No, 15 states do have high risk pools. Also the coverage available differs widely from state to state. Annual deductibles vary. It can be as high as $25,000 in some states. Waiting periods for preexisting conditions are 6 or 12 months or more. Sometimes the pools are prohibitively expensive, sometimes they are full and taking no new members, sometimes their coverage is hardly worth it. Most of the time getting coverage through a high risk pool will take many months before you actually get coverage and if you are very sick, you'll have to wait many more months before they pay any of your bills.
So how about we all turn over our entire paycheck to the US government and just let them give us what food, shelter, healthcare etc. we need? That hasn't worked well in any country it has been tried, but what the hey. Let's dont' let empirical evidence bother us.
I still say the U.S. healthcare system was working well until the federal government got invovled. I say get the government out of it and it will work well again.
No system works if it focuses on the small minority of special needs. All systems need to embrace the whole in the most economical, efficient, and effective way that is reasonably possible. Then if society wishes to address the special needs that would be its option to do. But let that be done by the states or local communities and not by the one-size-fits-all federal government.
After several of your posts addressing the disparity in systems and between states, you seem to be obsessed that somebody might achieve or have more than somebody else. What's wrong with that? If you afford a bigger house and a more expensive car than I can afford, I don't begrudge you that. I sure don't want anybody forcibly requiring you to provide me with everything you worked to achieve just because I have less.
That is true of all people.
That is true of local communities.
That is true of states.
That is true of nations.