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Future citizen investment accounts are the way to go.
Yes having 25% LESS IN RETIREMENT is totaly the way to go
Fine and dandy. I agree ! You have one big problem, though. You're surrounded by murkins who do not have the ability to manage money or make sound decisions( bling seeking miss_fits). The current condition of real estate values are a PRIME ( pun intended) example.People have to be responsible for their own futures.
Some imbeciles would rather have state bureaucrats decide how much you can put away, when you can recieve it, what little return you will recieve, and if you can leave your money to your heirs..............
And thats after they borrow the principal savings and pay staggering amounts of interest on it
For the public good !!! lol