Employer healthcare plans should be abolished. Privatize it all the way.

Why is it wrong to charge an unhealthy person 12 or even 20 times as much for healthcare as a healthy person if he is 12 or 20 times the risk? It is based on risk and potential expenses.

If you're an unhealthy person and you want to pay more for an individual plan than your employer
will charge you, you should definitely do that.

Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.
But if you are so darn sure you are HEALTHY, then why would you buy any health insurance? You are healthy, you don't need it.... right?

Anyone can get in a car accident or whatnot. It's a risk based assessment and I am low risk, so I should pay less.

If you are a good driver, then you do pay less.
 
Why is it wrong to charge an unhealthy person 12 or even 20 times as much for healthcare as a healthy person if he is 12 or 20 times the risk? It is based on risk and potential expenses.

If you're an unhealthy person and you want to pay more for an individual plan than your employer
will charge you, you should definitely do that.

Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.
But if you are so darn sure you are HEALTHY, then why would you buy any health insurance? You are healthy, you don't need it.... right?

Anyone can get in a car accident or whatnot. It's a risk based assessment and I am low risk, so I should pay less.

If you are a good driver, then you do pay less.

I was responding to someone asking why I should choose to get health insurance. I said anyone can get hurt in an accident.
 
Unless your employer is, in fact, a government entity, it is not socialism. Wasn't before, isn't now, won't be in the future. Socialism does NOT mean "doing something I don't like". So every time you try to call it "socialism" when your non-government employer gives you a benefit package that isn't what you want, you might as well just label your post "I'm a reactionary moron with a crappy vocabulary! Don't listen to me!"

Bullshit, they are socializing the cost of health care and evening it out to an extent. Tell me why I pay the same as some guy who is 30 years older than me. He should be paying 20 times what I pay. You are a bleeding heart liberal snowflake that doesn't want to see people being charged 10,000 a month for health insurance or being allowed to die.

When my parents were in the late stages of their life, I took a consistent stance. I was opposed to using taxpayer money to keep them alive. I fought with my family, who kept them alive so long that all of their life savings was wiped out and we inherited nothing. Not only that, taxpayer money was used to keep them alive at the end for a couple years.

Tell me why I pay the same as some guy who is 30 years older than me. He should be paying 20 times what I pay.

If you're so healthy that you can buy an individual policy cheaper than one provided by your employer, do it already. All your whining is bad for your health.

Stop being obtuse and admit you like socialism. My plan would breed a stronger, healthier society with free market capitalism based health insurance.

Stop being lazy and find a cheaper individual policy.

My plan would breed a stronger, healthier society

All your whining is going to keep you from reproducing.

People like you stand in the way of progress. How is solving America's healthcare crisis and breeding a healthier, stronger nation not a worthy goal?

People like you stand in the way of progress.

I'm not standing in your way.
Get an individual policy already, ya whiny bitch.
 
If you're an unhealthy person and you want to pay more for an individual plan than your employer
will charge you, you should definitely do that.

Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.
But if you are so darn sure you are HEALTHY, then why would you buy any health insurance? You are healthy, you don't need it.... right?

Anyone can get in a car accident or whatnot. It's a risk based assessment and I am low risk, so I should pay less.

If you are a good driver, then you do pay less.

I was responding to someone asking why I should choose to get health insurance. I said anyone can get hurt in an accident.

Correct. And anybody can develop an illness or disability. I don't understand what point you are trying to make here.
 
Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.
But if you are so darn sure you are HEALTHY, then why would you buy any health insurance? You are healthy, you don't need it.... right?

Anyone can get in a car accident or whatnot. It's a risk based assessment and I am low risk, so I should pay less.

If you are a good driver, then you do pay less.

I was responding to someone asking why I should choose to get health insurance. I said anyone can get hurt in an accident.

Correct. And anybody can develop an illness or disability. I don't understand what point you are trying to make here.

You buy health insurance in case you get sick. If you are high risk, it will cost thousands a month. Too bad. Not my problem. It is the same principle with health insurance, except health insurance is typically more expensive. Most Americans are currently paying far more for health insurance than they necessarily realize because the employer pitches in a huge amount to everyone's. It should be totally individualized and free market and I should pay a couple hundred a month and others should pay thousands a month because they are higher risk.
 
But if you are so darn sure you are HEALTHY, then why would you buy any health insurance? You are healthy, you don't need it.... right?

Anyone can get in a car accident or whatnot. It's a risk based assessment and I am low risk, so I should pay less.

If you are a good driver, then you do pay less.

I was responding to someone asking why I should choose to get health insurance. I said anyone can get hurt in an accident.

Correct. And anybody can develop an illness or disability. I don't understand what point you are trying to make here.

You buy health insurance in case you get sick. If you are high risk, it will cost thousands a month. Too bad. Not my problem. It is the same principle with health insurance, except health insurance is typically more expensive. Most Americans are currently paying far more for health insurance than they necessarily realize because the employer pitches in a huge amount to everyone's. It should be totally individualized and free market and I should pay a couple hundred a month and others should pay thousands a month because they are higher risk.

And if you get sick.....then what? Are you willing to pay 3K a month to take care of your illness?
 
Anyone can get in a car accident or whatnot. It's a risk based assessment and I am low risk, so I should pay less.

If you are a good driver, then you do pay less.

I was responding to someone asking why I should choose to get health insurance. I said anyone can get hurt in an accident.

Correct. And anybody can develop an illness or disability. I don't understand what point you are trying to make here.

You buy health insurance in case you get sick. If you are high risk, it will cost thousands a month. Too bad. Not my problem. It is the same principle with health insurance, except health insurance is typically more expensive. Most Americans are currently paying far more for health insurance than they necessarily realize because the employer pitches in a huge amount to everyone's. It should be totally individualized and free market and I should pay a couple hundred a month and others should pay thousands a month because they are higher risk.

And if you get sick.....then what? Are you willing to pay 3K a month to take care of your illness?

You get the insurance before you get sick or you are screwed.
 
Why is it wrong to charge an unhealthy person 12 or even 20 times as much for healthcare as a healthy person if he is 12 or 20 times the risk? It is based on risk and potential expenses.

If you're an unhealthy person and you want to pay more for an individual plan than your employer
will charge you, you should definitely do that.

Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.

Because the expenses will not be $6000 a month, dumbass!
 
If you are a good driver, then you do pay less.

I was responding to someone asking why I should choose to get health insurance. I said anyone can get hurt in an accident.

Correct. And anybody can develop an illness or disability. I don't understand what point you are trying to make here.

You buy health insurance in case you get sick. If you are high risk, it will cost thousands a month. Too bad. Not my problem. It is the same principle with health insurance, except health insurance is typically more expensive. Most Americans are currently paying far more for health insurance than they necessarily realize because the employer pitches in a huge amount to everyone's. It should be totally individualized and free market and I should pay a couple hundred a month and others should pay thousands a month because they are higher risk.

And if you get sick.....then what? Are you willing to pay 3K a month to take care of your illness?

You get the insurance before you get sick or you are screwed.

Or you could be like that youngster who goes out drinking, wraps his car around a telephone poll and is brain damaged and bedridden the rest of his life? Is that fair to the situation you proposed?

Think of him voting as a liberal for 50 years!
 
Why is it wrong to charge an unhealthy person 12 or even 20 times as much for healthcare as a healthy person if he is 12 or 20 times the risk? It is based on risk and potential expenses.

If you're an unhealthy person and you want to pay more for an individual plan than your employer
will charge you, you should definitely do that.

Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.

Healthy people should not have to pool their healthcare premiums with unhealthy people.

If you can get a cheaper, un-pooled rate, by getting a plan outside your employer, go for it.

I should be able to go out and buy cheap, unregulated health insurance

No one is stopping you. Go price some policies and post your findings.

You are still paying because the employer is making a contribution to the plan and that reflects on wages.

Also, employers should be legally barred from getting involved in your healthcare, daycare, and should be legally barred from offering maternity leave as well.

I am on the fence with privatization of police, fire department, and ambulance service. If they know for a fact that you are not up to date on your bill, should they be allowed to let your house burn down, refuse to send a police car when intruders enter your home and are brutalizing your family, or refuse to send an ambulance and let you bleed to death if you get cut? That one is tough because you could make a case either way.

On one hand you could argue that it encourages slackers to let others pay and skate by without paying their fair share.

On the other hand, if they prevent your house from burning down, it prevents de-escalation of home values in the area even if you didn't pay for the service. If they send a police car even though you are not paid up, they can take criminals off the street and help others. Sending an ambulance if you cut yourself, however, I'm still thinking of the benefit of letting people abuse that and encouraging slackers.

Guess what dumbass! My fire service is subscription based! Don't pay your bill and they will charge you thousands upon thousands to put out your house fire, and you can't get insurance to cover that!
 
Why is it wrong to charge an unhealthy person 12 or even 20 times as much for healthcare as a healthy person if he is 12 or 20 times the risk? It is based on risk and potential expenses.

If you're an unhealthy person and you want to pay more for an individual plan than your employer
will charge you, you should definitely do that.

Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.

If you're buying insurance, you're going to be pooled with a variety of people - all the other people who bought that particular coverage - no matter what you might prefer. It's the pooling that is supposed to bring the price down.

When you buy car insurance, you are not pooled with people with 6 DWIs and 12 accidents on their record in you have a clean record. They assign brackets based on risk, not name of employer.

That's why my automobile insurance is the cheapest in the country. Our pool is military and their dependents.
 
If you're an unhealthy person and you want to pay more for an individual plan than your employer
will charge you, you should definitely do that.

Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.

Healthy people should not have to pool their healthcare premiums with unhealthy people.

If you can get a cheaper, un-pooled rate, by getting a plan outside your employer, go for it.

I should be able to go out and buy cheap, unregulated health insurance

No one is stopping you. Go price some policies and post your findings.

You are still paying because the employer is making a contribution to the plan and that reflects on wages.

Also, employers should be legally barred from getting involved in your healthcare, daycare, and should be legally barred from offering maternity leave as well.

I am on the fence with privatization of police, fire department, and ambulance service. If they know for a fact that you are not up to date on your bill, should they be allowed to let your house burn down, refuse to send a police car when intruders enter your home and are brutalizing your family, or refuse to send an ambulance and let you bleed to death if you get cut? That one is tough because you could make a case either way.

On one hand you could argue that it encourages slackers to let others pay and skate by without paying their fair share.

On the other hand, if they prevent your house from burning down, it prevents de-escalation of home values in the area even if you didn't pay for the service. If they send a police car even though you are not paid up, they can take criminals off the street and help others. Sending an ambulance if you cut yourself, however, I'm still thinking of the benefit of letting people abuse that and encouraging slackers.

Why should employers be barred from offering any damned benefit to entice employees that they choose to? What possible business is it of yours, or the government's, what sort of work/compensation agreement my employer and I enter into?

It is socialism for a company to spend its profits on anything other than salaries of employees, investment back into the business for maximizing future profits, and stockpiling capital. Companies should not be allowed to engage in "social" spending. It rots the fabric of society and breeds a weak nation.

Thank you for your opinion. It is dismissed with prejudice because you are a dumbass!
 
Healthy people should not have to pool their healthcare premiums with unhealthy people.

If you can get a cheaper, un-pooled rate, by getting a plan outside your employer, go for it.

I should be able to go out and buy cheap, unregulated health insurance

No one is stopping you. Go price some policies and post your findings.

You are still paying because the employer is making a contribution to the plan and that reflects on wages.

Also, employers should be legally barred from getting involved in your healthcare, daycare, and should be legally barred from offering maternity leave as well.

I am on the fence with privatization of police, fire department, and ambulance service. If they know for a fact that you are not up to date on your bill, should they be allowed to let your house burn down, refuse to send a police car when intruders enter your home and are brutalizing your family, or refuse to send an ambulance and let you bleed to death if you get cut? That one is tough because you could make a case either way.

On one hand you could argue that it encourages slackers to let others pay and skate by without paying their fair share.

On the other hand, if they prevent your house from burning down, it prevents de-escalation of home values in the area even if you didn't pay for the service. If they send a police car even though you are not paid up, they can take criminals off the street and help others. Sending an ambulance if you cut yourself, however, I'm still thinking of the benefit of letting people abuse that and encouraging slackers.

Why should employers be barred from offering any damned benefit to entice employees that they choose to? What possible business is it of yours, or the government's, what sort of work/compensation agreement my employer and I enter into?

It is socialism for a company to spend its profits on anything other than salaries of employees, investment back into the business for maximizing future profits, and stockpiling capital. Companies should not be allowed to engage in "social" spending. It rots the fabric of society and breeds a weak nation.

Look up "socialism", because it does not mean what you think it means.

"a political and economic theory of social organization which advocates that the means of production, distribution, and exchange should be owned or regulated by the community as a whole."

Our law enforcement, fire departments, and ambulance services are socialism. However, I am still on the fence about whether or not to privatize them. I don't see how any free market capitalist can not at least struggle with that question.

Wrong, but you already knew that.
 
Why should employers be barred from offering any damned benefit to entice employees that they choose to? What possible business is it of yours, or the government's, what sort of work/compensation agreement my employer and I enter into?

It is socialism for a company to spend its profits on anything other than salaries of employees, investment back into the business for maximizing future profits, and stockpiling capital. Companies should not be allowed to engage in "social" spending. It rots the fabric of society and breeds a weak nation.

Look up "socialism", because it does not mean what you think it means.

"a political and economic theory of social organization which advocates that the means of production, distribution, and exchange should be owned or regulated by the community as a whole."

Our law enforcement, fire departments, and ambulance services are socialism. However, I am still on the fence about whether or not to privatize them. I don't see how any free market capitalist can not at least struggle with that question.

The usual mistake made by people with small amounts of information and virtually no deep thought about them.

No, law enforcement et cetera are not "socialism". And non-government entities like most employers DEFINITELY aren't.

Now that you've looked it up, contemplate it for a while, and do not waste space trying to tell us that any and all governent entities are "socialism" just by virtue of the fact of being government.

It is socialism to use taxpayer money to provide what should be a marketable commodity, such as the fire department saving your house from burning down, police officers protecting you from criminals, and ambulance drivers giving you a ride to the hospital.

No, because I benefit from my neighbor's house not burning down. I also benefit when the cop arrests criminals that broke into your house before they break into mine. I benefit from having an ambulance available when my wife is unable to get down the stairs because she is in such severe pain she cannot walk, and my medical insurance pays that bill anyway.
 
If you're an unhealthy person and you want to pay more for an individual plan than your employer
will charge you, you should definitely do that.

Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.

Healthy people should not have to pool their healthcare premiums with unhealthy people.

If you can get a cheaper, un-pooled rate, by getting a plan outside your employer, go for it.

I should be able to go out and buy cheap, unregulated health insurance

No one is stopping you. Go price some policies and post your findings.

You are still paying because the employer is making a contribution to the plan and that reflects on wages.

Also, employers should be legally barred from getting involved in your healthcare, daycare, and should be legally barred from offering maternity leave as well.

I am on the fence with privatization of police, fire department, and ambulance service. If they know for a fact that you are not up to date on your bill, should they be allowed to let your house burn down, refuse to send a police car when intruders enter your home and are brutalizing your family, or refuse to send an ambulance and let you bleed to death if you get cut? That one is tough because you could make a case either way.

On one hand you could argue that it encourages slackers to let others pay and skate by without paying their fair share.

On the other hand, if they prevent your house from burning down, it prevents de-escalation of home values in the area even if you didn't pay for the service. If they send a police car even though you are not paid up, they can take criminals off the street and help others. Sending an ambulance if you cut yourself, however, I'm still thinking of the benefit of letting people abuse that and encouraging slackers.

You are still paying because the employer is making a contribution to the plan and that reflects on wages.

Duh!

Also, employers should be legally barred from getting involved in your healthcare, daycare, and should be legally barred from offering maternity leave as well.

Yeah, sure thing.

Now go price some policies and post your findings.

Do you have no problem with paying extra for 911 service to cover some freeloader who pays nothing? He pays nothing except gets the same ambulance service as you. If you want to give him a ride to the hospital, go ahead, except don't ask me to pay more taxes to cover it.

What makes you think they pay nothing? I get a bill!
 
Why is it wrong to charge an unhealthy person 12 or even 20 times as much for healthcare as a healthy person if he is 12 or 20 times the risk? It is based on risk and potential expenses.

If you're an unhealthy person and you want to pay more for an individual plan than your employer
will charge you, you should definitely do that.

Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.
But if you are so darn sure you are HEALTHY, then why would you buy any health insurance? You are healthy, you don't need it.... right?

Anyone can get in a car accident or whatnot. It's a risk based assessment and I am low risk, so I should pay less.

Why are you low risk? Just because you think you are?

Apparently you don't know anything about insurance except what some dumbass taught you. You haven't gotten anything right yet!
 
Why is it wrong to charge an unhealthy person 12 or even 20 times as much for healthcare as a healthy person if he is 12 or 20 times the risk? It is based on risk and potential expenses.

If you're an unhealthy person and you want to pay more for an individual plan than your employer
will charge you, you should definitely do that.

Healthy people should not have to pool their healthcare premiums with unhealthy people. If you are unhealthy, that is not my fault. I should be able to go out and buy cheap, unregulated health insurance and you should have to do the same or not get health insurance. If your premiums are 6,000 a month in a beautiful, free, unregulated market, why is that my problem? It's as bad as Obamacare.

You do have the right to go out and purchase an unregulated policy. Who is forcing you to take the employer group plan?

The state. It's an indirect kind of force, but it's definitely force. When the government fucks around with the tax laws to push us all into corporate insurance, that's force.

When has that ever been done? Are you trying to prove you are a dumbass also, like the OP is desperately trying to do?
 
Healthy people should not have to pool their healthcare premiums with unhealthy people.

If you can get a cheaper, un-pooled rate, by getting a plan outside your employer, go for it.

I should be able to go out and buy cheap, unregulated health insurance

No one is stopping you. Go price some policies and post your findings.

You are still paying because the employer is making a contribution to the plan and that reflects on wages.

Also, employers should be legally barred from getting involved in your healthcare, daycare, and should be legally barred from offering maternity leave as well.

I am on the fence with privatization of police, fire department, and ambulance service. If they know for a fact that you are not up to date on your bill, should they be allowed to let your house burn down, refuse to send a police car when intruders enter your home and are brutalizing your family, or refuse to send an ambulance and let you bleed to death if you get cut? That one is tough because you could make a case either way.

On one hand you could argue that it encourages slackers to let others pay and skate by without paying their fair share.

On the other hand, if they prevent your house from burning down, it prevents de-escalation of home values in the area even if you didn't pay for the service. If they send a police car even though you are not paid up, they can take criminals off the street and help others. Sending an ambulance if you cut yourself, however, I'm still thinking of the benefit of letting people abuse that and encouraging slackers.

You are still paying because the employer is making a contribution to the plan and that reflects on wages.

Duh!

Also, employers should be legally barred from getting involved in your healthcare, daycare, and should be legally barred from offering maternity leave as well.

Yeah, sure thing.

Now go price some policies and post your findings.

Do you have no problem with paying extra for 911 service to cover some freeloader who pays nothing? He pays nothing except gets the same ambulance service as you. If you want to give him a ride to the hospital, go ahead, except don't ask me to pay more taxes to cover it.

Do you have no problem with paying extra for 911 service to cover some freeloader who pays nothing?

I pay on my phone bill. How do you pay?

He pays nothing except gets the same ambulance service as you.

How does he call 911 with no phone?

If you want to give him a ride to the hospital, go ahead, except don't ask me to pay more taxes to cover it.

You should stop paying those 911 taxes. Right after you price those policies.

911 should be an insurance fee you pay to a private company. You don't pay, don't bother calling the police, fire department, or ambulance for you or your family.

Idiotic.
 
"No paperwork" in what sense, exactly? Which paperwork are you objecting to?

Insurance reimbursement forms.

Yeah, uh, that's not your doctor's thing to control and decide. That's up to your insurance company.

I want to pay the doctor a reasonable fee for an office visit with cash, no insurance.

What about that by pass? Cancer treatments? A couple weeks in the hospital?

That is what insurance is for. The likelihood that is going to happen to you is what should determine your premiums. Some people are 20 times the risk of others and should pay 20 times as much.

How do you determine that?

My grandmother had diabetes yet lived to the age of 96. Jim Fixx the famous author of the The Complete Book of Running died of a heart attack at age 52. Who was the higher risk?

My father had emphysema, smoked for about 30 years, drank beer for many years, died at the age of 75. His younger brother had a stroke as a result of complications of a car accident at the age of 45 and was bedridden for 30 years and couldn't say his own name. Who was the higher risk?
 
No. I am in favor of the government stopping employers from enforcing brutal socialism on the healthy and productive. Free market 100%.

Unless your employer is, in fact, a government entity, it is not socialism. Wasn't before, isn't now, won't be in the future. Socialism does NOT mean "doing something I don't like". So every time you try to call it "socialism" when your non-government employer gives you a benefit package that isn't what you want, you might as well just label your post "I'm a reactionary moron with a crappy vocabulary! Don't listen to me!"

Bullshit, they are socializing the cost of health care and evening it out to an extent. Tell me why I pay the same as some guy who is 30 years older than me. He should be paying 20 times what I pay. You are a bleeding heart liberal snowflake that doesn't want to see people being charged 10,000 a month for health insurance or being allowed to die.

When my parents were in the late stages of their life, I took a consistent stance. I was opposed to using taxpayer money to keep them alive. I fought with my family, who kept them alive so long that all of their life savings was wiped out and we inherited nothing. Not only that, taxpayer money was used to keep them alive at the end for a couple years.

Tell me why I pay the same as some guy who is 30 years older than me. He should be paying 20 times what I pay.

If you're so healthy that you can buy an individual policy cheaper than one provided by your employer, do it already. All your whining is bad for your health.

Stop being obtuse and admit you like socialism. My plan would breed a stronger, healthier society with free market capitalism based health insurance.

Stop being lazy and find a cheaper individual policy.

My plan would breed a stronger, healthier society

All your whining is going to keep you from reproducing.

Thank God! We are already stocked up on stupid!
 

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