How do you feel about your life savings?

[Likkmee]

Sorry, historically low interest.

Hard to make much on safe fixed income compared to historically.

10 Year Treasury Rate - 54 Year Historical Chart

Interactive chart showing the daily 10 year treasury yield back to 1962. The 10 year treasury is the benchmark used to decide mortgage rates across the U.S. and is the most liquid and widely traded bond in the world.

www.macrotrends.net

I have 37 million rubles in my bank in St. Petersberg.

For those not familiar with a Ruble, 100 Rubles = 10 Rubbles and 10 Rubbles = 1 Barney Rubble.

It helps to have a slide rule to work it out.

How much are Marlboro light. NOT a whole pack. Each

 

[Likkmee]

Yep. I agree with that. The government has confiscated gold before, and will again, but junk silver is also currency. I like that.

So is copper.
Loan me a sawzall ?

 

[Rye Catcher]

I know you are but what am I?

View attachment 529036

I'm a University graduate with a post graduate degree. So sorry you resort to a second grade, unoriginal, insult; it seems you also obtained your (un)education graduater work delivered on the AM Radio by Limbaugh and Hannity; and Hannity and Tucker Carlson on Faux TV.

 

[Votto]

I'm a University graduate with a post graduate degree. So sorry you resort to a second grade, unoriginal, insult, it seems you also obtained your (un)education delivered by the AM Radio by Limbaugh and Hannity; and Hannity and Tucker Carlson on Faux TV.

I feel so unworthy and ashamed knowing what a highly educated buffoon you are.

Can you ever forgive me?

 

[Unkotare]

....with a post graduate degree. ....

What exactly does that mean?

 

[Winco]

Let's stay on target.

 

[Votto]

Let's stay on target.

But what do you do when someone makes themselves a target via their own free will?

Hmm?

 

[Anathema]

I have no life savings. I have no intention to ever stop working. I’ll die at my desk. Especially as we are now working from home completely again and my employer has no intent to bring us back into the office more than once a week in the future.

I have sufficient life insurance to cover my debts if I were to die. I came into this world with nothing. I intend to leave with nothing.

 

[Winco]

But what do you do when someone makes themselves a target via their own free will?

Hmm?

Easy target
Trump the con man.

 

[playtime]

we're doing ok. we will be comfortable & since we never got onto debt; we aren't ( & gratefully won't need to ) worry.

 

[toobfreak]

How much are Marlboro light. NOT a whole pack. Each

4 quatloos to Provider Number One.

 

[Rye Catcher]

What exactly does that mean?

After the bachelor's degree, but you must know that.

 

[Rye Catcher]

I feel so unworthy and ashamed knowing what a highly educated buffoon you are.

Can you ever forgive me?

Nope, never.

 

[Unkotare]

After the bachelor's degree, but you must know that.

Lots of different things can come after a bachelors degree. Why are you being so coy?

 

[Colin norris]

That's why you elect democrats to take care of you silly.

See, that was easy.

You gotta love that socialism to care for the aged.

 

[odanny]

I worked. I saved. I lived below my means. I started investing in 2000. Here it is 20 years later, and my best year ever is the second half of 2020 to right now. I'll retire soon and will have plenty of money, and I'll only be 56.

It's takes a couple decades of staying on track to get here. I don't judge anyone, because there are SO many things that can go wrong along the way. It truly is an obstacle course one has to run to get here. We all get to the end somehow, and we all get by somehow. Just keep moving forward.

 

[Blues Man]

By the age of retirement, the money you saved will not be enough to be able to survive, Millennials may need to double how much they save for retirement! workers who are decades away from retirement will need to save more, in some cases twice as much as they were saving before to make up the difference. we don't know what market returns are going to be tomorrow, much less for the next 10, 20, 30, or 40 years

How much do you think you need?

Fun Fact

every 150000 earning a 5% ROR that you have will provide 1000 a month income for 20 years.

So if you retire at 65 and have 750000 earning 5% you will be able to draw an income of 5000 a month for 20 years and then there is Social Security as a little padding.

The best indicator of future market returns are past market returns.

The stock market has averaged a just about 10% return for the past century even with all the booms and busts.

 

[d0gbreath]

I've got tons of dough, because I never spend any of it.

 

[Quasar44]

Soul
As both parties continue to spend trillions ; the end result is that your dollars have lost massive value

 

[Quasar44]

For every useless trillion printed by the fake government only means your life savings is losing huge value