yes...it is a windfall for insurance companies....they are in bed with the government...they have a guaranteed payment....without any resistance....So the insurance companies that resisted this "change" are the ones you blame for the inept program we all have to deal with now?
Pretty soon I expect someone to try and pin this one on Bush '43. It's what you do when Obama fails.
I don't doubt their ability to make lemonade out of lemons, but you want to pin the blame for all this on the very same insurance companies that resisted this terrible law from the start. That dog won't hunt.
How did they resist it? They resisted single payer, and several other initiatives that threatened their profits. But in the end, they got pretty much everything they wanted.