A story about be and my mortgage

Wolfstrike

Gold Member
Jan 12, 2012
2,237
433
160
Los Angeles
everyone kept telling me to refinance because interest rates were low ...blah blah blah.

normally i would never deal with Bank of America , but they ended up with my mortgage.

i talked to BofA and they told me i was going to save a ton of money and get a 15-year loan.
i signed up.
2-3 months later , never heard a word.
i called a couple of times and got the run-around.
finally i got pissed off, called them up and said "HEY! i want a fkng answer about what's going on with my loan!"
eventually they told me they found a late payment way back when and my new loan was cancelled. i said "whatever"

even though my loan was cancelled i was sent a bill by an automatic mailer which seemed kind of high.
these fkers at BofA took the 20 years left i had on my loan, with all the interst, and simply divided it by 15 years.
I WAS GLAD they cancelled my loan


i was looking at my loan and i noticed after nearly 10 years of payments, my principle only dropped about 8k.
these people charge 2 to 1 interest.


so i said "screw it" , i started sending and extra $100 bucks to principle, which kills $200 of their interest.


now these fkers send me a notice every 2 weeks telling me to call them to re-finance.

screw you BofA, soon there won't even be a loan
 

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