Ready?

it's Almost Like we're WAYYYYYYYY Over Due..
or something :)

we are, as I said. The sugar rush from the tax cuts pushed it back a bit and then COVID hit and messed with the timeline.

It will happen this summer I assume, though we may find we are already in one
 
how about NOW?
LOL..

Getting close! but do not think it is done dropping.

But man, in mid-March we closed our main non-retirement account to use for the earnest money for the house we are having built. It was almost exclusively S&P. Since then it is down more than 15%. That was well timed.
 

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