I put in that a couple's annual income of $30k, 1 person needing the insurance, female, with 1977 as a birth date year...this is what it says:
Coverage and Assistance Eligibility
This eligibility information is an estimate based on your profile.
EST. premium tax credits: $177.98 /mo Learn more about premium tax credits.
Cost sharing reduction plans: You should qualify. Learn more about cost sharing reductions.
Next - View Your Insurance Options
Now that you know how healthcare reform affects you, what's next? Checking out your coverage options. Click "Help Me Choose" to rate plans using your personal preferences or use "Browse Plans" to jump straight to the plans.
Glossary
Cost Sharing Reductions
If you meet income level qualifications, you may be eligible for Cost-Sharing Reductions on Silver level plans. For these plans, the government subsidizes reductions of the Maximum Out-of-Pocket Limit as well as possible reductions in Deductibles, Coinsurance, or Copayments, which means the government will help you as you incur medical expenses.
https://enroll.maineoptions.org/ehp/eapp/ebuyer?execution=e1s3
Then when you go in to the plans, it shows reduced cost sharing for the person applying at that income level....and at that age....
then click on browse plans and go to the Silver Plans.....you will see 3 silver plans, Community Value, Community Choice, and Community Prefered....under each of those you will see 2 plans each, one is the price and deductibles and out of pocket and copays for the normal plan, and the other is the deductibles and out of pocket and copays for those who qualify for the "silver 87" version of the plan, which is the plan that govt will come in with cost sharing on the copays and deductibles etc....
as example the plan shown, "community choice plan":
https://enroll.maineoptions.org/ehp/eapp/ebuyer?execution=e1s4
hope you can get in to that link above!
anyway, where the Community Choice silver plan, it is 30%/70%, $30 copays, 2000 dollar deductible and $6350 out of pocket...
In the cost sharing version for Community Choice silver plan-silver 87 which is the cost sharing plan, it says that the deductible would be $500, the copays would be $10 to see a doc, the out of pocket maximum would be $1500, and the insurance would be 20%/80%
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EDIT
DARN IT! The links don't work...
here you guys try it...use this zip code 04401 http://www.maineoptions.org/Individuals-Families/Compare-Quote-Plans click on GET QUOTE NOW and put in the info, then hit BROWSE PLANS
***
Note that insurance in Maine is and has always been VERY expensive....long before Obamacare
Coverage and Assistance Eligibility
This eligibility information is an estimate based on your profile.
EST. premium tax credits: $177.98 /mo Learn more about premium tax credits.
Cost sharing reduction plans: You should qualify. Learn more about cost sharing reductions.
Next - View Your Insurance Options
Now that you know how healthcare reform affects you, what's next? Checking out your coverage options. Click "Help Me Choose" to rate plans using your personal preferences or use "Browse Plans" to jump straight to the plans.
Glossary
Cost Sharing Reductions
If you meet income level qualifications, you may be eligible for Cost-Sharing Reductions on Silver level plans. For these plans, the government subsidizes reductions of the Maximum Out-of-Pocket Limit as well as possible reductions in Deductibles, Coinsurance, or Copayments, which means the government will help you as you incur medical expenses.
https://enroll.maineoptions.org/ehp/eapp/ebuyer?execution=e1s3
Then when you go in to the plans, it shows reduced cost sharing for the person applying at that income level....and at that age....
then click on browse plans and go to the Silver Plans.....you will see 3 silver plans, Community Value, Community Choice, and Community Prefered....under each of those you will see 2 plans each, one is the price and deductibles and out of pocket and copays for the normal plan, and the other is the deductibles and out of pocket and copays for those who qualify for the "silver 87" version of the plan, which is the plan that govt will come in with cost sharing on the copays and deductibles etc....
as example the plan shown, "community choice plan":
https://enroll.maineoptions.org/ehp/eapp/ebuyer?execution=e1s4
hope you can get in to that link above!
anyway, where the Community Choice silver plan, it is 30%/70%, $30 copays, 2000 dollar deductible and $6350 out of pocket...
In the cost sharing version for Community Choice silver plan-silver 87 which is the cost sharing plan, it says that the deductible would be $500, the copays would be $10 to see a doc, the out of pocket maximum would be $1500, and the insurance would be 20%/80%
=============================
EDIT
DARN IT! The links don't work...
here you guys try it...use this zip code 04401 http://www.maineoptions.org/Individuals-Families/Compare-Quote-Plans click on GET QUOTE NOW and put in the info, then hit BROWSE PLANS
***
Note that insurance in Maine is and has always been VERY expensive....long before Obamacare
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