Blues Man
Diamond Member
- Aug 28, 2016
- 35,513
- 14,902
- 1,530
Bullshit it's my money that was taken from me over a lifetime of workingif you dont need it to live on you shouldnt get it,,
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Bullshit it's my money that was taken from me over a lifetime of workingif you dont need it to live on you shouldnt get it,,
Golfing Gator
Good for you. Hope you and the wife enjoy retirement when you get there.
Good for you. Enjoy the retired life. Hell my dad retired at 42.I retired last year at 51
No way would I want to work until I am 65 or 70
Golfing Gator
Have a friend who's an RN and those folks work hard.
This friend is a guy which is a little unusual but he's been and RN for 20 years and still loves the job. Even Covid couldn't dissuade him from the RN life.
That is not the way it works. You paid into it, you get it back at the end. No matter how much money you have when that time comes
once they take it its not your money anymore,,,Bullshit it's my money that was taken from me over a lifetime of working
Golfing Gator
Yup and wait until you are 66 to put in for it. If you wait till 66 you will get your full benefits without having to subtract any if you are still working.
If you file at 66 you can still work and make up to 46 thousand a year with no penalty. That's what I did. The SS is paying for my truck which I bought new in 2019. First new truck I've bought since 1992. I almost had heart attack at the price. Imagiine 35 thousand dollars for a truck. When I bought new in 92 to price was around 7 thousand and I flipped out at that. Good Lord.
I have no desire to work nor buy a new truck.
No I didn't.once they take it its not your money anymore,,,
you gave it voluntarily
Golfing Gator@pknopp
Well good for you. My new truck was a Christmas present from me to myself. Keep not working and drive the old piece of crap you drive. Happy trails. LOL
No I didn't.
They took it under threat of imprisonment.
Give me something to do during the day while the wife is at work!![]()
Yeah, my husband did that and he is getting a lot more than I am from SS. He liked the idea all along. Well, you can invest excess cash any time, after all, whenever you get it.Seems to be the new thing.
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The latest twist in the 'Great Resignation': Retiring but delaying Social Security
For better-off Americans, the pandemic economy created some of the strongest incentives to retire in modern history, with generous federal stimulus, incredible market gains, skyrocketing home values and health concerns drawing many Americans into early retirement. The surprising twist? Many of...www.yahoo.com
For better-off Americans, the pandemic economy created some of the strongest incentives to retire in modern history, with generous federal stimulus, incredible market gains, skyrocketing home values and health concerns drawing many Americans into early retirement.
The surprising twist? Many of these retirees also opted to put off claiming Social Security benefits, an exclusive Washington Post analysis shows. By delaying their benefits, these retirees can expect to collect higher monthly checks in the future.
So, this just seems a not a great idea. I am not there yet, but have started serious retirement planning in the last year.
Using the numbers from the article...
Someone who turned 65 this year and last earned $60,000 could see their monthly payment jump from $1,418 to $1,550, a 9% increase, by delaying their retirement by a year, according to Social Security's calculations.
So, people are saying no to $85,080 over those 5 years so they can make an extra $132 a month after they turn 70? Seems you would have to live to at least 79 to really see the benefit of this move. Would it not make more sense to take it and invest if it you do not need it to live on?
If you do not need it to live, why not take it and invest it then when those 5 years are up you could easily have an extra 100 grand.
What do you all think? What am I missing here?
I know.. I'm just fucking with you,,LOL..No I didn't.
They took it under threat of imprisonment.