Allow Americans to purchase health insurance across state lines?

[NYcarbineer]

That's one of the GOP's big selling points of their healthcare 'plan'.

Problem is, it's already allowed.

The Federal government does not prohibit it. Some states do.

oops.

Selling health insurance across state lines is a favorite GOP 'reform.' Here's why it makes no sense

"Selling insurance across state lines is a vacuous idea, encrusted with myths.

The most important myths are that it’s illegal today, and that it’s an alternative to the Affordable Care Act.

The truth is that it actually is legal today and specifically enabled by the Affordable Care Act. The fact that Republicans don’t seem to know this should tell you something about their understanding of healthcare policy. The fact that it hasn’t happened despite its enablement under the ACA should tell you more about about why it’s no solution to anything."

 

[saveliberty]

Your article notes that it is essentially illegal to sell across state lines in most of the states. You fail

 

[Luddly Neddite]

Its complicated ...

From the link:
Selling insurance across state lines is a vacuous idea, encrusted with myths. The most important myths are that it's illegal today, and that it's an alternative to the Affordable Care Act. The truth is that it actually is legal today and specifically enabled by the Affordable Care Act.

As the Urban Institute noted in 2010, the ACA’s approach differs from that of advocates
of such a
policy
in two fundamental ways: (1) it limits sales
across state lines
to states that have ente
red into an
interstate compact,
basically an explicit agreement over the rules; and (2) sales
across state lines
are
permitted only within the broad consumer protections implemented in 2014 to provide a national
regulatory floor for nongroup and small
-
grou
p insurance (Blumberg 2010). Absent these two
differences, permitting sales of insurance across state lines could undermine state regulations and
undercut insurers’ ability to provide comprehensive insurance coverage in nongroup markets.
Even
with the ACA
in place, sales of coverage across state lines raise
difficult
questions of state regulatory
authority and enforcement. Moreover, insurers face the challenge of offering competitive premiums in
markets where they have not previously negotiated provider pay
ment rates and established a network.
No states have taken advantage of this option to date.

===============

https://www.nytimes.com/2015/09/01/...health-insurance-across-state-lines.html?_r=0

Sorry, Trump: Selling Health Insurance Across State Lines Wouldn't Lower Costs

 

[NYcarbineer]

Your article notes that it is essentially illegal to sell across state lines in most of the states. You fail

So if Federal government allows it, it's irrelevant.

If the Federal government forces it, then one might think that conservatives would object to the federal government interfering with the states.

 

[Indeependent]

That's one of the GOP's big selling points of their healthcare 'plan'.

Problem is, it's already allowed.

The Federal government does not prohibit it. Some states do.

oops.

Selling health insurance across state lines is a favorite GOP 'reform.' Here's why it makes no sense

"Selling insurance across state lines is a vacuous idea, encrusted with myths.

The most important myths are that it’s illegal today, and that it’s an alternative to the Affordable Care Act.

The truth is that it actually is legal today and specifically enabled by the Affordable Care Act. The fact that Republicans don’t seem to know this should tell you something about their understanding of healthcare policy. The fact that it hasn’t happened despite its enablement under the ACA should tell you more about about why it’s no solution to anything."

We both live in NY and it's a law that sucks.

 

[saveliberty]

Your article notes that it is essentially illegal to sell across state lines in most of the states. You fail

So if Federal government allows it, it's irrelevant.

If the Federal government forces it, then one might think that conservatives would object to the federal government interfering with the states.

Try to keep up here. The OP's premise of a national free market insurance market being legal is a myth. There was obviously many other problems present in the law to make it unworkable. Simply saying it was okay to offer the plans, does little to make it reality. It is the federal government's interference that makes it a problem. Again it boils down to free markets and less government.

 

[Claudette]

Your article notes that it is essentially illegal to sell across state lines in most of the states. You fail

So if Federal government allows it, it's irrelevant.

If the Federal government forces it, then one might think that conservatives would object to the federal government interfering with the states.

Try to keep up here. The OP's premise of a national free market insurance market being legal is a myth. There was obviously many other problems present in the law to make it unworkable. Simply saying it was okay to offer the plans, does little to make it reality. It is the federal government's interference that makes it a problem. Again it boils down to free markets and less government.

I agree. Competition brings prices down and if all insurance companies have to compete for you're dollar prices will go down.

Don't know bout you but I'm the cheapest bitch on the planet and I shop for the best I can get for the lowest price. So will everyone else. Insurance companies will have to lower prices to compete for you're dollar.

 

[Lakhota]

That's one of the GOP's big selling points of their healthcare 'plan'.

Problem is, it's already allowed.

The Federal government does not prohibit it. Some states do.

oops.

Selling health insurance across state lines is a favorite GOP 'reform.' Here's why it makes no sense

"Selling insurance across state lines is a vacuous idea, encrusted with myths.

The most important myths are that it’s illegal today, and that it’s an alternative to the Affordable Care Act.

The truth is that it actually is legal today and specifically enabled by the Affordable Care Act. The fact that Republicans don’t seem to know this should tell you something about their understanding of healthcare policy. The fact that it hasn’t happened despite its enablement under the ACA should tell you more about about why it’s no solution to anything."

I agree! I watched Ali Velshi explain that fact on MSNBC a couple hours ago.

 

[forkup]

Your article notes that it is essentially illegal to sell across state lines in most of the states. You fail

So if Federal government allows it, it's irrelevant.

If the Federal government forces it, then one might think that conservatives would object to the federal government interfering with the states.

Try to keep up here. The OP's premise of a national free market insurance market being legal is a myth. There was obviously many other problems present in the law to make it unworkable. Simply saying it was okay to offer the plans, does little to make it reality. It is the federal government's interference that makes it a problem. Again it boils down to free markets and less government.

I agree. Competition brings prices down and if all insurance companies have to compete for you're dollar prices will go down.

Don't know bout you but I'm the cheapest bitch on the planet and I shop for the best I can get for the lowest price. So will everyone else. Insurance companies will have to lower prices to compete for you're dollar.

The problem with the US health care system isn't government. It's the whole idea that people's health is a tradable commodity. I'm European and I pay way less for at least comparable, if not better healthcare. Our system is government controlled and it's more efficient and cheaper. My wife is American so I can make these claims both by personal experience and researchable facts.

 

[saveliberty]

The problem with the US health care system isn't government. It's the whole idea that people's health is a tradable commodity. I'm European and I pay way less for at least comparable, if not better healthcare. Our system is government controlled and it's more efficient and cheaper. My wife is American so I can make these claims both by personal experience and researchable facts.

I have heard that before, yet Canadians flock to the US for care. Shorter wait time for one thing.

 

[Claudette]

Your article notes that it is essentially illegal to sell across state lines in most of the states. You fail

So if Federal government allows it, it's irrelevant.

If the Federal government forces it, then one might think that conservatives would object to the federal government interfering with the states.

Try to keep up here. The OP's premise of a national free market insurance market being legal is a myth. There was obviously many other problems present in the law to make it unworkable. Simply saying it was okay to offer the plans, does little to make it reality. It is the federal government's interference that makes it a problem. Again it boils down to free markets and less government.

I agree. Competition brings prices down and if all insurance companies have to compete for you're dollar prices will go down.

Don't know bout you but I'm the cheapest bitch on the planet and I shop for the best I can get for the lowest price. So will everyone else. Insurance companies will have to lower prices to compete for you're dollar.

The problem with the US health care system isn't government. It's the whole idea that people's health is a tradable commodity. I'm European and I pay way less for at least comparable, if not better healthcare. Our system is government controlled and it's more efficient and cheaper. My wife is American so I can make these claims both by personal experience and researchable facts.

Thanks for the info but I doubt you're country had 300 million citizens or a Govt. that turns everything into red tape, mountains of paperwork and log waits.

Glad it works for you but I seriously doubt it would work here in America.

 

[Claudette]

The problem with the US health care system isn't government. It's the whole idea that people's health is a tradable commodity. I'm European and I pay way less for at least comparable, if not better healthcare. Our system is government controlled and it's more efficient and cheaper. My wife is American so I can make these claims both by personal experience and researchable facts.

I have heard that before, yet Canadians flock to the US for care. Shorter wait time for one thing.

I can attest to that.

I have a Canadian friend who came here for surgery for breast cancer.

She couldn't get treatment in Canada because of the long wait.

She came here, got the treatment she needed and is alive and well today. Hell. She'd probably still be waiting for treatment in Canada or she'd be dead.

 

[saveliberty]

Letting government decide what treatment and when is best for you, brilliant!

 

[healthmyths]

That's one of the GOP's big selling points of their healthcare 'plan'.

Problem is, it's already allowed.

The Federal government does not prohibit it. Some states do.

oops.

Selling health insurance across state lines is a favorite GOP 'reform.' Here's why it makes no sense

"Selling insurance across state lines is a vacuous idea, encrusted with myths.

The most important myths are that it’s illegal today, and that it’s an alternative to the Affordable Care Act.

The truth is that it actually is legal today and specifically enabled by the Affordable Care Act. The fact that Republicans don’t seem to know this should tell you something about their understanding of healthcare policy. The fact that it hasn’t happened despite its enablement under the ACA should tell you more about about why it’s no solution to anything."

I agree! I watched Ali Velshi explain that fact on MSNBC a couple hours ago.

Yea so here Ali is debunked!!!

Ali said: Sir, I grew up in Canada," Velshi responded. "I live in Canada. My entire family is in Canada. Nobody I know ever came to the United States for health care. I am sure you have a handful of stories about things like that. It is not actually statistically true."

The Fraser Institute, a Canadian public policy think tank,
estimates that 52,513 Canadians received non-emergency medical treatment in the U.S. and other countries in 2014,
a 25 percent jump from the roughly 41,838 who sought medical care abroad the previous year.
https://www.usnews.com/news/best-co...dians-increasingly-come-to-us-for-health-care

 

[NYcarbineer]

Your article notes that it is essentially illegal to sell across state lines in most of the states. You fail

So if Federal government allows it, it's irrelevant.

If the Federal government forces it, then one might think that conservatives would object to the federal government interfering with the states.

Try to keep up here. The OP's premise of a national free market insurance market being legal is a myth. There was obviously many other problems present in the law to make it unworkable. Simply saying it was okay to offer the plans, does little to make it reality. It is the federal government's interference that makes it a problem. Again it boils down to free markets and less government.

The states are the ones prohibiting interstate purchasing, not the Federal government.

Is that really too hard for you to understand?

 

[NYcarbineer]

The problem with the US health care system isn't government. It's the whole idea that people's health is a tradable commodity. I'm European and I pay way less for at least comparable, if not better healthcare. Our system is government controlled and it's more efficient and cheaper. My wife is American so I can make these claims both by personal experience and researchable facts.

I have heard that before, yet Canadians flock to the US for care. Shorter wait time for one thing.

I can attest to that.

I have a Canadian friend who came here for surgery for breast cancer.

She couldn't get treatment in Canada because of the long wait.

She came here, got the treatment she needed and is alive and well today. Hell. She'd probably still be waiting for treatment in Canada or she'd be dead.

Every anonymous poster should have a Canadian friend.

 

[saveliberty]

The states are the ones prohibiting interstate purchasing, not the Federal government.

Is that really too hard for you to understand?

I am not the one claiming there is no barrier to going across state lines sport.

 

[task0778]

There are not many countries anywhere with gov't run HC that don't have really high taxes and/or rationing and/or long waiting lines for specialists and testing. And everyone pays those taxes too, not just the upper half of the income earners. Show me the democrat who tells us that when they talk about how great Single Payer is.

 

[NYcarbineer]

The states are the ones prohibiting interstate purchasing, not the Federal government.

Is that really too hard for you to understand?

I am not the one claiming there is no barrier to going across state lines sport.

What is the Federal barrier then?

 

[Claudette]

The problem with the US health care system isn't government. It's the whole idea that people's health is a tradable commodity. I'm European and I pay way less for at least comparable, if not better healthcare. Our system is government controlled and it's more efficient and cheaper. My wife is American so I can make these claims both by personal experience and researchable facts.

I have heard that before, yet Canadians flock to the US for care. Shorter wait time for one thing.

I can attest to that.

I have a Canadian friend who came here for surgery for breast cancer.

She couldn't get treatment in Canada because of the long wait.

She came here, got the treatment she needed and is alive and well today. Hell. She'd probably still be waiting for treatment in Canada or she'd be dead.

Every anonymous poster should have a Canadian friend.

Since I lived in Northern NH for twenty plus years I have many friends who live in Canada.

You jealous or what dumbass??