The Banking Collapse of 2023 is now bigger than the 2008 “banking crisis”

Interest rates never "sky rocketed".
ahhahah on what planet do you live on?

FOMC Meeting DateRate Change (bps)Federal Funds Rate
March 2, 2023+254.75% to 5.00%
Feb 1, 2023+254.50% to 4.75%
Dec 14, 2022+504.25% to 4.50%
Nov 2, 2022+753.75% to 4.00%
Sept 21, 2022+753.00% to 3.25%
July 27, 2022+752.25% to 2.50%
June 16, 2022+751.50% to 1.75%
May 5, 2022+500.75% to 1.00%
March 17, 2022+250.25% to 0.50%
 
Not the fact they don't get stressed tested more often...and what would happen if they failed the test?

If they do poorly on the stress test they either add more cash reserves or the mix of their holdings....or a combo of both
 
ahhahah on what planet do you live on?

FOMC Meeting DateRate Change (bps)Federal Funds Rate
March 2, 2023+254.75% to 5.00%
Feb 1, 2023+254.50% to 4.75%
Dec 14, 2022+504.25% to 4.50%
Nov 2, 2022+753.75% to 4.00%
Sept 21, 2022+753.00% to 3.25%
July 27, 2022+752.25% to 2.50%
June 16, 2022+751.50% to 1.75%
May 5, 2022+500.75% to 1.00%
March 17, 2022+250.25% to 0.50%

What happened was something the banks knew was going to happen and knew had to happen. Free money could not last forever. It was the free money that led to inflation. Free money will do that.

This was all telegraphed well before it happened.

The problem wasn't raising rates, the problem was not raising them earlier and the banks unable to quit all the free money.
 
So you are saying the regulation roll back was a huge mistake?


If the old regulations were in effect would the banks been allowed to be managed the way that caused their failures?
No, those regulations would not have prevented anything. The problem is the Fed itself, and the government forcing its Agenda into banks.
 
No, those regulations would not have prevented anything. The problem is the Fed itself, and the government forcing its Agenda into banks.

It was a quid pro quo. You give the loans and we roll back the regulations.
 
What happened was something the banks knew was going to happen and knew had to happen. Free money could not last forever. It was the free money that led to inflation. Free money will do that.

This was all telegraphed well before it happened.

The problem wasn't raising rates, the problem was not raising them earlier and the banks unable to quit all the free money.
Sure folks knew interest rates would rise at some point, just not skyrocket as fast as they did to combat xidenflation
 
If they do poorly on the stress test they either add more cash reserves or the mix of their holdings....or a combo of both
and they were getting stress test...Silcon Valley fell in two days. TWO DAYS...we weren't doing stress test every day....moreover, the issue you continue to ignore is what would of caused the stress....xidenflation
 
and they were getting stress test...Silcon Valley fell in two days. TWO DAYS...we weren't doing stress test every day....moreover, the issue you continue to ignore is what would of caused the stress....xidenflation

They knew they were in trouble before the collapse.


The CEO dumped a bunch of stock two weeks before the collapse.


They didn’t come to work Thursday Morning and find to their surprise they were out of cash.
 
No surprise to see the dembot propagandist to quickly divert from reality to defend their agenda that caused the xidenflation
I’ve discussed inflation several times in other threads. Are you looking for an explanation?
 
Cash reserves didn't cause interest rates to skip rocket...Xidenflation did

They did not skyrocket, but it does allow them to better handle the stress caused by the rising of the rates.
 
and they were getting stress test...Silcon Valley fell in two days. TWO DAYS...we weren't doing stress test every day....moreover, the issue you continue to ignore is what would of caused the stress....xidenflation

The problems did not occur over two days, that was just the damage once they were found. Had they been found sooner they could have dealt with them.

And yes, I will continue to ignore a word that does not exist.

When you can converse like an adult, I will respond to you like one
 
Bankers worked with the system politicians gave them.

Bullshit. Nobody forced any banks to float bad paper, then hide it in big tranches that were then sold to other banks. Nobody forces any body to buy drugs from street thugs, either, but the left seems to peddle that same 'logic', same as right wingers keep claiming banker were forced to make bad loans, and somehow Countrywide was forced to write up hundreds of thousands of falsified mortgage applications. Nobody forced Goodman Sachs to hide crap paper in their tranches either.

Bankers worked both inside and outside of the system {they buy from politicians for themselves, not the other way around.
 
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The New Deal was found to be unconstitutional at that time

Wrong. Some programs were, not all of them, and in any the Fed looked the other way at illegal banking activities beginning in the 1960's, with the inventing of CD's being claimed as 'deposits', the Penn Central crash, and of course the bailouts that began because of that. Reagan's appointees refused to enforce laws on the books as well, based on ideological rubbish endorsed by both New Wave Democrats and GOP hacks as well.
 
They knew they were in trouble before the collapse.


The CEO dumped a bunch of stock two weeks before the collapse.


They didn’t come to work Thursday Morning and find to their surprise they were out of cash.
lock them up. They knew!!
 

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