auditor0007
Gold Member
Maybe. But CA and WA are the states with strong exchanges, so that's probably not a problem.
again, the onus has been shifted back to Big Insurance.
And again we are reminded that insurance companies have no business being in the business of health care, and that's how we got here today.
It's an inherent truth: You are born with a body that will need care. So the concept of purchasing insurance to avoid the inevitable is absurd. Other first world countries know this and have adapted. Why can't we?
Insurance should stick to risk humans take for CHOICES such as boats, houses, cars, commercial enterprise, business ventures, and liability for exposing others to your choices.
If you don't agree, then please accept personal responsibility: Start having babies at home, cure yourself when you get sick and please, heal your family when they get sick and when you get old?... die at home, too. Stop making huge profits for insurance companies that KNOW the odds are on their side, not ours.
HUGE profits???? Prove that statement!
First DEFINE "HUGE"!
Second what will happen when those "HUGE" profits disappear?
Where will the $100 billion a year paid by insurance companies in Federal/state/local taxes are gone and your property taxes GO UP when those companies close their buildings?
More importantly What will happen to the 400,000 people employed by insurance companies? Calculated that cost??
Finally ... THERE would NEVER be an ACA if the truth was told there were never 46 million "uninsured".. not when 10 million are not citizens! 14 million are covered byMedicaid and
18 million under 34 making over $50k don't want and don't NEED their employers' health plans!
So that leaves ONLY 4 million!
A $5,000 premium for each of the 4 million could come from taxing lawyers 10% LIKE ACA TAXES tanning salons because tanning causes cancer.. WELL Lawyers cause according
to 90% of doctors $850 billion a year! $850 billion in wasted duplicate tests,etc. all out of fear of lawsuits!
So ONE solution reduces uninsured to zero that want insurance!
ONE solution REDUCES the $850 billion easily by 20%!
THAT reduction in claims of $850 billion paid by insurance companies MEANS lower premiums!
But see most idiots haven't the faintest idea how risk management, premiums are calculated, medical liability ratios... too much over you idiots' HEADS!
So you react to what the MSM ignorati publish i.e. 46 million uninsured.. evil health insurance companies... etc...
I am constantly amazed at how TRULY dumb most of you people are ! YOU can't even subtract 42 million that are either not citizens, already covered or don't want or need..leaving
4 million !
Disgusting how truly stupid you people are!!!
Over and over again you tell us how 18 million under the age of 34 don't need health insurance. I find that laughable. Here is the argument. Not as many younger people become so sick that they cannot afford to pay their medical bills out of pocket. It's the same argument as saying since only a few home owners actually ever use their homeowners insurance, nobody really needs homeowner's insurance. It's a waste of money. Why pay it? Oh yea, unless you hold the deed to your property, the bank makes you buy it. Of course, why not drop it once you pay your home off? I would. Hell, chances of my house being destroyed are really small. It would be stupid to pay for homeowner's insurance. Same for renter's insurance. People who buy that are throwing their money away.
Anyway, what do you suggest a young person does if they do become seriously sick and can't pay for their medical care? Oh, I know, they can just file for bankruptcy and the rest of us will pay for it in higher insurance premiums.
My wife died at 41. Her best friend died at 34. Both had cancer, leukemia and breast cancer respectively. But they didn't need insurance because young people don't get sick. And yea, I know plenty of even younger people who need and use their health insurance.