2aguy
Diamond Member
- Jul 19, 2014
- 112,220
- 52,455
- 2,290
Yes...the left is going to lie and lie and lie......they need to attack obamacare repeal or obama will just be known as that guy who was President before Trump....with the funny sounding name...who gave Iran nuclear weapons...
The Pre-Existing Lie
The legislation maintains a federal baseline of protection in such cases, and says only that states can apply for a waiver from it, provided that they abide by certain conditions meant to ensure that no one is left out in the cold.
Since these provisions only involve the individual insurance market, a small slice of the overall insurance picture (about 18 million are on the individual market), and merely make possible state waivers, they are inherently limited.
You’re not affected if you get insurance through your employer (155 million people), or through Medicaid or Medicare.
You’re not affected if you live in a state that doesn’t request the waiver, a category that will certainly include every blue state and most red states, too.
Even if you buy insurance on the individual market and live in a state that gets a waiver, you’re not affected if you’ve maintained insurance coverage continuously and not had a gap in coverage longer than 63 days.
By this point, we’re talking about a fraction of a fraction of a fraction of the population.
If you do have a pre-existing condition in a waiver state and haven’t had continuous coverage, you can be charged more by your insurer only the first year.
The state will have access to $8 billion in federal funds explicitly to ease the cost of your insurance, and the state must further have a high-risk pool or similar program to mitigate insurance costs for the sick.
Clearly, if Republicans set out to recklessly endanger the well-being of people with pre-existing conditions, they didn’t do a very good job of it. T
he purpose of these provisions isn’t to punish people who are sick, but to create an incentive for people to buy insurance while they are healthy. (The Obamacare exchanges are failing because the law’s tangle of regulations drove up costs and made insurance economically unappealing to the young and healthy.)
Read more at: The Pre-Existing Lie
The Pre-Existing Lie
The legislation maintains a federal baseline of protection in such cases, and says only that states can apply for a waiver from it, provided that they abide by certain conditions meant to ensure that no one is left out in the cold.
Since these provisions only involve the individual insurance market, a small slice of the overall insurance picture (about 18 million are on the individual market), and merely make possible state waivers, they are inherently limited.
You’re not affected if you get insurance through your employer (155 million people), or through Medicaid or Medicare.
You’re not affected if you live in a state that doesn’t request the waiver, a category that will certainly include every blue state and most red states, too.
Even if you buy insurance on the individual market and live in a state that gets a waiver, you’re not affected if you’ve maintained insurance coverage continuously and not had a gap in coverage longer than 63 days.
By this point, we’re talking about a fraction of a fraction of a fraction of the population.
If you do have a pre-existing condition in a waiver state and haven’t had continuous coverage, you can be charged more by your insurer only the first year.
The state will have access to $8 billion in federal funds explicitly to ease the cost of your insurance, and the state must further have a high-risk pool or similar program to mitigate insurance costs for the sick.
Clearly, if Republicans set out to recklessly endanger the well-being of people with pre-existing conditions, they didn’t do a very good job of it. T
he purpose of these provisions isn’t to punish people who are sick, but to create an incentive for people to buy insurance while they are healthy. (The Obamacare exchanges are failing because the law’s tangle of regulations drove up costs and made insurance economically unappealing to the young and healthy.)
Read more at: The Pre-Existing Lie
