I think it's a con that people pay into a system where breach of contract occurs on a daily basis in the name of profit over people. Again, I'm not anti-profit...I'm anti-corruption.
I think it's a con that in years with record profits that companies use their leverage to drop people from coverage when it's very clear that's the risk that the insurance company undertook.
I could go on and on but that's a good start.
OK.
You realize those things do NOT happen on a daily basis. If they did, companies would get sued constantly and go out of business.
So other than you are operating on a misapprehension what else?