rightwinger
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- Aug 4, 2009
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The Government is a non profit insurance programFor profit insurance is what got us where we are today.It's too complicated. Much simpler just to eliminate private health insurance and consolidate everything under one umbrella.Sure we can afford it
We just need to reallocate healthcare money spent by employers and their workers. Universal Healthcare would be significantly cheaper
The market will adjust to the availability of healthcare to all
Thanks rightwinger
I believe health care cooperatives are the most viable means of
setting up universal health care because these can respect free market choices
while preserving and utilizing existing federal funded programs. So people have
equal access and choice of the best benefits and advantages offered by the different options.
www.patientphysiciancooperatives.com
otto105 also brought up issues concerning how can
cooperatives offer both the same discounts as larger organized pools
and yet keep accountable management localized in chapters of 1500.
So federalizing all the costs and benefits is not necessary to
get the maximum benefits at the lowest costs available.
Can we discuss this seriously here, or would you prefer
a new thread since G.T. Crepitus Disir and Pogo
seem to object to the premise used to set this thread up.
Sorry about that, do you prefer we start over?
Can we keep discussing real solutions HERE?
How can we preserve the same focus from the threads
that everyone was objecting on, yet discussion solutions instead
without losing that same commitment to participate and keep answering.
Dear Crepitus
1. There is nothing wrong with nonprofit and private insurance
competing to offer the better benefits, lower rates and with lower or no copays/deductibles.
The nonprofit cooperative association program that has
researched this has already gotten top insurance underwriters
to offer that level of benefits and coverage.
2. Also don't forget that what may seem SIMPLE to you
would be OPPOSED by half the nation that doesn't believe
in relying or going through Govt to mandate such policies
You remind me of Prolife people who think the problem of abortion
would be simpler to solve by just BANNING it PERIOD.
You are still left with solving the problems and complications
that don't go away just by making laws against something.
Crepitus to lower the costs and raise the quality and choices in medical and health care,
this requires organizing networks where local providers contract and get paid directly by their clients.
So this has to be set up COST EFFECTIVELY anyway to be SUSTAINABLE.
The Cooperative model is based on setting up those direct relations
so it cuts the costs by eliminating insurance profits, claims, deductibles, copays.
So you don't have to change anything through govt, when these choices
can already be set up to be the most cost effective and MAXIMIZE patient choices.
NOTE: The one area of law that we could change, and these cooperatives will help,
is to make health care/medical costs 100% tax deductible if the services are paid for AT COST.
Because cooperatives would allow for both the free market structure that Conservatives defend,
and the universal care coverage that Liberals believe in as the basic standard,
then this set up would bring people from either side together in agreement
to lobby for 100% tax deductions for payments or donations for services provided at cost.
NOBODY would oppose that, but trying to ban either abortion or ban private insurance, etc.
or other restrictions on how health care choices are "regulated through govt" runs into OBJECTIONS
that WASTE TIME ENERGY AND RESOURCES better invested in solutions that cause no such objections.
It needs to go. No compromise.
Dear Crepitus
It will go faster if everyone starts patronizing
the NONPROFIT insurance programs that
will easily put the for profit out of business.
No need to waste time or money fighting politically.
the nonprofit structures cost HALF as much with
lower or no deductibles and copays. Instead of paying
for insurance profits and marketing, at 600 for every 800
spent, that money can be applied to eliminate deductibles.
Everyone wins, and nobody has to fight over legislation
that isn't even necessary.
We'd be better off helping nonprofit cooperatives get
licensing in every state, and start replicating chapters
similar to Habitat for Humanity. Teach people to run their
own programs, and the insurance companies have to
compete with the nonprofit rates or they become OBSOLETE.
www.patientphysiciancooperatives.com
PPC (nonprofit cooperative) uses a carrier for
Blue Cross and Blue Shield of Alabama to
underwrite their ERISA group employee plans.
Anyone in any state can replicate this same
pay structure, but licensing varies per state.
Crepitus we should focus there on nonprofit
licensing that can be shared universally, and
that's direct reform that will be faster than indirect
legislation that doesn't set up the actual programs.
The cooperatives programs will, that's how we can
get to universal care without legal or political battles.