Rashida Talib want auto insurance companies to not be allowed to check credit scores

[Wyatt earp]

bullshit the car insurance companies are in cahoots with the government,

Nah, that's freakish conspiracy nonsense to which no mind should be paid. Actuarial science decides insurance rates, and underwriters decide whobgets insurance. And actuarial science shows that lower auto insurance report scores correlate well with increases risk. That's simply a mathematical fact. Whether or not it is a fact is quite independent of whether or not you like it.

Science my ass fuck head, they are in CAHOOTS with the government, my car insurance should be $5 bucks every 6 months since I have not had a ticket or claim in 30 years.

make that 34 years and counting.

 

[Fort Fun Indiana]

Science my ass fuck head

Actuarial scientists are among the most well educated and well paid scientists that exist. You simply do not know what you are talking about. At all. Whether or not the premium baseline is inflated by gouging has zero effect on the actuarial science, which shows what it shows. Maybe be quiet and learn something .

 

[Fort Fun Indiana]

"my car insurance should be $5 bucks every 6 months since I have not had a ticket or claim in 30 years."

Of course, this is moronic. But you are invited to start an insurance company with this terrible model.prepare to be sued when you can't pay even one claim.

I dont think you guys understand the fundamental principle of insurance.

 

[Thinker101]

Good. What does credit have to do with veing a good or bad driver?

Well fucking duh! Credit scores probably indicate whether or not you will pay your insurance premiums! How did libtards get so libtarded?

then cancel my policy if i don't pay.

How about avoid the paperwork if you have a history of not paying....save a tree.

and? is this a hard or soft pull? if a hard pull it can now affect my credit rating.

Dang, how many insurance companies would you like to apply to?

 

[Hutch Starskey]

Tlaib bill would prohibit use of credit scores to set car insurance rates

She’s almost as bad as AOC and Omar

Why is that bad?

What does my credit score have to do with my insurability or driving record?

 

[WillowTree]

Tlaib bill would prohibit use of credit scores to set car insurance rates

She’s almost as bad as AOC and Omar

Why is that bad?

What does my credit score have to do with my insurability or driving record?

I will tell ewe again! Thayer want to assure that you are able ready and willing to pay the farming bill nimrod!

 

[Thinker101]

Tlaib bill would prohibit use of credit scores to set car insurance rates

She’s almost as bad as AOC and Omar

Why is that bad?

What does my credit score have to do with my insurability or driving record?

Sigh...it helps determine your ability to pay for insurance. Did you just skip the first 3 pages of this thread?

 

[Hutch Starskey]

Good. What does credit have to do with veing a good or bad driver?

How do you statists sleep at night?

Wha?
How is that "statist" to want to keep private financial information private? Sounds libertarian if anything.

 

[Hutch Starskey]

i think credit scre information is over and abused. It is time to put some brakes on it.

Describe how it’s being abused

Derp....
By charging you more for car insurance because you may have an outstanding balance elsewhere.

 

[Polishprince]

Good. What does credit have to do with veing a good or bad driver?

Insurance companies have found that people with bad credit scores are more likely to file more claims. They aren't doing it to "penalize" anyone "unjustly"

Of course, this broad has never worked in the insurance racket.

Further, auto insurance regulations are a STATE function, not a federal government function at all

 

[Hutch Starskey]

Tlaib bill would prohibit use of credit scores to set car insurance rates

She’s almost as bad as AOC and Omar

Why is that bad?

What does my credit score have to do with my insurability or driving record?

I will tell ewe again! Thayer want to assure that you are able ready and willing to pay the farming bill nimrod!

Farming?

I'm willing to pay because I called them about a policy, dope.

 

[Hutch Starskey]

Tlaib bill would prohibit use of credit scores to set car insurance rates

She’s almost as bad as AOC and Omar

Why is that bad?

What does my credit score have to do with my insurability or driving record?

Sigh...it helps determine your ability to pay for insurance. Did you just skip the first 3 pages of this thread?

Nonsense. A check stub could do the same.

BTW, I responded to the OP, dope.

 

[Thinker101]

Tlaib bill would prohibit use of credit scores to set car insurance rates

She’s almost as bad as AOC and Omar

Why is that bad?

What does my credit score have to do with my insurability or driving record?

Sigh...it helps determine your ability to pay for insurance. Did you just skip the first 3 pages of this thread?

Nonsense. A check stub could do the same.

BTW, I responded to the OP, dope.

Yea, a check stub does not indicate your ability to pay. Good that at least you read the OP.

 

[TNHarley]

Good. What does credit have to do with veing a good or bad driver?

How do you statists sleep at night?

Wha?
How is that "statist" to want to keep private financial information private? Sounds libertarian if anything.

Telling companies what to do is libertarian? Lol

 

[TNHarley]

Tlaib bill would prohibit use of credit scores to set car insurance rates

She’s almost as bad as AOC and Omar

Why is that bad?

What does my credit score have to do with my insurability or driving record?

Sigh...it helps determine your ability to pay for insurance. Did you just skip the first 3 pages of this thread?

Nonsense. A check stub could do the same.

BTW, I responded to the OP, dope.

Really?
Are you an adult? Lol i certainly hope not

 

[Kondor3]

I've got a decent credit rating so I'm not particular affected by this, personally, at present, however...

I must confess that I'd be in favor of forcing insurance companies to abandon credit scores as a determining factor...

At least, if you prepay the premiums...

Time to knock those Big Shot Insurance Underwriters down a peg or two...

Just for grins and giggles...

But it won't happen until the next time the Dems hold the White House, and the House and the Senate.

 

[busybee01]

i think credit scre information is over and abused. It is time to put some brakes on it.

Describe how it’s being abused

It is not needed in automobile insurance. They are selling no goods that would lose their value over time. If someone does not pay then their insurance is cancelled.

 

[busybee01]

Good. What does credit have to do with veing a good or bad driver?

ILMAO............We'll disregard the obvious, it's well above your head. How did you come to the conclusion Talib and yourself know more about insurance than insurance companies?

What makes you so sure that insurance companies are right. I suspect you support businesses screwing over the little guy.

 

[busybee01]

You don't know your ass from up,

I was an actuary. You were a trumped up teller in a bank branch in bumfuck usa. Shut up and learn something.

Why don't you shut up you crook.

 

[bripat9643]

i think credit score information is overused and abused. It is time to put some brakes on it.

I have to agree with you. They check your credit score when you apply for a job nowadays.