what is different between republican and conservative ?

[Flopper]

Right to Work States is a euphemism for Union Busting;
Guns must be kept out of the hands of some, to protect the innocent;
Obamacare reformed health care in American, tell us oh wise and wonderful con, what is wrong with it (in detail),

State's Right's, what does that really mean?

You ask about Commie Care and States Rights in the same response and can't figure it out? Does it have to hit you in the face or something?

What's wrong with Commie Care, well for one, I like millions of others lost my employers insurance because of it. Two, I'm going to file my taxes today, and guess what I can't write off because of Commie Care? That's right, my medical expenses. Three, our founders never envisioned the day when the federal government would be able to force you to buy something at the threat of taking YOUR hard earned money away. Four, now that people have to buy their own insurance, they do so with after-tax money whereas before when it was an employer benefit, it was a before tax benefit. Five, Commie Care was never meant to make sure everybody had coverage, Commie Care was designed to make as many more people dependent on the government as possible. Don't believe me, just listen to the White House when they brag they conned 14 million Americans into signing up. Only a Commie or liberal would celebrate 14 million more government dependents. Six, Commie Care was an out and out lie to begin with. Need more?????

I think I see where your problem is. You are trying to deal with something called Commie Care when you should be taking advantage of Obama Care. Try that, and you will be much better off just like the millions of others, including myself, are better off.

If you are better off, it means taxpayers are paying for part or most of your care. Trust me, I looked into Commie Care. It's a disaster.

The cost of a decent plan is about the cost to rent an apartment, pay a mortgage, pay a loan on an expensive car or truck. Most people don't have that kind of extra loot laying around after all the bills are paid.

No, we would be better off if there was no such thing as Hussein. Millions of us would still have our health insurance today as we've had all of our lives. And of course, those of us who now have to pay for private insurance with after tax money that is responsible for your lower cost plan are now working just to put food on the table, a roof over our head, and healthcare insurance instead of having that extra money to buy other more desirable things, save money, pay off bills, or invest.

One of the biggest problems with Commie Care is trying to find somebody that speaks fluent English. I've placed a half-dozen or more calls down there, and I never spoke to anybody but minorities. On a cell phone, it's a difficult conversation.

Individual Insurance was expensive before Obamacare Today it's damn expensive today. The difference is:

• you can't be turned down, which makes it more expensive.
• it's a complete healthcare plan, which makes more expensive.
• part of your premium ends up making insurance more affordable for the poor which makes it more expensive.

Do you know when it was least expensive? When my employer provided it.

And don't buy into that BS that they have to cover preexisting conditions. The insurance company I bought a plan from doesn't cover preexisting conditions, and there is nothing anybody can do about it.

Commie Care was a lie from the beginning and it's a lie today.

Only grandfathered plans don't have to cover pre-existing conditions. Most of them have been phased out. All of them will be phased out by end of 2016.

Today near 57% of the non-elderly get their insurance through their employers. 21% from Medicaid, 6% from individual plans and 15% are uninsured. Employer health insurance will be phased out in most business over the next 10 years. This will certainly reduce cost for businesses but will increase cost for employees. Health Insurance should have never been provided as an employee benefit.
IMHO, the benefits that employers will see from dropping health insurance should be used to increase subsidies to lower the premiums for employees being forced to by individual insurance. The alternative will be Medicare for all. Medicare is excellent coverage, low overhead, and a proven system. Surprisingly the cost is much less than you might think.

 

[Flopper]

You ask about Commie Care and States Rights in the same response and can't figure it out? Does it have to hit you in the face or something?

What's wrong with Commie Care, well for one, I like millions of others lost my employers insurance because of it. Two, I'm going to file my taxes today, and guess what I can't write off because of Commie Care? That's right, my medical expenses. Three, our founders never envisioned the day when the federal government would be able to force you to buy something at the threat of taking YOUR hard earned money away. Four, now that people have to buy their own insurance, they do so with after-tax money whereas before when it was an employer benefit, it was a before tax benefit. Five, Commie Care was never meant to make sure everybody had coverage, Commie Care was designed to make as many more people dependent on the government as possible. Don't believe me, just listen to the White House when they brag they conned 14 million Americans into signing up. Only a Commie or liberal would celebrate 14 million more government dependents. Six, Commie Care was an out and out lie to begin with. Need more?????

I think I see where your problem is. You are trying to deal with something called Commie Care when you should be taking advantage of Obama Care. Try that, and you will be much better off just like the millions of others, including myself, are better off.

If you are better off, it means taxpayers are paying for part or most of your care. Trust me, I looked into Commie Care. It's a disaster.

The cost of a decent plan is about the cost to rent an apartment, pay a mortgage, pay a loan on an expensive car or truck. Most people don't have that kind of extra loot laying around after all the bills are paid.

No, we would be better off if there was no such thing as Hussein. Millions of us would still have our health insurance today as we've had all of our lives. And of course, those of us who now have to pay for private insurance with after tax money that is responsible for your lower cost plan are now working just to put food on the table, a roof over our head, and healthcare insurance instead of having that extra money to buy other more desirable things, save money, pay off bills, or invest.

One of the biggest problems with Commie Care is trying to find somebody that speaks fluent English. I've placed a half-dozen or more calls down there, and I never spoke to anybody but minorities. On a cell phone, it's a difficult conversation.

Individual Insurance was expensive before Obamacare Today it's damn expensive today. The difference is:

• you can't be turned down, which makes it more expensive.
• it's a complete healthcare plan, which makes more expensive.
• part of your premium ends up making insurance more affordable for the poor which makes it more expensive.

Do you know when it was least expensive? When my employer provided it.

And don't buy into that BS that they have to cover preexisting conditions. The insurance company I bought a plan from doesn't cover preexisting conditions, and there is nothing anybody can do about it.

Commie Care was a lie from the beginning and it's a lie today.

Only grandfathered plans don't have to cover pre-existing conditions. Most of them have been phased out. All of them will be phased out by end of 2016.

Today near 58% of the non-elderly get their insurance through their employers. 21% from Medicaid, 6% from individual plans and 15% are uninsured.

Employer health insurance will be phased out in most business over the next 10 years. This will certainly reduce cost for businesses but will increase cost for employees. Health insurance should have have never been provided as benefit.
IMHO, the benefits that employers will see from dropping health insurance should be used to increase subsidies to lower the premiums for employees being forced to by individual insurance.

The next major change in health insurance will be Medicare for All but it will take years to enact it. Americans are sick of hearing about health insurance plans and Republicans are still fighting the Obamacare battle.

 

[Wry Catcher]

Why shouldn't a company covet preexisting conditions? If a person is paying for coverage, then COVER it. Insurance companies are untrustworthy in many respects.

Not nearly as much as the Obama administration.

If you really believe this ^^^ you're even dumber than I thought.

 

[eagle1462010]

Dems went hard left............some had to go.......

 

[kaz]

When it comes to healthcare, conservatives seem to think that if we got government out of healthcare costs would be a fraction of what they are today. It might well be cheaper, but I think it would still be well beyond the reach of tens of millions of people.

So when government pays for healthcare, there's no cost! gotcha

Of course there's cost. Government subsidized healthcare distributes the cost based on the ability of people to pay

That was my point

In the US, healthcare is only partially subsided so we use insurance as mechanism to transfer the costs.

The product of government schools are just sad.

No, actual insurance is to pool the risk, not the cost. Spreading the cost is welfare, it's what government does.

I'm not sure why the word "Marxism" bothers you people so much. You quote from the manifesto all the time, like "ability to ... pay." If you're a Marxist that's your choice, but why can't you just be honest about it?

Transferring wealth on the ability to pay has zero to do with insurance. In actual insurance, you pay your ex-ante expected costs. When you transfer wealth based on the ability to pay, you know you are not paying your ex-ante expected costs and you're expecting others to pay more than their ex-ante expected costs

 

[Ray From Cleveland]

Why shouldn't a company covet preexisting conditions? If a person is paying for coverage, then COVER it. Insurance companies are untrustworthy in many respects.

Not nearly as much as the Obama administration.

If you really believe this ^^^ you're even dumber than I thought.

I'm sure you would think of me that way the genius that you are. After all, only a genius would think this administration is trustworthy.

 

[kaz]

Why shouldn't a company covet preexisting conditions? If a person is paying for coverage, then COVER it. Insurance companies are untrustworthy in many respects.

Another government educated genius who doesn't understand insurance.

So you think that when you buy "insurance" you buy ubiquitous health care, that's pathetic. Actually you buy a schedule of services. That's why when you buy more coverage, it costs more money.

So by your standard, since everything is covered in every policy, why not just buy the cheapest one since in the end you think you bought bumper to bumper coverage no matter what you paid?

 

[Papageorgio]

Conservatives hate workers and see them as strictly overhead, not human. Republicans may or may not see them as human. Conservatives believe in the dollar even over life in the very end. Republicans more tolerant.

The best people I have had business dealings with are conservative. The best people I have worked for are conservative. The take care of their employees, they take care of their business and are honest. I have worked for and dealt with liberals, they tended to skirt rules, pay under the table and would pay little.

Cuts both ways, your comment is pure propaganda BS.

 

[Flopper]

When it comes to healthcare, conservatives seem to think that if we got government out of healthcare costs would be a fraction of what they are today. It might well be cheaper, but I think it would still be well beyond the reach of tens of millions of people.

So when government pays for healthcare, there's no cost! gotcha

Of course there's cost. Government subsidized healthcare distributes the cost based on the ability of people to pay

That was my point

In the US, healthcare is only partially subsided so we use insurance as mechanism to transfer the costs.

The product of government schools are just sad.

No, actual insurance is to pool the risk, not the cost. Spreading the cost is welfare, it's what government does.

I'm not sure why the word "Marxism" bothers you people so much. You quote from the manifesto all the time, like "ability to ... pay." If you're a Marxist that's your choice, but why can't you just be honest about it?

Transferring wealth on the ability to pay has zero to do with insurance. In actual insurance, you pay your ex-ante expected costs. When you transfer wealth based on the ability to pay, you know you are not paying your ex-ante expected costs and you're expecting others to pay more than their ex-ante expected costs

I didn't say government insurance spread cost. I said it transfers the cost; that is it transfers payment of individual healthcare cost to government insurance paid by the government from taxes and fees collected from subscribers.

The major difference between private insurance and government insurance such as Medicare is premiums are paid out of taxes and beneficiary contributions. Another difference is that Medicare has no multi-million dollar CEO and administrative salaries to pay and does not rack up tens of billions of dollars in profits.

Medicare unlike private insurance offers only one policy where large private insurers offer hundreds of policies to meet the needs of employers and to meet state insurance requirements which increases the cost of claim processing and customer service. Medicare has no marketing costs, no sales personnel, no advertising, no free health club memberships, no 24 hr nurse hotlines, no mail in pharmacies, and no account services. Unlike private insurance, Medicare is exactly the same in every state and operates under the same regulations. Private insurance varies greatly from state to state due to state regulations which adds significantly to their operating costs. Medicare just process claims under the same rules for every state.. This is why Medicare can serve 49 million people with only 6,000 employees while a company like Aetna Healthcare serves 47 million with 25,000 employees.

 

[Indeependent]

Conservatives hate workers and see them as strictly overhead, not human. Republicans may or may not see them as human. Conservatives believe in the dollar even over life in the very end. Republicans more tolerant.

The best people I have had business dealings with are conservative. The best people I have worked for are conservative. The take care of their employees, they take care of their business and are honest. I have worked for and dealt with liberals, they tended to skirt rules, pay under the table and would pay little.

Cuts both ways, your comment is pure propaganda BS.

You don't live in NYS.

 

[kaz]

When it comes to healthcare, conservatives seem to think that if we got government out of healthcare costs would be a fraction of what they are today. It might well be cheaper, but I think it would still be well beyond the reach of tens of millions of people.

So when government pays for healthcare, there's no cost! gotcha

Of course there's cost. Government subsidized healthcare distributes the cost based on the ability of people to pay

That was my point

In the US, healthcare is only partially subsided so we use insurance as mechanism to transfer the costs.

The product of government schools are just sad.

No, actual insurance is to pool the risk, not the cost. Spreading the cost is welfare, it's what government does.

I'm not sure why the word "Marxism" bothers you people so much. You quote from the manifesto all the time, like "ability to ... pay." If you're a Marxist that's your choice, but why can't you just be honest about it?

Transferring wealth on the ability to pay has zero to do with insurance. In actual insurance, you pay your ex-ante expected costs. When you transfer wealth based on the ability to pay, you know you are not paying your ex-ante expected costs and you're expecting others to pay more than their ex-ante expected costs

I didn't say government insurance spread cost. I said it transfers the cost; that is it transfers payment of individual healthcare cost to government insurance paid by the government from taxes and fees collected from subscribers.

The major difference between private insurance and government insurance such as Medicare is premiums are paid out of taxes and beneficiary contributions. Another difference is that Medicare has no multi-million dollar CEO and administrative salaries to pay and does not rack up tens of billions of dollars in profits.

Medicare unlike private insurance offers only one policy where large private insurers offer hundreds of policies to meet the needs of employers and to meet state insurance requirements which increases the cost of claim processing and customer service. Medicare has no marketing costs, no sales personnel, no advertising, no free health club memberships, no 24 hr nurse hotlines, no mail in pharmacies, and no account services. Unlike private insurance, Medicare is exactly the same in every state and operates under the same regulations. Private insurance varies greatly from state to state due to state regulations which adds significantly to their operating costs. Medicare just process claims under the same rules for every state.. This is why Medicare can serve 49 million people with only 6,000 employees while a company like Aetna Healthcare serves 47 million with 25,000 employees.

Insurance is pooling of risk.

Let's say 1 random person in 100 people will suffer a loss of $80K. A company with expenses of $15K starts up that based on risk needs to make a profit of $5K. That's $100K.

So each of the 100 people pay $1K, the company survives, the one person who needs the $80K gets it and everyone else gets nothing. But they were protected in case they were the 1 person.

You are calling government taking money by force from one person and giving it to another "insurance." The word you are looking for is "welfare." It's wealth redistribution, and it's wrong for government to plunder one citizen and give the money to another

 

[kaz]

When it comes to healthcare, conservatives seem to think that if we got government out of healthcare costs would be a fraction of what they are today. It might well be cheaper, but I think it would still be well beyond the reach of tens of millions of people.

So when government pays for healthcare, there's no cost! gotcha

Of course there's cost. Government subsidized healthcare distributes the cost based on the ability of people to pay

That was my point

In the US, healthcare is only partially subsided so we use insurance as mechanism to transfer the costs.

The product of government schools are just sad.

No, actual insurance is to pool the risk, not the cost. Spreading the cost is welfare, it's what government does.

I'm not sure why the word "Marxism" bothers you people so much. You quote from the manifesto all the time, like "ability to ... pay." If you're a Marxist that's your choice, but why can't you just be honest about it?

Transferring wealth on the ability to pay has zero to do with insurance. In actual insurance, you pay your ex-ante expected costs. When you transfer wealth based on the ability to pay, you know you are not paying your ex-ante expected costs and you're expecting others to pay more than their ex-ante expected costs

I didn't say government insurance spread cost. I said it transfers the cost; that is it transfers payment of individual healthcare cost to government insurance paid by the government from taxes and fees collected from subscribers.

The major difference between private insurance and government insurance such as Medicare is premiums are paid out of taxes and beneficiary contributions. Another difference is that Medicare has no multi-million dollar CEO and administrative salaries to pay and does not rack up tens of billions of dollars in profits.

Medicare unlike private insurance offers only one policy where large private insurers offer hundreds of policies to meet the needs of employers and to meet state insurance requirements which increases the cost of claim processing and customer service. Medicare has no marketing costs, no sales personnel, no advertising, no free health club memberships, no 24 hr nurse hotlines, no mail in pharmacies, and no account services. Unlike private insurance, Medicare is exactly the same in every state and operates under the same regulations. Private insurance varies greatly from state to state due to state regulations which adds significantly to their operating costs. Medicare just process claims under the same rules for every state.. This is why Medicare can serve 49 million people with only 6,000 employees while a company like Aetna Healthcare serves 47 million with 25,000 employees.

Insurance is pooling of risk.


Let's say 1 random person in 100 people will suffer a loss of $80K. A company with expenses of $15K starts up that based on risk needs to make a profit of $5K. That's $100K.


So each of the 100 people pay $1K, the company survives, the one person who needs the $80K gets it and everyone else gets nothing. But they were protected in case they were the 1 person.


You are calling government taking money by force from one person and giving it to another "insurance." The word you are looking for is "welfare." It's wealth redistribution, and it's wrong for government to plunder one citizen and give the money to another

As for your delusional hatred of CEOs, put away your wealth envy and focus on liberty. CEOs to you people are like the Jews to Hitler, the hate justifies the ends you want

 

[Papageorgio]

Conservatives hate workers and see them as strictly overhead, not human. Republicans may or may not see them as human. Conservatives believe in the dollar even over life in the very end. Republicans more tolerant.

The best people I have had business dealings with are conservative. The best people I have worked for are conservative. The take care of their employees, they take care of their business and are honest. I have worked for and dealt with liberals, they tended to skirt rules, pay under the table and would pay little.

Cuts both ways, your comment is pure propaganda BS.

You don't live in NYS.

So every Republican in NYS believes dollar over life and every Democrat in NYS believes life over dollar.

Utter BS! Some people are pretty stupid.

 

[Indeependent]

Conservatives hate workers and see them as strictly overhead, not human. Republicans may or may not see them as human. Conservatives believe in the dollar even over life in the very end. Republicans more tolerant.

The best people I have had business dealings with are conservative. The best people I have worked for are conservative. The take care of their employees, they take care of their business and are honest. I have worked for and dealt with liberals, they tended to skirt rules, pay under the table and would pay little.

Cuts both ways, your comment is pure propaganda BS.

You don't live in NYS.

So every Republican in NYS believes dollar over life and every Democrat in NYS believes life over dollar.

Utter BS! Some people are pretty stupid.

Nope...Everyone in NYS who owns a business believes in money over life.

 

[Papageorgio]

Conservatives hate workers and see them as strictly overhead, not human. Republicans may or may not see them as human. Conservatives believe in the dollar even over life in the very end. Republicans more tolerant.

The best people I have had business dealings with are conservative. The best people I have worked for are conservative. The take care of their employees, they take care of their business and are honest. I have worked for and dealt with liberals, they tended to skirt rules, pay under the table and would pay little.

Cuts both ways, your comment is pure propaganda BS.

You don't live in NYS.

So every Republican in NYS believes dollar over life and every Democrat in NYS believes life over dollar.

Utter BS! Some people are pretty stupid.

Nope...Everyone in NYS who owns a business believes in money over life.

I know a business owner in NYS that believes differently. So you are wrong.

 

[Indeependent]

Conservatives hate workers and see them as strictly overhead, not human. Republicans may or may not see them as human. Conservatives believe in the dollar even over life in the very end. Republicans more tolerant.

The best people I have had business dealings with are conservative. The best people I have worked for are conservative. The take care of their employees, they take care of their business and are honest. I have worked for and dealt with liberals, they tended to skirt rules, pay under the table and would pay little.

Cuts both ways, your comment is pure propaganda BS.

You don't live in NYS.

So every Republican in NYS believes dollar over life and every Democrat in NYS believes life over dollar.

Utter BS! Some people are pretty stupid.

Nope...Everyone in NYS who owns a business believes in money over life.

I know a business owner in NYS that believes differently. So you are wrong.

I know lots of sociopaths who claim they aren't sociopaths.
I guarantee you this friend is nice to you and treats his employees like shit.

 

[Papageorgio]

The best people I have had business dealings with are conservative. The best people I have worked for are conservative. The take care of their employees, they take care of their business and are honest. I have worked for and dealt with liberals, they tended to skirt rules, pay under the table and would pay little.

Cuts both ways, your comment is pure propaganda BS.

You don't live in NYS.

So every Republican in NYS believes dollar over life and every Democrat in NYS believes life over dollar.

Utter BS! Some people are pretty stupid.

Nope...Everyone in NYS who owns a business believes in money over life.

I know a business owner in NYS that believes differently. So you are wrong.

I know lots of sociopaths who claim they aren't sociopaths.
I guarantee you this friend is nice to you and treats his employees like shit.

Sorry, I disagree with ridiculous points of view.

 

[easyt65]

what is different between republican and conservative ?

Same thing as the difference between a Democrat and a Progressive Liberal.

 

[Indeependent]

You don't live in NYS.

So every Republican in NYS believes dollar over life and every Democrat in NYS believes life over dollar.

Utter BS! Some people are pretty stupid.

Nope...Everyone in NYS who owns a business believes in money over life.

I know a business owner in NYS that believes differently. So you are wrong.

I know lots of sociopaths who claim they aren't sociopaths.
I guarantee you this friend is nice to you and treats his employees like shit.

Sorry, I disagree with ridiculous points of view.

So do I.
Most people I know who own businesses are not quite lovable at work.

 

[Papageorgio]

So every Republican in NYS believes dollar over life and every Democrat in NYS believes life over dollar.

Utter BS! Some people are pretty stupid.

Nope...Everyone in NYS who owns a business believes in money over life.

I know a business owner in NYS that believes differently. So you are wrong.

I know lots of sociopaths who claim they aren't sociopaths.
I guarantee you this friend is nice to you and treats his employees like shit.

Sorry, I disagree with ridiculous points of view.

So do I.
Most people I know who own businesses are not quite lovable at work.

You went from "everyone" to "most". And went from "believes in money over life", to "not quite lovable at work."

I don't think you know what you believe.