Boss
Take a Memo:
Yeah, who cares about small businesses? lol
Walmart BEGAN as a small business!
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Yeah, who cares about small businesses? lol
The New BS GOP and the big racist orange idiot are a ridiculous disgrace.If those kids (now adults) were born here then they are citizens. So they are not at issue in this discussion. We can debate whether its right that kids born here of illegals should be granted citizenship, but for now that's the law.
My second comment is merely taking your stated position to its ridiculous conclusion, which is something you libs never do because it reveals the flaws in your ideology.
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Totally irrelevant. Since they were is the problem. The usual Reaganist tax rates and loopholes for giant corps and lobbyists and accountants...Yeah, who cares about small businesses? lol
Walmart BEGAN as a small business!
So tell us what happened to the MOM and POP stores when Walmart opened?
In Vegas alone we had 13 grocery stores close when Walmart opened their neighborhood markets.
Try to convince anyone that isn't price fixing. Good luck.
Social Security is welfare. There is no "trust fund." Government is simply taxing taxpayers and giving the money to people who didn't earn it just like every other welfare program
Social Security is part of FICA, Federal INSURANCE Contribution Act. What is it that you don't understand about insurance? You pay the premiums and collect the benefits according to the terms of the law.
When you pay premiums to buy "insurance," most of your money goes into a poo and if you have a loss then your money is paid back to you from that pool.
Your social security taxes swere spent as they came in. Nothing was saved.
How does a grown man in the United States not know how insurance works and the difference between an insurance payment and a tax? Pathetic. Government schools failed you, my friend. I'd say you're barely functional, but unfortunately you're not funtional at all.
Wow, you believe politicians. Don't take telemarketing calls. Seriously ... don't ... What a sucker
When the government passes a law and calls it Insurance it doesn't have to be like life Insurance. Are you really that stupid?
Government doing something and calling it a word doesn't make that word true. It makes people like you who believe them stupid. You should read 1984, dumb ass.
Too Tall's logic. They are saying the truth, government called it the Ministry of Truth!!!!
Your money was spent, nothing was saved. What government is giving you is other people's money. The word for that is welfare, no matter what your beloved government calls it
ALL insurance payouts come from other peoples money. If you buy a term life policy for $500,000 and die 2 years later, your beneficiary gets $500,000. You didn't pay that much in did you, so it must come from other peoples money.
The New BS GOP and the big racist orange idiot are a ridiculous disgrace.If those kids (now adults) were born here then they are citizens. So they are not at issue in this discussion. We can debate whether its right that kids born here of illegals should be granted citizenship, but for now that's the law.
My second comment is merely taking your stated position to its ridiculous conclusion, which is something you libs never do because it reveals the flaws in your ideology.
![]()
Social Security is part of FICA, Federal INSURANCE Contribution Act. What is it that you don't understand about insurance? You pay the premiums and collect the benefits according to the terms of the law.
When you pay premiums to buy "insurance," most of your money goes into a poo and if you have a loss then your money is paid back to you from that pool.
Your social security taxes swere spent as they came in. Nothing was saved.
How does a grown man in the United States not know how insurance works and the difference between an insurance payment and a tax? Pathetic. Government schools failed you, my friend. I'd say you're barely functional, but unfortunately you're not funtional at all.
Wow, you believe politicians. Don't take telemarketing calls. Seriously ... don't ... What a sucker
When the government passes a law and calls it Insurance it doesn't have to be like life Insurance. Are you really that stupid?
Government doing something and calling it a word doesn't make that word true. It makes people like you who believe them stupid. You should read 1984, dumb ass.
Too Tall's logic. They are saying the truth, government called it the Ministry of Truth!!!!
Your money was spent, nothing was saved. What government is giving you is other people's money. The word for that is welfare, no matter what your beloved government calls it
ALL insurance payouts come from other peoples money. If you buy a term life policy for $500,000 and die 2 years later, your beneficiary gets $500,000. You didn't pay that much in did you, so it must come from other peoples money.
WTF? You don't know that when you buy real insurance from a company, the money other than their expenses and profit go into a pool to pay for losses? You actually don't know that?
And I said you're not a functional adult. Nailed it ...
When you pay premiums to buy "insurance," most of your money goes into a poo and if you have a loss then your money is paid back to you from that pool.
Your social security taxes swere spent as they came in. Nothing was saved.
How does a grown man in the United States not know how insurance works and the difference between an insurance payment and a tax? Pathetic. Government schools failed you, my friend. I'd say you're barely functional, but unfortunately you're not funtional at all.
Wow, you believe politicians. Don't take telemarketing calls. Seriously ... don't ... What a sucker
When the government passes a law and calls it Insurance it doesn't have to be like life Insurance. Are you really that stupid?
Government doing something and calling it a word doesn't make that word true. It makes people like you who believe them stupid. You should read 1984, dumb ass.
Too Tall's logic. They are saying the truth, government called it the Ministry of Truth!!!!
Your money was spent, nothing was saved. What government is giving you is other people's money. The word for that is welfare, no matter what your beloved government calls it
ALL insurance payouts come from other peoples money. If you buy a term life policy for $500,000 and die 2 years later, your beneficiary gets $500,000. You didn't pay that much in did you, so it must come from other peoples money.
WTF? You don't know that when you buy real insurance from a company, the money other than their expenses and profit go into a pool to pay for losses? You actually don't know that?
And I said you're not a functional adult. Nailed it ...
The key missing piece in most debates on this issue is that, especially when it comes to health insurance, insurance companies can, in fact, pay out more than they take in (per policy-holder, on average) as long as their pipeline of new customers is expanding. This is how the insurance industry was able to cope, for decades, with health care inflation. As long as they had more new customers signing up than claimants cashing out, they were in the black.
The problem comes when the influx of new customers begins to dry up, which is what finally pushed them to get in bed with government. When people, especially young healthy people, began to understand that insurance wasn't a wise investment, that they are better off when they pay for as much as they can afford themselves, the insurance industry's health care pyramid scam turned sour. And they turned to government to shore up their losses by forcing people to buy more insurance than they want.
When the government passes a law and calls it Insurance it doesn't have to be like life Insurance. Are you really that stupid?
Government doing something and calling it a word doesn't make that word true. It makes people like you who believe them stupid. You should read 1984, dumb ass.
Too Tall's logic. They are saying the truth, government called it the Ministry of Truth!!!!
Your money was spent, nothing was saved. What government is giving you is other people's money. The word for that is welfare, no matter what your beloved government calls it
ALL insurance payouts come from other peoples money. If you buy a term life policy for $500,000 and die 2 years later, your beneficiary gets $500,000. You didn't pay that much in did you, so it must come from other peoples money.
WTF? You don't know that when you buy real insurance from a company, the money other than their expenses and profit go into a pool to pay for losses? You actually don't know that?
And I said you're not a functional adult. Nailed it ...
The key missing piece in most debates on this issue is that, especially when it comes to health insurance, insurance companies can, in fact, pay out more than they take in (per policy-holder, on average) as long as their pipeline of new customers is expanding. This is how the insurance industry was able to cope, for decades, with health care inflation. As long as they had more new customers signing up than claimants cashing out, they were in the black.
The problem comes when the influx of new customers begins to dry up, which is what finally pushed them to get in bed with government. When people, especially young healthy people, began to understand that insurance wasn't a wise investment, that they are better off when they pay for as much as they can afford themselves, the insurance industry's health care pyramid scam turned sour. And they turned to government to shore up their losses by forcing people to buy more insurance than they want.
Where do you get that they were paying out more than they were taking in? The best insurers have had razor thin margins for decades, but I don't see how financially that would work to take in less than they pay out.
Government doing something and calling it a word doesn't make that word true. It makes people like you who believe them stupid. You should read 1984, dumb ass.
Too Tall's logic. They are saying the truth, government called it the Ministry of Truth!!!!
Your money was spent, nothing was saved. What government is giving you is other people's money. The word for that is welfare, no matter what your beloved government calls it
ALL insurance payouts come from other peoples money. If you buy a term life policy for $500,000 and die 2 years later, your beneficiary gets $500,000. You didn't pay that much in did you, so it must come from other peoples money.
WTF? You don't know that when you buy real insurance from a company, the money other than their expenses and profit go into a pool to pay for losses? You actually don't know that?
And I said you're not a functional adult. Nailed it ...
The key missing piece in most debates on this issue is that, especially when it comes to health insurance, insurance companies can, in fact, pay out more than they take in (per policy-holder, on average) as long as their pipeline of new customers is expanding. This is how the insurance industry was able to cope, for decades, with health care inflation. As long as they had more new customers signing up than claimants cashing out, they were in the black.
The problem comes when the influx of new customers begins to dry up, which is what finally pushed them to get in bed with government. When people, especially young healthy people, began to understand that insurance wasn't a wise investment, that they are better off when they pay for as much as they can afford themselves, the insurance industry's health care pyramid scam turned sour. And they turned to government to shore up their losses by forcing people to buy more insurance than they want.
Where do you get that they were paying out more than they were taking in? The best insurers have had razor thin margins for decades, but I don't see how financially that would work to take in less than they pay out.
On a per policy-holder, it's totally viable - as long as there are more people signing up every year. It's the classic Ponzi scheme dynamic. It's essentially what we've been doing with Social Security. But just as SS becomes less viable as our nation ages, and our birth rate declines, health insurance became less viable as the influx of new customers began to dry up.
ALL insurance payouts come from other peoples money. If you buy a term life policy for $500,000 and die 2 years later, your beneficiary gets $500,000. You didn't pay that much in did you, so it must come from other peoples money.
WTF? You don't know that when you buy real insurance from a company, the money other than their expenses and profit go into a pool to pay for losses? You actually don't know that?
And I said you're not a functional adult. Nailed it ...
The key missing piece in most debates on this issue is that, especially when it comes to health insurance, insurance companies can, in fact, pay out more than they take in (per policy-holder, on average) as long as their pipeline of new customers is expanding. This is how the insurance industry was able to cope, for decades, with health care inflation. As long as they had more new customers signing up than claimants cashing out, they were in the black.
The problem comes when the influx of new customers begins to dry up, which is what finally pushed them to get in bed with government. When people, especially young healthy people, began to understand that insurance wasn't a wise investment, that they are better off when they pay for as much as they can afford themselves, the insurance industry's health care pyramid scam turned sour. And they turned to government to shore up their losses by forcing people to buy more insurance than they want.
Where do you get that they were paying out more than they were taking in? The best insurers have had razor thin margins for decades, but I don't see how financially that would work to take in less than they pay out.
On a per policy-holder, it's totally viable - as long as there are more people signing up every year. It's the classic Ponzi scheme dynamic. It's essentially what we've been doing with Social Security. But just as SS becomes less viable as our nation ages, and our birth rate declines, health insurance became less viable as the influx of new customers began to dry up.
Begging the question. I asked how you know that, you didn't answer the question.
And healthcare isn't like life insurance, people start using it right away. I don't see how what you are saying would work. But repeating that you know it doesn't answer how you know that.
The industry is screwed up, that's for sure.
Except that's not exactly how that happened. You left out a few things. Sam Walton may have started out as a "small business man", but Walmart was never a "small business". Wal-mart went from being a publicly own corporation in 1970 to over 200,000 stores nation wide in five years. And they did this through a simple formula. Stores were built in every community, and the goods of whatever local merchandise retailers were bought and sold in bulk, shipped to all of their stores nationwide, something the local retailers simply could not do, allowing Wal-mart to undercut the prices of those local retailers rather dramatically. Now, it didn't really matter that the quality was also somewhat inferior. To working class families, being able to save money was important, especially with the economic squeeze that was ensuing. To assist with the illusion that Wal-Mart was just a "bigger, cheaper" version of your local retailers (your "Mom & Pop" stores), Wal-Mart hired copious numbers of staff to give the illusion that they could, and would give the same personal attention to customers that the local retailers did.So tell us what happened to the MOM and POP stores when Walmart opened?
In Vegas alone we had 13 grocery stores close when Walmart opened their neighborhood markets.
Try to convince anyone that isn't price fixing. Good luck.
I see the problem now: you don't understand what price fixing is.
What happened to the Mom and Pop stores? They closed. Why? Because CONSUMERS decided to shop at Walmart. Believe it or not, they did so willingly.
Nobody tied a rope around them and dragged them into the stores, nobody pulled out a gun and forced them to shop at Walmart, Walmart didn't have private investigators take pictures of those women cheating on their husbands and blackmail them to shop there, they did it all on their own, and gladly I might add.
Begging the question. I asked how you know that, you didn't answer the question.
And healthcare isn't like life insurance, people start using it right away. I don't see how what you are saying would work. But repeating that you know it doesn't answer how you know that.
The industry is screwed up, that's for sure.
I don't have any insider info, if that's what you're asking for. I'm just making an observation on something obvious. It's just math.
Except that's not exactly how that happened. You left out a few things. Sam Walton may have started out as a "small business man", but Walmart was never a "small business".
Where are these credit cards that have no late fees? I've never seen them and I hate republicans as much as the next guy.They had two years to get things done, and what did they do? Ruin healthcare for many of us. Put us further and further into debt with these Socialist programs while at the same time, creating record government dependents. Attack our banks so that credit worthy customers have to pay more for services so that the lowlifes who generally vote Democrat don't get charged late fees on their loans and credit cards. Even cigarette smokers seen huge increases in the cost of their tobacco.
Fucking morons like Mitch McConnell didn't have that ability. And then there was that absurd pledge to Grover Norquist...Who cares? The question wasn't about who is more obstructionist? It was a dispelling of the lie that Obama had free reign to do whatever he wanted during his first two years in office, as Ray, incorrectly, suggested.
He did actually. Filibuster proof? No, but he couldn't get much closer. The last time the Senate had 60 seats or more was back in the early 80's which was well over 30 years ago. Yet Presidents (from both sides) were able to negotiate and pass legislation left and right. But DumBama didn't have that ability, did he?
WTF? You don't know that when you buy real insurance from a company, the money other than their expenses and profit go into a pool to pay for losses? You actually don't know that?
And I said you're not a functional adult. Nailed it ...
The key missing piece in most debates on this issue is that, especially when it comes to health insurance, insurance companies can, in fact, pay out more than they take in (per policy-holder, on average) as long as their pipeline of new customers is expanding. This is how the insurance industry was able to cope, for decades, with health care inflation. As long as they had more new customers signing up than claimants cashing out, they were in the black.
The problem comes when the influx of new customers begins to dry up, which is what finally pushed them to get in bed with government. When people, especially young healthy people, began to understand that insurance wasn't a wise investment, that they are better off when they pay for as much as they can afford themselves, the insurance industry's health care pyramid scam turned sour. And they turned to government to shore up their losses by forcing people to buy more insurance than they want.
Where do you get that they were paying out more than they were taking in? The best insurers have had razor thin margins for decades, but I don't see how financially that would work to take in less than they pay out.
On a per policy-holder, it's totally viable - as long as there are more people signing up every year. It's the classic Ponzi scheme dynamic. It's essentially what we've been doing with Social Security. But just as SS becomes less viable as our nation ages, and our birth rate declines, health insurance became less viable as the influx of new customers began to dry up.
Begging the question. I asked how you know that, you didn't answer the question.
And healthcare isn't like life insurance, people start using it right away. I don't see how what you are saying would work. But repeating that you know it doesn't answer how you know that.
The industry is screwed up, that's for sure.
I don't have any insider info, if that's what you're asking for. I'm just making an observation on something obvious. It's just math.
Fucking morons like Mitch McConnell didn't have that ability. And then there was that absurd pledge to Grover Norquist...Who cares? The question wasn't about who is more obstructionist? It was a dispelling of the lie that Obama had free reign to do whatever he wanted during his first two years in office, as Ray, incorrectly, suggested.
He did actually. Filibuster proof? No, but he couldn't get much closer. The last time the Senate had 60 seats or more was back in the early 80's which was well over 30 years ago. Yet Presidents (from both sides) were able to negotiate and pass legislation left and right. But DumBama didn't have that ability, did he?
The key missing piece in most debates on this issue is that, especially when it comes to health insurance, insurance companies can, in fact, pay out more than they take in (per policy-holder, on average) as long as their pipeline of new customers is expanding. This is how the insurance industry was able to cope, for decades, with health care inflation. As long as they had more new customers signing up than claimants cashing out, they were in the black.
The problem comes when the influx of new customers begins to dry up, which is what finally pushed them to get in bed with government. When people, especially young healthy people, began to understand that insurance wasn't a wise investment, that they are better off when they pay for as much as they can afford themselves, the insurance industry's health care pyramid scam turned sour. And they turned to government to shore up their losses by forcing people to buy more insurance than they want.
Where do you get that they were paying out more than they were taking in? The best insurers have had razor thin margins for decades, but I don't see how financially that would work to take in less than they pay out.
On a per policy-holder, it's totally viable - as long as there are more people signing up every year. It's the classic Ponzi scheme dynamic. It's essentially what we've been doing with Social Security. But just as SS becomes less viable as our nation ages, and our birth rate declines, health insurance became less viable as the influx of new customers began to dry up.
Begging the question. I asked how you know that, you didn't answer the question.
And healthcare isn't like life insurance, people start using it right away. I don't see how what you are saying would work. But repeating that you know it doesn't answer how you know that.
The industry is screwed up, that's for sure.
I don't have any insider info, if that's what you're asking for. I'm just making an observation on something obvious. It's just math.
Math based on what? You have the right dynamic, but the wrong wealth transfer. It's not existing policyholders versus new policy holders. It's a transfer from young and healthy to elderly and pre-existing conditions. Government has been saddling health care companies with the cost of the elderly and pre-existing conditions, so insurance companies have to get the young and healthy to overpay. More and more they are refusing to do that.
Healthcare like most industry is a government created crisis. Insurance companies should be able to charge all customers profitably on an ex-ante basis and they can't
Really? You're going to tell the exact same lie that I just exposed for the lie that it is less than 10 posts after the lie was exposed?Fucking morons like Mitch McConnell didn't have that ability. And then there was that absurd pledge to Grover Norquist...Who cares? The question wasn't about who is more obstructionist? It was a dispelling of the lie that Obama had free reign to do whatever he wanted during his first two years in office, as Ray, incorrectly, suggested.
He did actually. Filibuster proof? No, but he couldn't get much closer. The last time the Senate had 60 seats or more was back in the early 80's which was well over 30 years ago. Yet Presidents (from both sides) were able to negotiate and pass legislation left and right. But DumBama didn't have that ability, did he?
Obozo had both houses of congress his first two years-------------and what did he pass?