Quantum Windbag
Gold Member
- May 9, 2010
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Yup! You are exactly right, Sallow.
Using the same logic that suggests that gun owers ought to bear the responsibility for what damage guns does in this society could EASILY be used to force people to buy insurance for all KINDS of life choices we make.
Now I say this and I completely agree with you even though in this case I DO THINK that universal gun insurance is a pretty good idea.
But the legal objection you just made is, I think, the BEST argument AGAINST this policy, too.
So while I believe this is a good idea, I shudder to think how the government might then take that same logic and apply it to areas where I would NOT support the imposition of insurance for some behavior.
Do I seem conflicted?
Damned right I am conflicted.
I believe in the right and necessity to govern and to limit "rights" but I do not typically trust government to know when it is appropriate and when it is merely control-freakism.
The problem with this type of insurance is that it has never been seen before. When it comes to care liablity, once someone steals your car, you are no longer liable for damages. There can be extenuating circumstances, such as leaving the car unlocked and running, and then someone steals it, but in most cases once your property has been taken, you are no longer liable.
The other issue is once a gun's original owner is liable from "cradle to grave" as some of these proposals work, you now have to have a legal tracking of who owns the gun when. That means, you guessed it, registration.
All this strategy really is is another backdoor attempt to ban guns.
The above makes sense IF that is how the gun insurance system is designed.
Were I designing gun insurance, I would place the onus of premium ayment directly on the gun manufacturers (and maybe gun retailers) rather than on the purchers or owners of guns.
And the insurance would not be on any particular gun but rather on the entire class of guns.
Basically I envision something like a gun insurance system that operates much like our VICTIMS compensation funds do now.
But no matter how one designed a gun insurance scheme, know that the cost of guns would dramatically increase in order to compensate victims of guns crimes.
Why should a manufacturer provide insurance for hat forces him to acknowledge legal liability for criminal activity that involves his product? If we do that, woudln't it make sense to do the same thing for automobile manufacturers? Shouldn't innocent owners be protected from the financial hit they take if someone steals there car?