jreeves
Senior Member
- Feb 12, 2008
- 6,588
- 319
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So far, minimum coverage will be established to exclude pre-existing conditions and mandatory coverage for pregnancy, among other normal medical likelihoods.
So I guess you won't be able to get high deductible limited to catastrophic type insurance. But you can't get kicked off if you get sick either. This extends to private insureds as well. Which is why the Republicans are fighting it. So you have the public offering and the insurance companies can compete. This is likely to bring the cost of all insurance down. With the public option there is no restriction on providers. You pick your own. Personally public hospitals and teaching hospitals give the best care from my experience. That doesn't mean you have to use them, but you have that option. Private insurance limits participation. Medicare has no restrictions. The VA does, but they are a closed system, their providers are government employees.
You would have a much wider pool of private insurers from which to choose because of the proposed insurance exchange. You could examine costs and benefits in a checklist format and any questions you might have, the exchange would be available to explain it to you. As it So you have the public offering and the insurance companies can compete.is now, comparison shopping for insurance requires a Philadelphia lawyer. The public option would be available to you as well. But all in the same language, all the companies and the providers have to adhere to the same terms, there isn't going to be any fancy footwork with contract or medical terms of art. This will streamline care, payment and record keeping. Instead of filling out endless forms, your Medical ID card will be swiped and you are ready to get treated and your history is there for whomever is seeing you. So if you are unconscious, your allergies and illnesses and medications are all listed. Or if you're just forgetful, or you have a concussion, or you went off your schizo drugs.......
So you have the public offering and the insurance companies can compete.Lmao...
Have you heard the term qualified health benefits and the restrictions in care that the House Bill contains?
So you have the public offering and the insurance companies can compete.
That's why the bill is over 1000 pages and this is how you would get your coverage...
View attachment 7959
but I'm sure it will be a lot more simple...
Not to mention health care provider shortages and an erosion of medical technology that this bill will cause.
1000 pages is not that much. And I think it will be a lot more simple and encourage innovation on the technological aspects because of the database and comparative effectiveness rating system proposed. The potential uses for the database are incredible.
I don't think there will be a shortage of providers at all. Nothing has shown this to be the case.
Over a 1000 pages not that much... That's the reason a ton of Congress still haven't read the bill yet...
Databases don't uncover new treatments and drugs used to treat diseases are you serious? The free market system encourages innovation and new discoveries in medicine. Which is why in the past 20 years the US has more Nobel Prize winners than the entire world combined.
As far as provider shortages......
http://www.hlc.org/NI_062609.pdf
Healthcare that the government runs, like the proposed public option, forces hurting, dying
people into long waits for the care they need so desperately.
Dr. Gratzer writes, . . . Canadians wait for practically any procedure or diagnostic test or
specialist consultation in the public system.
At every stage, Canadian patients experience long waiting lists. Those waits combine to
lengthen patients pain and suffering.
Waits delay diagnosis, treatment and healing. Waits can cause death from treatable, curable
ailments that most Americans today survive.
Just half of Canadian emergency room patients get timely treatment. Some Canadian towns raffle doctors appointments in lotteries