thereisnospoon
Gold Member
A healthcare system in which 1 in 7 people cannot afford healthcare is not working well.No, 15 states do have high risk pools. Also the coverage available differs widely from state to state. Annual deductibles vary. It can be as high as $25,000 in some states. Waiting periods for preexisting conditions are 6 or 12 months or more. Sometimes the pools are prohibitively expensive, sometimes they are full and taking no new members, sometimes their coverage is hardly worth it. Most of the time getting coverage through a high risk pool will take many months before you actually get coverage and if you are very sick, you'll have to wait many more months before they pay any of your bills.
So how about we all turn over our entire paycheck to the US government and just let them give us what food, shelter, healthcare etc. we need? That hasn't worked well in any country it has been tried, but what the hey. Let's dont' let empirical evidence bother us.
I still say the U.S. healthcare system was working well until the federal government got invovled. I say get the government out of it and it will work well again.
No system works if it focuses on the small minority of special needs. All systems need to embrace the whole in the most economical, efficient, and effective way that is reasonably possible. Then if society wishes to address the special needs that would be its option to do. But let that be done by the states or local communities and not by the one-size-fits-all federal government.
After several of your posts addressing the disparity in systems and between states, you seem to be obsessed that somebody might achieve or have more than somebody else. What's wrong with that? If you afford a bigger house and a more expensive car than I can afford, I don't begrudge you that. I sure don't want anybody forcibly requiring you to provide me with everything you worked to achieve just because I have less.
That is true of all people.
That is true of local communities.
That is true of states.
That is true of nations.
No, I certainly don't begrudge anyone for their financial success. However, I do not believe that one's access to healthcare should depend on that success. Whether you are rich or poor regardless of whether you live in Florida or Washington, you should be able to go to the doctor if you're sick. You shouldn't have to loose your home and declare bankruptcy because you can't get insurance and a family member is stricken with cancer.
One in seven people "cannot "afford healthcare? Prove it.. 310 million divided by 7 is 45 million..Oh I get it ....the government straw man argument to go down the road of socialized medicine...Look, this number has been moved all over the place.
It includes the 12-20 million illegals living the US. It also includes the 10 million young people who earn in excess of $40k per year but refuse to buy coverage from their employer or the private market. And it also includes the several million workers who are contractors and do not have employer provided coverage but do supply their own Worker's Comp insurance.
The fact that number of those who cannot buy coverage can be skewed any way one wishes. The democrat party which until this year controlled the congress and of course the executuve branch, has a vested interest in creating dependency for political purposes.
That is what the basis is for Obamacare. To create dependency on government.
I agree we should not have a system where we must decide between financial ruin or getting needed life saving care. However, this (Obamacare) does not come close to addressing that issue.
Government needs to get out of the way and allow the marketplace to function.
Let us decide what coverages we want. Let us buy health insurance from the vendor of our choice without regard to state boundaries. Let us choose catastrophic coverage. Let us open medical savings accounts.
If health insurance was available as a consumer commodity similar to other items, competition would increase and that alone would lower premiums. Consumer protections could b e put into place to safeguard the insured from being dropped by the insurer except for a tightly regulated for cause criteria.
In other words an insured could not by law be summarily dropped by their insurer simply because they filed a claim.
This would take about 10 pages of double spaced type to write such a law.