edthecynic
Censored for Cynicism
- Oct 20, 2008
- 43,044
- 6,883
- 1,830
You CON$ can't exist without your Straw Men!!!!!!!If someone was able to make their payments on their mortgage and their credit cards up until the time they got sick, wouldn't the medical related financial problems be the direct cause of their bankruptcy rather than the expenses they were able to satisfy before they took sick???That medical bills were included in bankruptcy is not proof that medical bills cause said bankruptcy. In fact credit cards are probably included in nearly 100% of bankruptcies but no one is saying that they are the sole cause of bankruptcies are they? Using your reasoning i could easily say just that.
That is not semantics, that is an accurate interpretation.
Correlation doers not equal causation.
Of course!!!!
Thus the figure 62% of bankruptcies are medical RELATED!!!!!!!!!!
Get it???????
So now you change your tune and say "related " instead of "caused"
I can assert that if people weren't maxing out their credit cards and spending more than they make that they would be able to pay their medical bills. So it's not the medical bills. it's the runaway frivolous spending that causes bankruptcies.
All you have to do to be intellectually honest is say that medical bills are listed as one of the many reasons for bankruptcy filings
But you would rather spin the facts to support some "needed" government intervention.
I CHANGED NOTHING!!!!!!!!!!!!!!!!!!!!!!!!!!!
And you can "ASSERT" nothing. You have no proof any of them were living beyond their means before sickness altered their lives.
Here is the link and quote I cited again. Try reading it before you play dumb again!!!
www.medicalcostadvocate.com Health
Woolhandler and her colleagues surveyed a random sample of 2,314 people who filed for bankruptcy in early 2007, looked at their court records, and then interviewed more than 1,000 of them.
They concluded that 62.1 percent of the bankruptcies were medically related because the individuals either had more than $5,000 (or 10 percent of their pretax income) in medical bills, mortgaged their home to pay for medical bills, or lost significant income due to an illness. On average, medically bankrupt families had $17,943 in out-of-pocket expenses, including $26,971 for those who lacked insurance and $17,749 who had insurance at some point.
Overall, three-quarters of the people with a medically-related bankruptcy had health insurance, they say.
That was actually the predominant problem in patients in our study 78 percent of them had health insurance, but many of them were bankrupted anyway because there were gaps in their coverage like co-payments and deductibles and uncovered services, says Woolhandler. Other people had private insurance but got so sick that they lost their job and lost their insurance."