RandomPoster
Platinum Member
- May 22, 2017
- 2,584
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If I am a single, healthy 18 year old male, my health insurance premiums should be far, far, far less than a 55 year old married guy with 12 kids who is 100 pounds overweight and has had 3 heart attacks and has a kid with an expensive medical condition. He shouldn't pay 1.5 times as much as me or 2 times as much me. He should pay 20 times as much as me because he and his entire family are 20 times the health risk and cost I am.
Also, it is health INSURANCE, so pre-existing conditions matter. You can't total out your car and then get full coverage insurance.
We should make it illegal for employers to offer health insurance. Employers should give employees the money they are currently contributing to the combined contributions divided equally (factoring in part-time status). The employees get their own health insurance and can claim it as a tax deduction.
What Percent of Health Insurance is Paid by Employers?
"In 2018, the average company-provided health insurance policy totaled $6,896 a year for single coverage. On average, employers paid 82 percent of the premium, or $5,655 a year. Employees paid the remaining 18 percent, or $1,241 a year. For family coverage, the average policy totaled $19,616 a year with employers contributing, on average, 71 percent, or $13,927."
Let's say a company where 50% of their employees are single forked out 1,631.83 per employee per month. They should have given each employee 1,631.83 a month extra and not be concerned with their health insurance in the first place. Also, we need to let people buy bare bones plans. I don't need gender re-assignment therapy. I don't a shrink. I don't need drug rehab.
Also, when you change jobs you don't need to change health insurance any more than you need to change car insurance. If you can't afford private health insurance, you get government health insurance.
Also, it is health INSURANCE, so pre-existing conditions matter. You can't total out your car and then get full coverage insurance.
We should make it illegal for employers to offer health insurance. Employers should give employees the money they are currently contributing to the combined contributions divided equally (factoring in part-time status). The employees get their own health insurance and can claim it as a tax deduction.
What Percent of Health Insurance is Paid by Employers?
"In 2018, the average company-provided health insurance policy totaled $6,896 a year for single coverage. On average, employers paid 82 percent of the premium, or $5,655 a year. Employees paid the remaining 18 percent, or $1,241 a year. For family coverage, the average policy totaled $19,616 a year with employers contributing, on average, 71 percent, or $13,927."
Let's say a company where 50% of their employees are single forked out 1,631.83 per employee per month. They should have given each employee 1,631.83 a month extra and not be concerned with their health insurance in the first place. Also, we need to let people buy bare bones plans. I don't need gender re-assignment therapy. I don't a shrink. I don't need drug rehab.
Also, when you change jobs you don't need to change health insurance any more than you need to change car insurance. If you can't afford private health insurance, you get government health insurance.
