Ray From Cleveland
Diamond Member
- Aug 16, 2015
- 97,215
- 37,438
- 2,290
- Thread starter
- #801
I lot of dealerships offer free car rental while your car is being serviced, the dealer is paying for auto insurance or is self insured.In general, auto insurance follows the car not the driver.
Not in my state. When I had to have my vehicle serviced at Toyota, I rent one of their cars for convenience. All I have to do is show them I'm insured, and we're set. I rent the car and I don't have to inform my insurance company of what's going on.
No, they are not. Those are extra charges. I remember the first time I rented a car there, and I didn't have proof of insurance. Luckily my agent was still in his office to fax over a copy of my policy. But I was told if I didn't have proof of insurance, it would cost me another forty bucks or so to have me insured through them.
It's the same if I borrow a car from somebody. If I get into an accident, I'm covered by my insurance.