What happens if the individual mandate is eliminated?

[daveman]

 

[Flopper]

What happens if the individual mandate in Obama care is eliminated by the Supreme Court or Trump?

Anyone can decide to not buy health insurance.

If an individual decides to not buy health insurance.

The person gets in a car accident and ends up with a $200,000 hospital bill, They cannot pay it.

Who pays it?

Health insurance coverage is no longer mandatory at the federal level, as of January 1, 2019. Only 5 states still require you to have health insurance coverage to avoid a state tax penalty.

Carrying health insurance, is the right thing to do, even if it's just a catastrophic policy. Most people that don't carry any insurance believe that if they get seriously ill or have an accident they will take out a policy. The problem with this line of reasoning is that if you have a healthcare emergency, there is no time to shop for insurance. It typically takes 30 to 45 days to get coverage and it is not retroactive. When you're in a hospital bed and a doctor tells you that you need cardiac surgery now, are you going tell him, it will have to wait a month or so till I get some insurance. Not a good idea.

If you don't have insurance and you got to the doctor, you will pay unbelievable prices. If you have insurance and you have not meet your deductible, you pay the healthcare provider the health insurance company contracted rate, say a $1,000 but if you have no insurance, you will be bill at the top rate, say $5,000. There is a big advantage in having insurance even if you have not met your deductible.

 

[Fort Fun Indiana]

What happens if the individual mandate in Obama care is eliminated by the Supreme Court or Trump?

Anyone can decide to not buy health insurance.

If an individual decides to not buy health insurance.

The person gets in a car accident and ends up with a $200,000 hospital bill, They cannot pay it.

Who pays it?

It already has been eliminated.

 

[White 6]

I thought the individual mandate was gone long ago.

It was not asked about on my income tax this year. I think the mandate requiring you to have it is gone. Effectively we opened the emergency rooms back up for routine healthcare on our dime.

 

[ElmerMudd]

What happens if the individual mandate in Obama care is eliminated by the Supreme Court or Trump?

Anyone can decide to not buy health insurance.

If an individual decides to not buy health insurance.

The person gets in a car accident and ends up with a $200,000 hospital bill, They cannot pay it.

Who pays it?

the hospital can sue them just like any other unpaid debt,,,

and end up with the same amount the started with...nada.

that depends on the person,,,and its better than having the government involved in healthcare

It is the government that forces them to treat people that cannot pay, and that is not going away.

If you want no mandate to work financially.
Those who say no mandate, must also say do not treat the uninsured.
If you say no mandate, you say we cannot treat the uninsured.
Do not use the government as an out.

 

[progressive hunter]

What happens if the individual mandate in Obama care is eliminated by the Supreme Court or Trump?

Anyone can decide to not buy health insurance.

If an individual decides to not buy health insurance.

The person gets in a car accident and ends up with a $200,000 hospital bill, They cannot pay it.

Who pays it?

the hospital can sue them just like any other unpaid debt,,,

and end up with the same amount the started with...nada.

that depends on the person,,,and its better than having the government involved in healthcare

It is the government that forces them to treat people that cannot pay, and that is not going away.

If you want no mandate to work financially.
Those who say no mandate, must also say do not treat the uninsured.
If you say no mandate, you say we cannot treat the uninsured.
Do not use the government as an out.

what if I want to pay cash and not pay a middle man???

 

[Thinker101]

Ummm, is this the same mandate that was eliminated months ago?

 

[ElmerMudd]

What happens if the individual mandate in Obama care is eliminated by the Supreme Court or Trump?

Anyone can decide to not buy health insurance.

If an individual decides to not buy health insurance.

The person gets in a car accident and ends up with a $200,000 hospital bill, They cannot pay it.

Who pays it?

the hospital can sue them just like any other unpaid debt,,,

and end up with the same amount the started with...nada.

that depends on the person,,,and its better than having the government involved in healthcare

It is the government that forces them to treat people that cannot pay, and that is not going away.

and I have a right to life,liberty and the pursuit of happiness,,and the government controlling my healthcare violates all those,,,

Great, but take accountability of what that means. Everyone is responsible for their healthcare. If you do not insure or do not have the money do not expect them to help you.
You cannot have your cake and eat it too.

 

[ElmerMudd]

the hospital can sue them just like any other unpaid debt,,,

and end up with the same amount the started with...nada.

that depends on the person,,,and its better than having the government involved in healthcare

It is the government that forces them to treat people that cannot pay, and that is not going away.

If you want no mandate to work financially.
Those who say no mandate, must also say do not treat the uninsured.
If you say no mandate, you say we cannot treat the uninsured.
Do not use the government as an out.

what if I want to pay cash and not pay a middle man???

Great

 

[progressive hunter]

the hospital can sue them just like any other unpaid debt,,,

and end up with the same amount the started with...nada.

that depends on the person,,,and its better than having the government involved in healthcare

It is the government that forces them to treat people that cannot pay, and that is not going away.

and I have a right to life,liberty and the pursuit of happiness,,and the government controlling my healthcare violates all those,,,

Great, but take accountability of what that means. Everyone is responsible for their healthcare. If you do not insure or do not have the money do not expect them to help you.
You cannot have your cake and eat it too.

I dont want cake and aint hungry

 

[Fort Fun Indiana]

Ummm, is this the same mandate that was eliminated months ago

Correct. A bad idea from the start. Biggest mistake of Obama's political career.

 

[ElmerMudd]

I thought the individual mandate was gone long ago.

The penalty for the mandate was eliminated making the mandate powerless. The final decision is before the Supreme Court

 

[ElmerMudd]

What happens if the individual mandate in Obama care is eliminated by the Supreme Court or Trump?

Anyone can decide to not buy health insurance.

If an individual decides to not buy health insurance.

The person gets in a car accident and ends up with a $200,000 hospital bill, They cannot pay it.

Who pays it?

Health insurance coverage is no longer mandatory at the federal level, as of January 1, 2019. Only 5 states still require you to have health insurance coverage to avoid a state tax penalty.

Carrying health insurance, is the right thing to do, even if it's just a catastrophic policy. Most people that don't carry any insurance believe that if they get seriously ill or have an accident they will take out a policy. The problem with this line of reasoning is that if you have a healthcare emergency, there is no time to shop for insurance. It typically takes 30 to 45 days to get coverage and it is not retroactive. When you're in a hospital bed and a doctor tells you that you need cardiac surgery now, are you going tell him, it will have to wait a month or so till I get some insurance. Not a good idea.

If you don't have insurance and you got to the doctor, you will pay unbelievable prices. If you have insurance and you have not meet your deductible, you pay the healthcare provider the health insurance company contracted rate, say a $1,000 but if you have no insurance, you will be bill at the top rate, say $5,000. There is a big advantage in having insurance even if you have not met your deductible.

You know your stuff. Thanks.

 

[Mikeoxenormous]

What happens if the individual mandate in Obama care is eliminated by the Supreme Court or Trump?

Anyone can decide to not buy health insurance.

If an individual decides to not buy health insurance.

The person gets in a car accident and ends up with a $200,000 hospital bill, They cannot pay it.

Who pays it?

We go back to the bad old days ... primary care at the ER ... at tax-payer's expense ... the singularly most expensive way to administer health care ... see Zander post #2 ...

Hey dude, nothing in life is FREE. If you want primary care at the ER better have a job or be able to afford coverage. Thanks to Ed Kennedy he allowed anyone to get services at the ER even if you cant pay, so 20 illegals walk in, get FREE coverage, the rest of US have to pay. Stupid fucks like you want Universal, which means shit services....then you die, that could be a good thing, now that you think about it...

 

[progressive hunter]

What happens if the individual mandate in Obama care is eliminated by the Supreme Court or Trump?

Anyone can decide to not buy health insurance.

If an individual decides to not buy health insurance.

The person gets in a car accident and ends up with a $200,000 hospital bill, They cannot pay it.

Who pays it?

Health insurance coverage is no longer mandatory at the federal level, as of January 1, 2019. Only 5 states still require you to have health insurance coverage to avoid a state tax penalty.

Carrying health insurance, is the right thing to do, even if it's just a catastrophic policy. Most people that don't carry any insurance believe that if they get seriously ill or have an accident they will take out a policy. The problem with this line of reasoning is that if you have a healthcare emergency, there is no time to shop for insurance. It typically takes 30 to 45 days to get coverage and it is not retroactive. When you're in a hospital bed and a doctor tells you that you need cardiac surgery now, are you going tell him, it will have to wait a month or so till I get some insurance. Not a good idea.

If you don't have insurance and you got to the doctor, you will pay unbelievable prices. If you have insurance and you have not meet your deductible, you pay the healthcare provider the health insurance company contracted rate, say a $1,000 but if you have no insurance, you will be bill at the top rate, say $5,000. There is a big advantage in having insurance even if you have not met your deductible.

You know your stuff. Thanks.

not so much,,,
I've had a few times I paid cash and it was less than what they charge if I had insurance,,,one was to the emergency room,,,

 

[ElmerMudd]

Ummm, is this the same mandate that was eliminated months ago

Correct. A bad idea from the start. Biggest mistake of Obama's political career.

But, if the current administration is against the mandate which gets big support from idiots like you.

The administration should announce that anyone who chooses to noty buy insurance and has a medical emergency they cannot pay for the government will not help you. If your emergency is life threatening, you die.

If you make people accountable for themself and to not depend on the government and the governments money, you announce no mandate but no help from the government.

 

[Mikeoxenormous]

What happens if the individual mandate in Obama care is eliminated by the Supreme Court or Trump?

Anyone can decide to not buy health insurance.

If an individual decides to not buy health insurance.

The person gets in a car accident and ends up with a $200,000 hospital bill, They cannot pay it.

Who pays it?

The best thing to do would be to make people sign a wavier when they turn down health insurance so that anything that happens to them they cannot pay cash for or have the credit for ERs and hospitals can refuse to do to them.

As hard as that sounds, that is what has to happen without an insurance mandate. Many who do not want a mandate do not think about what happens to those who choose to opt out and have a medical cost.
If the patient is treated and does not pay, we all end up paying for it through higher medical costs or taxes.
That is why I support the mandate. It makes dead beats be responsible for themself.

It makes dead beats be responsible for themself.

Talk about a fucking hypocrite. You force people to pay for coverage, but want to give lazy fucks money to do nothing....

 

[Fort Fun Indiana]

Hey dude, nothing in life is FREE. If you want primary care at the ER better have a job or be able to afford coverage.

Um ...hey genius ..you actually don't need either of those things to get primary care at the ER. Hurrrrrr

 

[DGS49]

Amazing how many people don't understand the concept of "self-insuring" a risk. If you CHOOSE not to get insurance that you could afford to pay for, then you are SELF-INSURING that risk. You assume financial liability for your medical expenses, on the hope and expectation that the costs will be tolerable.

For MOST healthy young adults, this is a viable, smart option.

For another example of "self-insurance," consider personal liability insurance. We all carry auto liability and there is a liability component to Homeowner's insurance, but if something comes up when you are SUED for reasons that are not covered by the aforesaid (sued for assault & battery, negligence, slander, etc), you probably have no insurance for that risk. MOST PEOPLE SELF-INSURE THIS RISK.

Keep in mind that the "Individual Mandate" was CREATED for one purpose, and one purpose only: To generate enough PROFIT for health insurance companies to compensate them for having to cover the infamous "pre-existing conditions," and for not being able to charge higher premiums to old, decrepit people.

No one ever said that it is smart for young, healthy people to spend their money on health insurance. They can self-insure that risk and spend the money on a better cell phone.

 

[Fort Fun Indiana]

Amazing how many people don't understand the concept of "self-insuring" a risk. If you CHOOSE not to get insurance that you could afford to pay for, then you are SELF-INSURING that risk. You assume financial liability for your medical expenses, on the hope and expectation that the costs will be tolerable.

For MOST healthy young adults, this is a viable, smart option.

For another example of "self-insurance," consider personal liability insurance. We all carry auto liability and there is a liability component to Homeowner's insurance, but if something comes up when you are SUED for reasons that are not covered by the aforesaid (sued for assault & battery, negligence, slander, etc), you probably have no insurance for that risk. MOST PEOPLE SELF-INSURE THIS RISK.

Keep in mind that the "Individual Mandate" was CREATED for one purpose, and one purpose only: To generate enough PROFIT for health insurance companies to compensate them for having to cover the infamous "pre-existing conditions," and for not being able to charge higher premiums to old, decrepit people.

No one ever said that it is smart for young, healthy people to spend their money on health insurance. They can self-insure that risk and spend the money on a better cell phone.

What you seem not to understand whatsoever is that they are NOT, in fact, fully "self insuring" when they choose not to carry health insurance. In what the rest of us call "reality", the cost of their indigenous care and bankruptcies is paid by the rest of us.

What they are actually doing is using a inferior, poorly planned form of public insurance with inflated costs and a poorly managed set of actuarial tables.

So your entire rant is total garbage.