If Universal Healthcare is a Bad Idea...

For those of you who don't understand how the market can resolve such issues (if its allowed to operate), if you're really stuck on the idea that government must do something(!), the best thing for the health care market would be to ban group insurance schemes altogether.


correct, the other basic premise that people need to understand is that the government does not have an obligation to ensure that every citizen has access to free medical care.
Why not? Social safety nets are supposed to be part of the general welfare.


Only in the mind of mindless socialists like you. The "general welfare" clause does not make the government your momma.

A social safety net should be available only to those who are mentally or physically unable to care for themselves. Everyone else should be on their own------------that's what freedom is all about.
 
For those of you who don't understand how the market can resolve such issues (if its allowed to operate), if you're really stuck on the idea that government must do something(!), the best thing for the health care market would be to ban group insurance schemes altogether.


correct, the other basic premise that people need to understand is that the government does not have an obligation to ensure that every citizen has access to free medical care.
Why not? Social safety nets are supposed to be part of the general welfare.

That's debatable (hint: that's why we're still debating it). Some some suppose that, some don't. If you're going to lean on 'majority rules here', then what's the point of having a Constitution? If the majority decides what constitutes the 'general welfare', and they decide it's any damned thing they like - why bother with any of silly details listing Congressional powers?
 
I wouldn't know. You'd have to ask an anarcho-capitalist.
Capitalism; the right wing prefers to be, clueless and Causeless.
Libs do causes. We on the other hand, have no time for artificially created crises.....
End the drug war, right wingers; don't be, all political talk and no, political action.
What's that got to do with anything?....Do you simplistic people really want a bunch of stoners and junkies walking the streets, and driving vehicles?
Capitalism; the right wing prefers to be, clueless and Causeless.


capitalism is the only system in the history of the world that has ever worked.
 
For those of you who don't understand how the market can resolve such issues (if its allowed to operate), if you're really stuck on the idea that government must do something(!), the best thing for the health care market would be to ban group insurance schemes altogether.


correct, the other basic premise that people need to understand is that the government does not have an obligation to ensure that every citizen has access to free medical care.
Why not? Social safety nets are supposed to be part of the general welfare.


Only in the mind of mindless socialists like you. The "general welfare" clause does not make the government your momma.

A social safety net should be available only to those who are mentally or physically unable to care for themselves. Everyone else should be on their own------------that's what freedom is all about.
End our socialized drug war that is being prosecuted on a national basis, right wingers. Too much capitalism for you?

Promoting the general welfare can mean providing health care, not just drug fare.
 
For those of you who don't understand how the market can resolve such issues (if its allowed to operate), if you're really stuck on the idea that government must do something(!), the best thing for the health care market would be to ban group insurance schemes altogether.


correct, the other basic premise that people need to understand is that the government does not have an obligation to ensure that every citizen has access to free medical care.
Why not? Social safety nets are supposed to be part of the general welfare.

That's debatable (hint: that's why we're still debating it). Some some suppose that, some don't. If you're going to lean on 'majority rules here', then what's the point of having a Constitution? If the majority decides what constitutes the 'general welfare', and they decide it's any damned thing they like - why bother with any of silly details listing Congressional powers?
Our drug war is not debatable; why are we not debating ending that, to pay for health care?
 
Capitalism; the right wing prefers to be, clueless and Causeless.
Libs do causes. We on the other hand, have no time for artificially created crises.....
End the drug war, right wingers; don't be, all political talk and no, political action.
What's that got to do with anything?....Do you simplistic people really want a bunch of stoners and junkies walking the streets, and driving vehicles?
Capitalism; the right wing prefers to be, clueless and Causeless.


capitalism is the only system in the history of the world that has ever worked.
End the drug war, right wingers; don't be, all political talk and no, political action.
 
Libs do causes. We on the other hand, have no time for artificially created crises.....
End the drug war, right wingers; don't be, all political talk and no, political action.
What's that got to do with anything?....Do you simplistic people really want a bunch of stoners and junkies walking the streets, and driving vehicles?
Capitalism; the right wing prefers to be, clueless and Causeless.


capitalism is the only system in the history of the world that has ever worked.
End the drug war, right wingers; don't be, all political talk and no, political action.


are you saying that all drugs should be made legal and sold in convenience stores? What exactly does "end the drug war" mean to you?

try to answer in English and in a complete sentence that makes sense.
 
For those of you who don't understand how the market can resolve such issues (if its allowed to operate), if you're really stuck on the idea that government must do something(!), the best thing for the health care market would be to ban group insurance schemes altogether.


correct, the other basic premise that people need to understand is that the government does not have an obligation to ensure that every citizen has access to free medical care.

Most of the same reasoning behind prosecuting Ponzi schemes as fraud applies to group insurance. It involves the same false hopes (promises), and the same inevitable outcome - collapse with all but the originators of the scheme getting screwed.


BS. You have a contract with the insurance company. If they breach the contract you can sue them and will win.

Who do you think is being, or has been, screwed by an insurance company breaching its contract?

It's not anything explicit in the contract. It's the market mentality and inverted consumer incentives that insurance, especially group insurance, creates. It's the damage done to the underlying markets that make Ponzi schemes so insidious - likewise with insurance.
 
End the drug war, right wingers; don't be, all political talk and no, political action.
What's that got to do with anything?....Do you simplistic people really want a bunch of stoners and junkies walking the streets, and driving vehicles?
Capitalism; the right wing prefers to be, clueless and Causeless.


capitalism is the only system in the history of the world that has ever worked.
End the drug war, right wingers; don't be, all political talk and no, political action.


are you saying that all drugs should be made legal and sold in convenience stores? What exactly does "end the drug war" mean to you?

try to answer in English and in a complete sentence that makes sense.
Don't believe your own propaganda, right winger? No wonder, y'all have nothing but repeal.

capitalism is the only system in the history of the world that has ever worked.
 
For those of you who don't understand how the market can resolve such issues (if its allowed to operate), if you're really stuck on the idea that government must do something(!), the best thing for the health care market would be to ban group insurance schemes altogether.


correct, the other basic premise that people need to understand is that the government does not have an obligation to ensure that every citizen has access to free medical care.

Most of the same reasoning behind prosecuting Ponzi schemes as fraud applies to group insurance. It involves the same false hopes (promises), and the same inevitable outcome - collapse with all but the originators of the scheme getting screwed.


BS. You have a contract with the insurance company. If they breach the contract you can sue them and will win.

Who do you think is being, or has been, screwed by an insurance company breaching its contract?

It's not anything explicit in the contract. It's the market mentality and inverted consumer incentives that insurance, especially group insurance, creates. It's the damage done to the underlying markets that make Ponzi schemes so insidious - likewise with insurance.


insurance is a method of spreading the risk over a large group of people who all pay into a common risk pool. If you don't like it, don't buy it. Set up your own savings plan for medical care, or pay as you go.

No one forces you to buy medical insurance. But you would be forced to pay into a single payer plan administered by the same clowns who administer the VA.
 
What's that got to do with anything?....Do you simplistic people really want a bunch of stoners and junkies walking the streets, and driving vehicles?
Capitalism; the right wing prefers to be, clueless and Causeless.


capitalism is the only system in the history of the world that has ever worked.
End the drug war, right wingers; don't be, all political talk and no, political action.


are you saying that all drugs should be made legal and sold in convenience stores? What exactly does "end the drug war" mean to you?

try to answer in English and in a complete sentence that makes sense.
Don't believe your own propaganda, right winger? No wonder, y'all have nothing but repeal.

capitalism is the only system in the history of the world that has ever worked.


I asked you a specific question: lets try again. What do you mean by "end the drug war"?
 
For those of you who don't understand how the market can resolve such issues (if its allowed to operate), if you're really stuck on the idea that government must do something(!), the best thing for the health care market would be to ban group insurance schemes altogether.


correct, the other basic premise that people need to understand is that the government does not have an obligation to ensure that every citizen has access to free medical care.

Most of the same reasoning behind prosecuting Ponzi schemes as fraud applies to group insurance. It involves the same false hopes (promises), and the same inevitable outcome - collapse with all but the originators of the scheme getting screwed.


BS. You have a contract with the insurance company. If they breach the contract you can sue them and will win.

Who do you think is being, or has been, screwed by an insurance company breaching its contract?

It's not anything explicit in the contract. It's the market mentality and inverted consumer incentives that insurance, especially group insurance, creates. It's the damage done to the underlying markets that make Ponzi schemes so insidious - likewise with insurance.
Group insurance is more like a credit union, than a Ponzi scheme; except you don't actually own the insurance company.
 
Capitalism; the right wing prefers to be, clueless and Causeless.


capitalism is the only system in the history of the world that has ever worked.
End the drug war, right wingers; don't be, all political talk and no, political action.


are you saying that all drugs should be made legal and sold in convenience stores? What exactly does "end the drug war" mean to you?

try to answer in English and in a complete sentence that makes sense.
Don't believe your own propaganda, right winger? No wonder, y'all have nothing but repeal.

capitalism is the only system in the history of the world that has ever worked.


I asked you a specific question: lets try again. What do you mean by "end the drug war"?
Don't believe in Capitalism, right winger? Why insist otherwise on social spending.

capitalism is the only system in the history of the world that has ever worked.
 
For those of you who don't understand how the market can resolve such issues (if its allowed to operate), if you're really stuck on the idea that government must do something(!), the best thing for the health care market would be to ban group insurance schemes altogether.


correct, the other basic premise that people need to understand is that the government does not have an obligation to ensure that every citizen has access to free medical care.

Most of the same reasoning behind prosecuting Ponzi schemes as fraud applies to group insurance. It involves the same false hopes (promises), and the same inevitable outcome - collapse with all but the originators of the scheme getting screwed.


BS. You have a contract with the insurance company. If they breach the contract you can sue them and will win.

Who do you think is being, or has been, screwed by an insurance company breaching its contract?

It's not anything explicit in the contract. It's the market mentality and inverted consumer incentives that insurance, especially group insurance, creates. It's the damage done to the underlying markets that make Ponzi schemes so insidious - likewise with insurance.
Group insurance is more like a credit union, than a Ponzi scheme; except you don't actually own the insurance company.


do you think you own your credit union?
 
capitalism is the only system in the history of the world that has ever worked.
End the drug war, right wingers; don't be, all political talk and no, political action.


are you saying that all drugs should be made legal and sold in convenience stores? What exactly does "end the drug war" mean to you?

try to answer in English and in a complete sentence that makes sense.
Don't believe your own propaganda, right winger? No wonder, y'all have nothing but repeal.

capitalism is the only system in the history of the world that has ever worked.


I asked you a specific question: lets try again. What do you mean by "end the drug war"?
Don't believe in Capitalism, right winger? Why insist otherwise on social spending.

capitalism is the only system in the history of the world that has ever worked.


you are an idiot. welcome to my ignore list.
 
correct, the other basic premise that people need to understand is that the government does not have an obligation to ensure that every citizen has access to free medical care.

Most of the same reasoning behind prosecuting Ponzi schemes as fraud applies to group insurance. It involves the same false hopes (promises), and the same inevitable outcome - collapse with all but the originators of the scheme getting screwed.


BS. You have a contract with the insurance company. If they breach the contract you can sue them and will win.

Who do you think is being, or has been, screwed by an insurance company breaching its contract?

It's not anything explicit in the contract. It's the market mentality and inverted consumer incentives that insurance, especially group insurance, creates. It's the damage done to the underlying markets that make Ponzi schemes so insidious - likewise with insurance.
Group insurance is more like a credit union, than a Ponzi scheme; except you don't actually own the insurance company.


do you think you own your credit union?
Member shares, not stock?
 
End the drug war, right wingers; don't be, all political talk and no, political action.


are you saying that all drugs should be made legal and sold in convenience stores? What exactly does "end the drug war" mean to you?

try to answer in English and in a complete sentence that makes sense.
Don't believe your own propaganda, right winger? No wonder, y'all have nothing but repeal.

capitalism is the only system in the history of the world that has ever worked.


I asked you a specific question: lets try again. What do you mean by "end the drug war"?
Don't believe in Capitalism, right winger? Why insist otherwise on social spending.

capitalism is the only system in the history of the world that has ever worked.


you are an idiot. welcome to my ignore list.
Y'all on the right wing are just plain worth-less, in the non-porn sector.

Nobody should take the right wing seriously about Capitalism, either.
 
For those of you who don't understand how the market can resolve such issues (if its allowed to operate), if you're really stuck on the idea that government must do something(!), the best thing for the health care market would be to ban group insurance schemes altogether.


correct, the other basic premise that people need to understand is that the government does not have an obligation to ensure that every citizen has access to free medical care.

Most of the same reasoning behind prosecuting Ponzi schemes as fraud applies to group insurance. It involves the same false hopes (promises), and the same inevitable outcome - collapse with all but the originators of the scheme getting screwed.


BS. You have a contract with the insurance company. If they breach the contract you can sue them and will win.

Who do you think is being, or has been, screwed by an insurance company breaching its contract?

It's not anything explicit in the contract. It's the market mentality and inverted consumer incentives that insurance, especially group insurance, creates. It's the damage done to the underlying markets that make Ponzi schemes so insidious - likewise with insurance.


insurance is a method of spreading the risk over a large group of people who all pay into a common risk pool.

That's group insurance.

If you don't like it, don't buy it. Set up your own savings plan for medical care, or pay as you go.

No one forces you to buy medical insurance. But you would be forced to pay into a single payer plan administered by the same clowns who administer the VA.

Sure, I get that. The free market is, by far, my preference for resolving these kind of mistakes. I was mostly just pointing out the irony in mandating insurance when, if anything, we should be doing the opposite.
 
And what do you mean by this?

There is private insurance, but:

The amount paid by Medicare includes:

  1. patient health costs based on the Medicare benefits schedule. Typically, Medicare covers 75% of general practitioner, 85% of specialist and 100% of public in-hospital costs.
  2. patients may be entitled to other concessions or benefits[8]
  3. patients may be entitled to further benefits once they have crossed a so-called safety net threshold, based on total health expenditure for the year.[8]
Health care in Australia - Wikipedia

So, most of the costs are paid for by the government.


your last sentence says it all "paid for by the government" The government never pays for anything------------WE, the taxpayers pay. Why is that so hard for you to understand?

It's a government of the People, dumbass.

It's a corrupt system that allows people to vote to take money from others to pay for things they want...it's the same as holding up a liquor store, except you personally are not holding the gun.

People will often vote for their own interests.

The problem is, what you've said works both ways, what with wars for the rich to make profits and the like too. Basically there isn't any accountability in govt and everyone ends up voting negatively instead of positively, which is having a massive negative effect on the US.


funny that you would say that since in the history of the USA, its been democrats that get us into wars and republicans who find a way to end them. and yes, Truman was the exception to that but Truman would be a republican if he lived today.

This entire post is so full of provable inaccuracies that I wouldn't even know where to start correcting it!
 
Medicare Advantage plans are subsidized by the government, but at least you can shop around for an MA plan that best suits you. Medicare Supplement plans are not subsidized by the government, and cover pretty much everything that Medicare does not.

The bottom line at this point, is that I think conservatives would prefer this over true Single Payer and no competition, and right now Single Payer is gaining momentum. I wouldn't want that either.

Paying for it is another story. First, utilization will be MUCH lower for younger people. Something like 80% of our lifetime healthcare costs are incurred over age 65, and they're already covered. Plus we could tweak co-insurance for younger people. If all else fails, there might be another percentage or two in our Medicare tax as well. But remember, employers would no longer be burdened with these costs, and we'd look at them to make increases in pay, for example.

The answers are out there. We just need to get past the politics and start talking.

California has already learned that there is no way in the World for them to afford a single payer system. Other countries have learned that they cannot afford the system either and they have far higher taxes than anything which would be considered in America.
 

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