NYcarbineer
Diamond Member
The government getting a month of surplus is quite close to the equivalent of you paying more on your credit card bill than you charged that month.
1. You charge $500 in April on your credit card. Your balance is $1500.
2. You make an $800 credit card payment at the end of the month. Your balance is now $700
3. Your surplus reduced your debt. According to the OP, you should have left your balance at $1500 (minus a minimum payment in this case)
and spent the other money on a new toy or something.
Get it?
1. You charge $500 in April on your credit card. Your balance is $1500.
2. You make an $800 credit card payment at the end of the month. Your balance is now $700
3. Your surplus reduced your debt. According to the OP, you should have left your balance at $1500 (minus a minimum payment in this case)
and spent the other money on a new toy or something.
Get it?
