Poll: Were You Paying More Than $328 Prior To Obamacare?

Were You Paying More Than $328 A Month Prior To Obamacare.

  • Yes, I Was Paying More Than $328 A Month.

    Votes: 1 20.0%
  • No, I Was Paying Less Than $328 A Month.

    Votes: 4 80.0%

  • Total voters
    5
Not only did rates more than double on healthy people, but they also went up 50% on sick people. So where is the savings?

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Ok I dug out my insurance policy. Here is the scoop.

My Assurant Health policy I bought in Missouri front of card says: PPO Hospital/MD Plan, ER Access Fee $0, Fully Insured GWH-Cigna-PPO. $2k deductible $5k Max out of pocket HSA. 100% coverage network, 80% out of network, $2 million lifetime limit each person. RxRelief Pharmacy discount card up to 75% off prescriptions.

It had a 3 year rate lock, the price was $66ea/$132couple last year when the wife was 48yrs & I was 45yrs. Now it cost $148ea/$297couple a month. I called them & got it good health re-rated down to $267 & they said they could add dental, vision & hearing for an additional $30 a month. Now policy provides preventive cancer screenings & no lifetime limit.
 
I pay more, but it's pre-tax via the cost share for my employer provided plan ($500).

And the coverage is WAY better without the insane deductibles.
 
Remember, inflation is primarily caused by out-of-control government giveaways to those who refuse to work which stimulates the printing of worthless paper cleverly disguised as money. We're fast approaching the point where the cost of a single sheet of toilet paper is greater than one Obamabuck. That should produce some green sewage.
 
The highest rate any employer I know was paying $1200 a month prior to Obamacare. I can't believe $1362 a month was the average. Where do you find this data?

$1,362/month isn't the average employer contribution, it's the average cost of an employer-based family plan. The average employer contribution to that plan cost is 72% of the total, or around $980/month. The average employee picks up the remaining ~$380/month.

2013-ehbs-sof-a.png


This is from the 2013 KFF/HRET Employer Benefits Survey. They've been doing this survey every year for quite some time.

This can't have been the entire workforce paying those rates. Most would have medical problems after seeing a rate that high.

We would be paying just under $6,000/year for a little-better-than-Silver plan, with $25/$40 copays for GP and specialist MD's through my husband's employer. Deductible up to $5,000 BUT the company would also be giving us $1500/year towards an 'HSA'......
 
Massachusetts poll on "RomneyCare"

28 percent of patients had to wait a month or more to see a primary care doctor. That was up 7 points since last year.

"Another three in four said accessing the healthcare they need is not difficult, though the share of patients who had to wait a month or more to see a primary care doctor was up 7 points since last year, to 28 percent.

The survey noted that the wait times were less of a problem for existing patients, or those that had seen a primary care doctor in the previous year, and for patients with serious conditions. "

I think the second sentence is important to put the first into perspective.....
 
Massachusetts poll on "RomneyCare"

28 percent of patients had to wait a month or more to see a primary care doctor. That was up 7 points since last year.

"Another three in four said accessing the healthcare they need is not difficult, though the share of patients who had to wait a month or more to see a primary care doctor was up 7 points since last year, to 28 percent.

The survey noted that the wait times were less of a problem for existing patients, or those that had seen a primary care doctor in the previous year, and for patients with serious conditions. "

I think the second sentence is important to put the first into perspective.....

Of course that is what the government's own survey of it's policy would say. See what the independent study revealed. Study: Massachusetts Residents Wait Up To 2 Months For Doctors
 

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