Why does healthcare cost so much?
Because of insurance of one type or another.
If everyone had to pay from their own pocket it would be much cheaper.
sorry wrong!! I pay $345 a year for auto insurance. Insurance is not necessarily expensive especially when it gives the companys'
the leverage to bargain with providers. Over a liberals head?
Wrong, my ass. He's exactly right. What the hell does your auto insurance have to do with anything?
There are no market forces to bring down the cost of health care because most of the time a third party is footing the bulk of the bill. Nobody cares if their monthly prescription costs $150 to fill if they are only paying a $10 co-pay. Since the insurance is picking up 90% of the tab there is no reason for the manufacture to reduce the cost of their medications. Thus, they charge a ton of money, insurance companies cover it, but after so long the insurance companies have to raise their premiums to keep up with the rising cost.
The way to bring down the cost of health care is for the consumer to be hit in the pocket more than they currently are.
I worked in the medical field working with health insurance contracts and I can guarantee you that a $150 prescription where the consumer pays $10 that the insurance pays 90% is completely wrong. Health insurance contract a fee schedule for each provider of services and they pay if your lucky a third of what is billed to them and the provider (Doctor, pharmacy, etc) has to write off the rest minus your contracted portion of the bill.