is cheaper to pay the penalty than buy health insurance. Result: Many more uninsureds. Another Democrat success story! Nice going, guys! And yes, we had increases before this, but nothing like this kind of jump.

Health Insurers Seek Hefty Rate Boosts - WSJ
Parts of Obamacare have been delayed and it won't fully hit until Obama leaves office (by design).

But the premium increases with higher deductibles are already here :


Major insurers in some states are proposing hefty rate boosts for plans sold under the federal health law, setting the stage for an intense debate this summer over the law’s impact.

In New Mexico, market leader Health Care Service Corp. is asking for an average jump of 51.6% in premiums for 2016.

The biggest insurer in Tennessee, BlueCross BlueShield of Tennessee, has requested an average 36.3% increase. In Maryland, market leader CareFirst BlueCross BlueShield wants to raise rates 30.4% across its products.

Moda Health, the largest insurer on the Oregon health exchange, seeks an average boost of around 25%.

All of them cite high medical costs incurred by people newly enrolled under the Affordable Care Act.

Insurers say their proposed rates reflect the revenue they need to pay claims, now that they have had time to analyze their experience with the law’s requirement that they offer the same rates to everyone—regardless of medical history.

I totally agree. We obviously need a national health system.

Because government has done such a wonderful job so far we really need to go whole hog on it?
Are you insane?

Yup he's as mad as the hatter.

Why any sane person would want the Govt running HC for 300 million Americans is beyond my comprehension.

The Govt that in its entire history has never run anything cheaply or well.

And Oh yeah. My benefits went up by 30% because of that POS ACA. The only people that POS is affordable for are those the rest of us are paying for.

 

[LordBrownTrout]

[


Yeah. Those awful old people who didn't have the common decency to just go ahead and die. And those nasty kids with cancer. You gotta hate those free loaders.

How about the ones that refuses to pull up their pants, put down their bong and actually try to be productive so they can earn some money instead of demanding that somebody else their bills?

Right now the only thing you have to do to "earn" free health care is to vote for the Democrats.

You know, people like this:

Well, I certainly don't want to burden you with reality. So continue on with your fantasy.

I'm with claudettte. You would actually want our bumbling idiot govt to run a national healthcare program? They waste hundreds of billions and you actually want them to be in full control? Look at the VA disaster. That's what you want?

 

[Flash]

[

Well, I certainly don't want to burden you with reality. So continue on with your fantasy.

This massive welfare state we live in and the destruction to our health care system because of Obamacare is hardly a fantasy.

How about you and I both agree on fairness?

You pay for your health care and I will pay for mine.

You don't have to worry about paying my bills and I don't have to worry about paying yours. If I decided to be lazy and unproductive and not take care of my own problems then you are not out anything. However, if you want to give me some money out of the goodness of your heart to help a bro out then that is fine. That is your decision and you are not forced by the government to do anything you don't want to do.

 

[PratchettFan]

[


Yeah. Those awful old people who didn't have the common decency to just go ahead and die. And those nasty kids with cancer. You gotta hate those free loaders.

How about the ones that refuses to pull up their pants, put down their bong and actually try to be productive so they can earn some money instead of demanding that somebody else their bills?

Right now the only thing you have to do to "earn" free health care is to vote for the Democrats.

You know, people like this:

Well, I certainly don't want to burden you with reality. So continue on with your fantasy.

I'm with claudettte. You would actually want our bumbling idiot govt to run a national healthcare program? They waste hundreds of billions and you actually want them to be in full control? Look at the VA disaster. That's what you want?

Yes, that is what I want. I doubt it will happen soon because first people are going to have to get their heads out of the sand.

 

[PratchettFan]

[

Well, I certainly don't want to burden you with reality. So continue on with your fantasy.

This massive welfare state we live in and the destruction to our health care system because of Obamacare is hardly a fantasy.

How about you and I both agree on fairness?

You pay for your health care and I will pay for mine.

You don't have to worry about paying my bills and I don't have to worry about paying yours. If I decided to be lazy and unproductive and not take care of my own problems then you are not out anything. However, if you want to give me some money out of the goodness of your heart to help a bro out then that is fine. That is your decision and you are not forced by the government to do anything you don't want to do.

No. Because I don't want to live in a third world country.

And I think I made it pretty clear that I am not for the ACA. That just leaves it in the hands of the insurance companies, who have already demonstrated they are not to be trusted with control. I want a full national health system, just like the ones that work better than ours all over the planet.

That's what is really amazing. This is not new and it works. It out performs us on everything except expense. But you want to continue to pay far more for far less. And you all call me insane.

 

[LordBrownTrout]

[


Yeah. Those awful old people who didn't have the common decency to just go ahead and die. And those nasty kids with cancer. You gotta hate those free loaders.

How about the ones that refuses to pull up their pants, put down their bong and actually try to be productive so they can earn some money instead of demanding that somebody else their bills?

Right now the only thing you have to do to "earn" free health care is to vote for the Democrats.

You know, people like this:

Well, I certainly don't want to burden you with reality. So continue on with your fantasy.

I'm with claudettte. You would actually want our bumbling idiot govt to run a national healthcare program? They waste hundreds of billions and you actually want them to be in full control? Look at the VA disaster. That's what you want?

Yes, that is what I want. I doubt it will happen soon because first people are going to have to get their heads out of the sand.

Wow. What a disaster. That's setting the bar real low.

 

[Flash]

[


No. Because I don't want to live in a third world country.

And I think I made it pretty clear that I am not for the ACA. That just leaves it in the hands of the insurance companies, who have already demonstrated they are not to be trusted with control. I want a full national health system, just like the ones that work better than ours all over the planet.

That's what is really amazing. This is not new and it works. It out performs us on everything except expense. But you want to continue to pay far more for far less. And you all call me insane.

Not having a welfare state is hardly living in a third world country. The biggest economic growth this country ever had was back when the total cost of government was less than 20% of GDP. Back before we had a massive welfare state. We are increasing poverty, increasing welfare and have declining family income, not to mention terrible economic grow, now that our combined cost of government is over 40% of the GNP.

Insurance companies work fine if the filthy ass government doesn't get involved.

Most of what is called "health insurance" is really not even insurance but employer paid.

What screws up the insurance companies are the stupid regulations that are designed to impose social requirements into the free market. Everything from prohibiting interstate commence to requiring that the companies cover things that the consumer may or not want.

Then you throw in the shit that people that can't afford it gets it for free (if they vote for Democrats) and the cost is passed on to the paying customers in the form of higher premiums, higher co payments, higer deductibles and new taxes and then we wonder why it is out of control.

You should not be entitled to free health care simply because you are alive. I may want to help you out if you are in need but I want that to be my business and not forced by the government.

We are moving towards being a third world country because of the massive debt, lost productivity and cost of big government. That is what will kill us, not being responsible for our own health care.