What makes you think you aren't already? Surely you don't think the insurance agencies absorb the costs of others? you're already getting the bill with an added layer of expense. Enjoy.
Wow you are predictable. How did I know this was gonna be your argument? You are familiar with the concept of a consenting contractual agreement aren't you?
I am. Are you aware that the majority of the American people would like the option of consenting to a better deal? See, where there is an actual choice, there is informed consent. Where there is a cabal setting prices for the higher prices of a given industry, there is no choice beyond pay up if you can or go without. The insurance industry is a cabal. If they can compete with the public option so be it. If they can't, millions of uninsured and under insured Americans are under no obligation to keep these paper pushing middle men in business or their stockholders in profit.
My point is, through your employer or however you choose to do so, you have the choice of purchasing healthcare insurance or not. I disagree with government involvement in running health care on many fronts and have mostly talked about the practical aspects. There is the unconstitutionality of it (not that we pay much attention to that document anymore).
How much of your freedom are you willing to give up to have a risk free life? Because Obama has said if the government does this than EVERYONE has to do it. You don't have a choice. And when choice is eliminated, freedom is eliminated. Maybe I don't WANT insurance. Maybe I'm happy with my employer's plan. Maybe I choose to fund my health care costs through and HSA. Even going with my employer option, by taking the coverage, i am agreeing to their terms.
You did mention competition within the insurance industry. Well, lets make them compete for starters and see what that does. We don't need to run rough shod into government running the show. Make insurance companies compete on a national, or hell, global level, instead of these groups of a few states in place now.
The most concerning thing about all of this to me is, even with their track record, so many people want to by pass a lot of good options and just let government take care of it.