What one policy/political action would improve wages and the quality of life for Americans the most?

[Thinker101]

Bad news champ, that's why they have student loans, you can get a college education/technical training up front but pay for it over your working life. Which is the reverse of how we pay for Social Security.

And clearly the student loan program is working. What do we have now $1.52 Trillion in student loan debt?
Hard pass.

The way SS works is that you pay a little each paycheck and you get it paid back to you when you reach a certain age after working. The way the education would be paid for is that you get your training up front and then you have a little taken out of each paycheck to pay for it. No finding a lender, no qualifying for a loan, no ridiculous punitive loan stipulations….

Further, the money is there if you are just starting out, want to change careers, want to enhance your current career, or simply want to take a class or two with no degree plan.

WTF, that's the same song and dance in your previous post. The lender of student loans is the government, how difficult is it to find them. And yes, you go to school, then go to work and you take a portion and pay your student loan.

Nah,

The Federal Student Aid program as it is now works wit loan servicers. These organizations are a middle man (which increases the costs overall) between the government and the student. Having your employer take your loan repayment out of your future earnings a little at a time is a much different animal because it becomes part of your pre-tax withholdings instead of you having to make payments post-tax.

It will also help reduce the default rate since it’s being taken automatically out of your check and there is no discretion on the part of the borrower on whether or not to pay. Thus reducing the trillion plus in student debt going forward.

Its a win-win-win.

And the difference between pre-tax and post-tax is what, $5/month? If you didn't learn to pay your bills in school, you didn't get much of an education.

No.

The difference is that the government gets it’s money upfront. You don’t have a choice but to pay. Thus lowering the default rate and lowering the overall student loan debt.

You apparently didn’t learn much when you received your “education”.

Here, add to your education.
Here’s what happens if you don’t pay your student loans

 

[Ernie S.]

Several:

Pay for College like we pay for Social Security. You get the college education/technical training up front but pay for it over your working life (and a few other reforms). Thus costs is no longer a barrier to acquiring trades, going to a university, or just improving your self for the sake of improving yourself (for example, taking Italian language classes so when you visit Italy, you will be able to converse in the native language).

Remove the power that the State legislatures currently have to draw congressional districts. In our system, you’re supposed to select the candidates; what is happening is that the candidates are selecting the voters.
Replace it with a mandatory lottery system based zip codes or area codes or some other non-political designation. Divide up codes/precincts/territories/etc… into equitable population sizes and assign them to each district at random. So in 2020 for example, the SC-1 district may have zip codes from Hilton Head, Columbia, Greenville, Myrtle Beach, and Savannah. The SC-2 may have zip codes from the same cities. In 2030, those districts may have completely different constituencies as reapportionment happens every 10 years.

Use the states as laboratories on the federal level. For example, if you want to see if a medicare-for-all system is workable, take 10 states and try that system in those 10 states for 5 years. See what the results are at the end and use that as a benchmark to see if medicare-for-all is workable. Do this with background checks, pollution laws, welfare reform, etc…

First and foremost, probably though, you need to pop the hood open on the Constitution to add voice to it where it currently silent. The blob has shown us what a president with no regard for the law can do when the constitution doesn’t expressly forbid it.

Bullshit! Pay for college the way you pay for a car. Leave government out of it

Congressional district should be roughly rectangular areas with similar populations allowing irregularities only to avoid severing cities into 2 or more districts.

As to the Constitution, there is a process laid out to make changes. You would find it rather difficult to for instance repeal the 2nd Amendment since an amendment must pass Congress with 2/3 of both houses. THEN it has to be ratified in 3/4 of sate legislatures. Take a look at the red/blue election maps and gauge the likelihood of getting 3/4 of the states to do anything but strengthen our right to keep and bare arms.

 

[miketx]

If I were a dictator why would I want to help people?

 

[candycorn]

And clearly the student loan program is working. What do we have now $1.52 Trillion in student loan debt?
Hard pass.

The way SS works is that you pay a little each paycheck and you get it paid back to you when you reach a certain age after working. The way the education would be paid for is that you get your training up front and then you have a little taken out of each paycheck to pay for it. No finding a lender, no qualifying for a loan, no ridiculous punitive loan stipulations….

Further, the money is there if you are just starting out, want to change careers, want to enhance your current career, or simply want to take a class or two with no degree plan.

WTF, that's the same song and dance in your previous post. The lender of student loans is the government, how difficult is it to find them. And yes, you go to school, then go to work and you take a portion and pay your student loan.

Nah,

The Federal Student Aid program as it is now works wit loan servicers. These organizations are a middle man (which increases the costs overall) between the government and the student. Having your employer take your loan repayment out of your future earnings a little at a time is a much different animal because it becomes part of your pre-tax withholdings instead of you having to make payments post-tax.

It will also help reduce the default rate since it’s being taken automatically out of your check and there is no discretion on the part of the borrower on whether or not to pay. Thus reducing the trillion plus in student debt going forward.

Its a win-win-win.

And the difference between pre-tax and post-tax is what, $5/month? If you didn't learn to pay your bills in school, you didn't get much of an education.

No.

The difference is that the government gets it’s money upfront. You don’t have a choice but to pay. Thus lowering the default rate and lowering the overall student loan debt.

You apparently didn’t learn much when you received your “education”.

Here, add to your education.
Here’s what happens if you don’t pay your student loans

Not sure what the point of your posting a link was…or is…or whatever.
Under my plan, we will have a more educated public who are no longer facing the substantial barriers to entry in improving their skillsets. The monies to pay for that improvement would be paid back automatically the same way SS is paid forward automatically. And the default rate would drop since repayment is no longer dependent upon the passive repayment model which has given us the trillion plus student debt model.

 

[Thinker101]

WTF, that's the same song and dance in your previous post. The lender of student loans is the government, how difficult is it to find them. And yes, you go to school, then go to work and you take a portion and pay your student loan.

Nah,

The Federal Student Aid program as it is now works wit loan servicers. These organizations are a middle man (which increases the costs overall) between the government and the student. Having your employer take your loan repayment out of your future earnings a little at a time is a much different animal because it becomes part of your pre-tax withholdings instead of you having to make payments post-tax.

It will also help reduce the default rate since it’s being taken automatically out of your check and there is no discretion on the part of the borrower on whether or not to pay. Thus reducing the trillion plus in student debt going forward.

Its a win-win-win.

And the difference between pre-tax and post-tax is what, $5/month? If you didn't learn to pay your bills in school, you didn't get much of an education.

No.

The difference is that the government gets it’s money upfront. You don’t have a choice but to pay. Thus lowering the default rate and lowering the overall student loan debt.

You apparently didn’t learn much when you received your “education”.

Here, add to your education.
Here’s what happens if you don’t pay your student loans

Not sure what the point of your posting a link was…or is…or whatever.
Under my plan, we will have a more educated public who are no longer facing the substantial barriers to entry in improving their skillsets. The monies to pay for that improvement would be paid back automatically the same way SS is paid forward automatically. And the default rate would drop since repayment is no longer dependent upon the passive repayment model which has given us the trillion plus student debt model.

The point of the link was to let you know there are consequences to not paying student loans, but ya gotta read it to find out what they are. You liberal turds just want to be able to go to school for 30 years and live in mommy's basement and not have consequences.

 

[candycorn]

Several:

Pay for College like we pay for Social Security. You get the college education/technical training up front but pay for it over your working life (and a few other reforms). Thus costs is no longer a barrier to acquiring trades, going to a university, or just improving your self for the sake of improving yourself (for example, taking Italian language classes so when you visit Italy, you will be able to converse in the native language).

Remove the power that the State legislatures currently have to draw congressional districts. In our system, you’re supposed to select the candidates; what is happening is that the candidates are selecting the voters.
Replace it with a mandatory lottery system based zip codes or area codes or some other non-political designation. Divide up codes/precincts/territories/etc… into equitable population sizes and assign them to each district at random. So in 2020 for example, the SC-1 district may have zip codes from Hilton Head, Columbia, Greenville, Myrtle Beach, and Savannah. The SC-2 may have zip codes from the same cities. In 2030, those districts may have completely different constituencies as reapportionment happens every 10 years.

Use the states as laboratories on the federal level. For example, if you want to see if a medicare-for-all system is workable, take 10 states and try that system in those 10 states for 5 years. See what the results are at the end and use that as a benchmark to see if medicare-for-all is workable. Do this with background checks, pollution laws, welfare reform, etc…

First and foremost, probably though, you need to pop the hood open on the Constitution to add voice to it where it currently silent. The blob has shown us what a president with no regard for the law can do when the constitution doesn’t expressly forbid it.

Bullshit! Pay for college the way you pay for a car. Leave government out of it

The government is currently involved in it…in case you haven’t noticed. The idea is to increase the number of educated persons while decreasing the default rate; thus making it both more available and cheaper for the public to fund.

Congressional district should be roughly rectangular areas with similar populations allowing irregularities only to avoid severing cities into 2 or more districts.

I would agree. We need to get the pens that draw the districts out of the hands of politicians

As to the Constitution, there is a process laid out to make changes. You would find it rather difficult to for instance repeal the 2nd Amendment since an amendment must pass Congress with 2/3 of both houses. THEN it has to be ratified in 3/4 of sate legislatures. Take a look at the red/blue election maps and gauge the likelihood of getting 3/4 of the states to do anything but strengthen our right to keep and bare arms.

True. My intention was to add in things to the Constitution such as Congress having to pass measures based on a majority vote (which it apparently doesn’t have currently), setting a number of seats on the Supreme Court, stipulating that Congress has to declare war to put troops into harm’s way instead of this nonsense we have now where you can send troops anywhere, anytime, for any reason and explain it later on.

 

[candycorn]

Nah,

The Federal Student Aid program as it is now works wit loan servicers. These organizations are a middle man (which increases the costs overall) between the government and the student. Having your employer take your loan repayment out of your future earnings a little at a time is a much different animal because it becomes part of your pre-tax withholdings instead of you having to make payments post-tax.

It will also help reduce the default rate since it’s being taken automatically out of your check and there is no discretion on the part of the borrower on whether or not to pay. Thus reducing the trillion plus in student debt going forward.

Its a win-win-win.

And the difference between pre-tax and post-tax is what, $5/month? If you didn't learn to pay your bills in school, you didn't get much of an education.

No.

The difference is that the government gets it’s money upfront. You don’t have a choice but to pay. Thus lowering the default rate and lowering the overall student loan debt.

You apparently didn’t learn much when you received your “education”.

Here, add to your education.
Here’s what happens if you don’t pay your student loans

Not sure what the point of your posting a link was…or is…or whatever.
Under my plan, we will have a more educated public who are no longer facing the substantial barriers to entry in improving their skillsets. The monies to pay for that improvement would be paid back automatically the same way SS is paid forward automatically. And the default rate would drop since repayment is no longer dependent upon the passive repayment model which has given us the trillion plus student debt model.

The point of the link was to let you know there are consequences to not paying student loans, but ya gotta read it to find out what they are. You liberal turds just want to be able to go to school for 30 years and live in mommy's basement and not have consequences.

The consequence is public debt. My plan would help reduce that.
Not sure why you like having larger deficits and less educated people…oh wait; that is Trump’s legacy. No wonder you’re for it.

 

[ThunderKiss1965]

There are 170,000 pages worth of Federal regulations pair that down to.
1. Don't kill or injure your customers.
2. Don't kill or injure your employees.
3. Don't pollute.
4. Flat tax.
end of regulations.