AntonToo
Diamond Member
- Jun 13, 2016
- 31,603
- 9,260
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Expand the already-operational Medicare/Medicare Supplement/Medicare Advantage system to all, creating a strong foundation that includes diagnostic and preventive care, and allowing for a massive market for private companies to engage in competition and innovation. It would also take a huge cost responsibility off of insurers by relieving them of all the low-end costs and administration of regular health insurance plans. Get rid of the insane 7-headed beast of a delivery/payment system that we have now, and take a massive cost monkey off the back of American employers.Believe what you will.As I pointed out in my original post, that's just one part. The cap on profits makes it untenable for the insurers to have two bad years in a row, and since it has been so difficult for them to project utilization with so many unhealthy people on their censuses, it's not worth it for them to take the chance.Appeal to authority noted, though it is not an actual argument.
You want higher profits caps for insurance companies? ummm ok, that is a paragraph long amendment to ACA.
But how the fuck is that going to bring down insurance costs for people?
They have to cover everything, including maternity. They have to cover everyone, knowing that healthier people would rather just risk a penalty than get coverage. On and on. They can't get premiums down in that environment. So, they're just doing what they're supposed to do: They're pulling out. The thing is collapsing as we speak, just as many of us were screaming when it was announced.
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Again NOTHING of what you are talking about is some sort of complex problem to fix.
"untenable for the insurers to have two bad years in a row?" - simply let them them get a profit cap credit for the loss - it is literally a paragraph long amendment to ACA. If Republicans were serious about doing what is best for America, instead of their politico bs small stuff like this would already be fixed.
The only thing seriously collapsing the market is current state of total POLITICAL uncertainty and lack of basic will to put America ahead of politics. There is a reactionary movement that was built on little beyond Obama-sucks! and nonononono that was so divorced from constructive thought that now that they got in power they have no clue what to do.
The insurance companies have to act in their best interests, and they're getting the hell out before they lose any more money.
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And your solution is?
I've given you mine and your response is "whatever man". Ok, well what is your solution?
The system is already in place.
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..but that's just another plan Republicans would hate even more than Obamacare.