I and others have already tried; frankly you have shown that to be pointless.Then you will have to spell it out for me.
Then pardon my misinterpretation. When you said "how about you the consumer just pay for the services he provides you" initially, ie a blanket proposal, that's what it sounded like to me.I haven't ignored anything and have actually answered this several times myself. I never said there is no need for insurance at all.
It is quite unworkable, again for reasons explained (multiple times). As for humouring you, sorry, I've had enough of that.If you grasp the bigger theme I'm talking about here I'm saying it's overused, which is causing services to cost more than they should be. It is not unworkable. Take a second. Forget what you think you know and humor me.
It is different in this thing we call the real world. Cars are not people and health care is not buying auto parts or services, in a wide variety of ways.In the words of one wiser than me. 'NO, it is no different. Only different in your mind".
Then for love of god explain why. Because believe me I want to solve this as much as the next guy. But you can't keep saying it's so and keep insisting you've told us all how health care services react differently to market factors than any other good or service out there, when the fact is NO WHERE in this thread have you done that. If you have, copy and paste it.