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Your article notes that it is essentially illegal to sell across state lines in most of the states. You fail
So if Federal government allows it, it's irrelevant.
If the Federal government forces it, then one might think that conservatives would object to the federal government interfering with the states.
Try to keep up here. The OP's premise of a national free market insurance market being legal is a myth. There was obviously many other problems present in the law to make it unworkable. Simply saying it was okay to offer the plans, does little to make it reality. It is the federal government's interference that makes it a problem. Again it boils down to free markets and less government.
The states are the ones prohibiting interstate purchasing, not the Federal government.
Is that really too hard for you to understand?
Actually I know this from first hand experience. As I pointed out my mother in law was was admitted repeatedly into ICU in her last year. My grandmother on the other hand, died in her own bed after a 4 month battle with cancer. Our end of life care consisted of my aunt being able to get on paid compassionate leave. Nurses coming to the house twice a day to help with meds and washing and social workers coming to prepare and incorporate my grandmother and the families wishes with what was both medically and personally best to make her last months as comfortable as possible. If you feel that keeping somebody alive as long as possible is the same as caring, you obviously have a different idea of what caring actually looks like.5) As someone who lost a grandmother who had end of life care, both deny and even resent the implication that Europeans don't value life and loved ones as much as Americans do.
Over 40 percent of patients who die with cancer are admitted to the intensive care unit (ICU) in the last six months of life, which is more than twice that of any other country in the study. Similarly, 39 percent of American patients dying with cancer received at least one chemotherapy treatment in the last six months of life more than any other country in the study.-
I already went into this.The problem with the US health care system isn't government. It's the whole idea that people's health is a tradable commodity. I'm European and I pay way less for at least comparable, if not better healthcare. Our system is government controlled and it's more efficient and cheaper. My wife is American so I can make these claims both by personal experience and researchable facts.Your article notes that it is essentially illegal to sell across state lines in most of the states. You fail
So if Federal government allows it, it's irrelevant.
If the Federal government forces it, then one might think that conservatives would object to the federal government interfering with the states.
Try to keep up here. The OP's premise of a national free market insurance market being legal is a myth. There was obviously many other problems present in the law to make it unworkable. Simply saying it was okay to offer the plans, does little to make it reality. It is the federal government's interference that makes it a problem. Again it boils down to free markets and less government.
I agree. Competition brings prices down and if all insurance companies have to compete for you're dollar prices will go down.
Don't know bout you but I'm the cheapest bitch on the planet and I shop for the best I can get for the lowest price. So will everyone else. Insurance companies will have to lower prices to compete for you're dollar.
Cough!.............What percentage of the European income goes to taxes? Europe doesn't even have the capacity to defend itself. They rely on the USA. Then consider the USA is far more complex than say Switzerland. Europe is broke.
And since this is a healthcare OP I always come back to thisSure my taxes are way higher than yours. On the other hand my standard of living is just as high if not higher than most Americans. I own my house, Drive a 3 year old Mercedes, my kid is going to a nice school and will be able to go to college without me having to save my entire live to allow it. We all can go to the doctor and dentist without going broke. Taxes are not a punishment, they are simply a alternative way to fund a standard of livingThere are not many countries anywhere with gov't run HC that don't have really high taxes and/or rationing and/or long waiting lines for specialists and testing. And everyone pays those taxes too, not just the upper half of the income earners. Show me the democrat who tells us that when they talk about how great Single Payer is.
Your article notes that it is essentially illegal to sell across state lines in most of the states. You fail
So if Federal government allows it, it's irrelevant.
If the Federal government forces it, then one might think that conservatives would object to the federal government interfering with the states.
Try to keep up here. The OP's premise of a national free market insurance market being legal is a myth. There was obviously many other problems present in the law to make it unworkable. Simply saying it was okay to offer the plans, does little to make it reality. It is the federal government's interference that makes it a problem. Again it boils down to free markets and less government.
The states are the ones prohibiting interstate purchasing, not the Federal government.
Is that really too hard for you to understand?
Showing that your health care system is more then twice as expensive as mine..
That's one of the GOP's big selling points of their healthcare 'plan'.
Problem is, it's already allowed.
The Federal government does not prohibit it. Some states do.
oops.
Selling health insurance across state lines is a favorite GOP 'reform.' Here's why it makes no sense
"Selling insurance across state lines is a vacuous idea, encrusted with myths.
The most important myths are that it’s illegal today, and that it’s an alternative to the Affordable Care Act.
The truth is that it actually is legal today and specifically enabled by the Affordable Care Act. The fact that Republicans don’t seem to know this should tell you something about their understanding of healthcare policy. The fact that it hasn’t happened despite its enablement under the ACA should tell you more about about why it’s no solution to anything."
The ACA allows for the sale of insurance across state lines already.
http://www.ncsl.org/research/health/out-of-state-health-insurance-purchases.aspx
Edward I replied to every single one of your points. At length in some cases. Aren't you capable of debating your points,or do you refuse to?Showing that your health care system is more then twice as expensive as mine..
there are 5 reasons most countries have cheaper health care than the USA:
1) they are poorer so cant afford to pay what America pays
2) they have more efficient socialist health care than USA's convoluted redundant twisted piecemeal socialist system.
3) America invents health care and pays for the most of the world's inventions ( 70% of recent health care patents for example) while Europe just copies from us or buys from us. Take that away and Europe drops from 70% of our standard of living to 40%.
4) Europeans are far more health conscious and healthy than Americans so require less care
5) Europeans pay far less for end of life care while America, valuing life so much more, spend 70% of all health care dollars on end of life care.
Republican capitalist health care would reduce the price of health care here 80%.
Edward I replied to every single one of your points. At length in some cases. Aren't you capable of debating your points,or do you refuse to?
As I said I already answered thisEdward I replied to every single one of your points. At length in some cases. Aren't you capable of debating your points,or do you refuse to?
do you still think our system is capitalist???? 1+1=2
In your system their is a for profit motive in most of your insurance system, by your doctors, by the hospitals, by big pharma. I have grounds for comparison and what's best for the patients takes a back seat to profit in your system. The well documented cases of pharmaceutical companies price gouging on EPI pens and other medicines comes to mind, but even more sneaky things, for instance the overprescribing of heavy pain meds that caused my mother in law getting addicted something my wife said is SOP.America’s Addiction to Opioids: Heroin and Prescription Drug Abuse .You point to a fraction of your medical system to try to proof the entire system is not capitalistic as hell? You don't think that is a trifle dishonest? I'll give you some examples in my personal life. This is not hearsay, this happened to my wife's family. One of my brothers-in-law got hit by a car, it was a hit and run and he shattered his shoulder. This was the pre ACA times so he went to the ER where they stabilised the shoulder and put him on his merry way. He needed reconstructive surgery but had no insurance so he didn't get it done. So a healthy 30 year old male went on disability and stopped being a constructive member of society because he couldn't pay for a relatively easily corrected condition. This would not happen in Belgium.
My mother in law who was the head nurse in a ward for the criminally insane in a place in NY, was diagnosed with a pretty bad hernia in her middle fifties. She got surgery, but got addicted to morphine while in recovery. She was subsequently released home where she never fully finished her recovery process, she got bedridden was forced into early retirement and subsequently started to go in an out of hospitals, where her considerable savings including her house was used as funds to finance this. She had what Americans call full coverage but it still ended with her entire capital going into your "superior", health care system.
Yes and no, the ACA enables the possibility of selling across State lines, the reality however is that at this point it cannot be done. The ACA plans are PPO Plans and currently there are no National PPO's.
There are some states that already allow insurance sales across state lines.
>>>>
What utter horseshit. Only the truly delusional snowflake would swallow that pile of crap.It’s such a perennial suggestion that when Len Nichols, a health policy professor at George Mason University and the author of a 2009 paper on the subject, was asked for comment, he said: “Are you kidding me? We’ve been through this about 30 decades ago.”
Selling insurance in a new region or state takes more than just getting a license and including all the locally required benefits. It also involves setting up favorable contracts with doctors and hospitals so that customers will be able to get access to health care. Establishing those networks of health care providers can be hard for new market entrants.
“The barriers to entry are not truly regulatory, they are financial and they are network,” said Sabrina Corlette, the director of the Georgetown University Health Policy Institute.
Neither America’s Health Insurance Plans, the lobbying group for most private insurers, nor the Blue Cross Blue Shield Association have endorsed such a plan when it has come before Congress.
sooooooooooooooo,
NO.
All you did was reiterate what I said. It has been made POSSIBLE by the ACA but currently there is no National Network so it is immaterial. One company, BCBS allows treatment in whatever states they are in to be classified as "in-network". The other companies restrict it to emergency care.
All you did was reiterate what I said. It has been made POSSIBLE by the ACA but currently there is no National Network so it is immaterial. One company, BCBS allows treatment in whatever states they are in to be classified as "in-network". The other companies restrict it to emergency care.
No, it was not made POSSIBLE by the ACA, it was possible before ACA.
The premise of the thread is that there is a federal barrier to cross-state lines Health Insurance sales, there isn't. It's State barriers that exist.
>>>>
In your system their is a for profit motive in most of your insurance system,.
insurmountable????? all we have to do is switch to capitalism and require that prices be published in a comparable way. See how easy that was.. Differing coverages, differing networks and even differing pricing were an insurmountable problems prior to the ACA.
it's a fed/state problem started when Feds exempted states from anti trust laws allowing each to set up its own Nazi/soviet heath care bureaucracy. If they did same for toothpaste industry we'd have the same soviet problems there too. 1+1=2The premise of the thread is that there is a federal barrier to cross-state lines Health Insurance sales, there isn't. It's State barriers that exist.
The ACA has come the closest to standardizing of Healthcare Plans. PRIOR to the ACA EVERY State had different plans and differing plan requirements making portability virtually impossible. Differing coverages, differing networks and even differing pricing were an insurmountable problems prior to the ACA.
If someone in New York gets an insurance policy from Texas, are the birth control and abortion options guided by Texas law or New York law?
Useful thread but it falls on mostly deaf ears. It points out that the gop is against the basic economic justification of Obamacare policies. Yes states can agree to have policies sold over state lines. But each state governs policies, and policy provisions, differently. And yuuuge insurers within states have the bargaining power to force hospitals and docs to accept lower payments. That's Obamacare's concept of competition. Monopolies. If a monopoly is really gouging another monopoly will move it. (it doesn't work)That's one of the GOP's big selling points of their healthcare 'plan'.
Problem is, it's already allowed.
The Federal government does not prohibit it. Some states do.
oops.
Selling health insurance across state lines is a favorite GOP 'reform.' Here's why it makes no sense
"Selling insurance across state lines is a vacuous idea, encrusted with myths.
The most important myths are that it’s illegal today, and that it’s an alternative to the Affordable Care Act.
The truth is that it actually is legal today and specifically enabled by the Affordable Care Act. The fact that Republicans don’t seem to know this should tell you something about their understanding of healthcare policy. The fact that it hasn’t happened despite its enablement under the ACA should tell you more about about why it’s no solution to anything."
