pknopp
Diamond Member
- Jul 22, 2019
- 71,466
- 27,654
Medicare for All reminds me of the original Obamacare, "Health Care for America Plan" which contained a public option allowing people to transfer to a Medicare like system without age restriction. The public option was of course a major target of the insurance companies and was dropped almost immediately by congress.
I think there are some misconceptions about how the Medicare for All proposals would be implemented. Once congress gets hold of any of the current proposals, they would change radically.
- First, it would not be Medicare. It would be a healthcare plan similar to Medicare but would look more like an employer sponsored plan than Medicare.
- It would be phased in over many years opening up first to older Americans and gradually extended to all ages.
- Lastly, there would be supplemental insurance just as there is with Medicare.
Any national healthcare plan would be a series of compromises. We have to remember this is not 1965 when Medicare was passed where deals were made between democrats and republicans to pass major legislation and the influence of lobbyists was far less than today.
What would actually stand a chance at working is allow people with preexisting conditions to go on Medicare. That would remove all the high risk patients from private insurance, and that would cause a price decrease, or at the very least, a price freeze.
Next is Medicare and Medicaid needs to start paying the entire bill instead of only part of it.
In any case, nothing gets done the right way until we work on lowering the cost of medical care first. If we don't do that, we're just passing the buck around.
No, Medicare and Medicaid is paying the only valid portion of the bill.
What we have to do is stop the insurance companies from paying more of the bill than Medicare does.
The current bills are incredibly fake and inflated.
That is the whole problem of 3rd party payer, they LIKE inflated bills because then everyone absolutely needs to have insurance even more.
The whole problem is 3rd party payer, who does not care about quality or cost.
The patient can do nothing because they already prepaid.
It is like prepaid legal service, can not possibly ever work.
It's worked very well for generations. Handing it over to government is the stupidest thing we could possibly do. Government is a huge reason why our healthcare is so expensive to begin with.
For generations the cost to deliver a baby was around $100.