Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
Please explain how a private insurance underwriter is not a death panel while a government one is. Please explain how a government insurance plan can function without underwriting the way private insurance does. What magical new reform would you expect from government health insurance to replace insurance underwriting procedures that have been around for centuries?
What a maroon.
You don't know shit about insurance.
There are TWO relevant sections within an insurance policy, the Declaration Page which says what they WILL do, and the exclusion page which says what they WON'T do.
NO company can DENY any treatment unless stipulated by the Policy OR fraud has been committed by the insurered in a non disclosure sense.
Wow. I guess you thought big red letters were evidence!
Your insurance company is not going to pay for treatments which have no efficacy. That's a simple fact. And that is what you rubes are calling "death panels" when the government takes the exact same common sense approach.
Roo, you seem to be unaware that every exclusions page has a statement to the effect, "Treatment or supplies not medically necessary."
Death panel!!!
Roo, you seem to be unaware that every exclusions page has a statement to the effect, "Treatment or supplies not medically necessary."
Death panel!!!
Sure, it has those powers, and it will have to power to deny coverage to people. It will be a death panel. That's only common sense.
Please explain how a private insurance underwriter is not a death panel while a government one is. Please explain how a government insurance plan can function without underwriting the way private insurance does. What magical new reform would you expect from government health insurance to replace insurance underwriting procedures that have been around for centuries?
(sigh) I'll go VERY slowly for you.......
The IPAB board can and is empowered to make decisions insitu DURING the course of treatment at will...an underwriter cannot UNLESS fraud has been committed.
The proposal shall not include any recommendation
to ration health care, raise revenues or
Medicare beneficiary premiums under section 1818,
1818A, or 1839, increase Medicare beneficiary costsharing
(including deductibles, coinsurance, and copayments),
or otherwise restrict benefits or modify eligibility
criteria.
Roo, you seem to be unaware that every exclusions page has a statement to the effect, "Treatment or supplies not medically necessary."
Death panel!!!
(smile) Poor g......hence they never enter into this discussion as anything but a red herring from partisan hacks.
The IPAB has the power to STOP treatment that has been ongoing, an insurance company does not.(unless FRAUD has been committed)
Roo, you seem to be unaware that every exclusions page has a statement to the effect, "Treatment or supplies not medically necessary."
Death panel!!!
(smile) Poor g......hence they never enter into this discussion as anything but a red herring from partisan hacks.
The IPAB has the power to STOP treatment that has been ongoing, an insurance company does not.(unless FRAUD has been committed)
(smile) So you don't believe Howard Dean?
Please explain how a private insurance underwriter is not a death panel while a government one is. Please explain how a government insurance plan can function without underwriting the way private insurance does. What magical new reform would you expect from government health insurance to replace insurance underwriting procedures that have been around for centuries?
What a maroon.
You don't know shit about insurance.
There are TWO relevant sections within an insurance policy, the Declaration Page which says what they WILL do, and the exclusion page which says what they WON'T do.
NO company can DENY any treatment unless stipulated by the Policy OR fraud has been committed by the insurered in a non disclosure sense.
That is total bs. Your insurance company can deny ANY TREATMENT if it can rationally demonstrate a different, cheaper, treatment is equally effective in treating a covered med condition. That's HC 101.
"The IPAB is essentially a health-care rationing body. By setting doctor reimbursement rates for medicare and determing which procedures and drugs will be covered and at what price, the IPAB will be able to stop certain treatments its members do not favor by simply setting rates to levels where no doctor or hospital will perform them.
---Howard Dean, former DNC Chair (7/29/2013)
Looks like another broken promise. What do we do now?
What a maroon.
You don't know shit about insurance.
There are TWO relevant sections within an insurance policy, the Declaration Page which says what they WILL do, and the exclusion page which says what they WON'T do.
NO company can DENY any treatment unless stipulated by the Policy OR fraud has been committed by the insurered in a non disclosure sense.
That is total bs. Your insurance company can deny ANY TREATMENT if it can rationally demonstrate a different, cheaper, treatment is equally effective in treating a covered med condition. That's HC 101.
You are ignorant and full of shit.
That is total bs. Your insurance company can deny ANY TREATMENT if it can rationally demonstrate a different, cheaper, treatment is equally effective in treating a covered med condition. That's HC 101.
You are ignorant and full of shit.
At least I'm not just shit, like you.
(smile) So you don't believe Howard Dean?
You said you were an expert on this. Called out of retirement, and all that. So show us, expert.
And this is the part where Roo usually begins backpedaling.
Where do you think "let him die" comes from? Sheesh!
(smile) So you don't believe Howard Dean?
You said you were an expert on this. Called out of retirement, and all that. So show us, expert.
And this is the part where Roo usually begins backpedaling.
I have no reason to backpedal g...and you've never made me backpedal
The IPAB is taked with controlling costs by LAW
The make an edict...it becomes Law.....it takes a major act of congress to overturn their edict and congress has until AUGUST of that current year to over turn it...if they don't Sebelious is REQUIRED by law to implement it.
At implementation everything stops.
Sorry g....pound sand....its all there to read
Roo, you seem to be unaware that every exclusions page has a statement to the effect, "Treatment or supplies not medically necessary."
Death panel!!!
(smile) Poor g......hence they never enter into this discussion as anything but a red herring from partisan hacks.
The IPAB has the power to STOP treatment that has been ongoing, an insurance company does not.(unless FRAUD has been committed)
In what you think is the ACA (H.R.4872 (Just for ole Greenbeard)), there isn't any Independent Payment Advisory Board.
So what's the deal? Are you a moron who doesn't even know what the ACA is and couldn't look up its provisions if he tried, or does the IPAB not exist?
Don't answer, rhetorical question!