49-State Analysis: Obamacare To Increase Individual-Market Premiums By Average Of 41%

[NYcarbineer]

All such studies are bullshit.

Comparing a $50/month fake insurance policy that is virtually worthless in the event of real healthcare events to a more costly policy that will actually pay out 85% (on average) of what it collects in premiums is apples to oranges in the worst sense of the phrase.

The study compares all pre-Obamacare insurance policies against Obamacare policies, moron.

What evidence do you have for these so called "fake insurance policies?" So far I haven't seen any posted that they actually exist. It's just another lie the Obama fluffers made-up to protect their messiah from the wrath of his victims.

Here, go argue with Consumer Reports:

Cheap Health Insurance - Consumer Reports

and don't let me catch you claiming you've never heard of this sort of insurance ever again.

 

[Freewill]

And, you have the recent college grads who have no job and are forced into this. Yeah, this is the ultimate screw job.

If you have no job won't you be subsidized? Or if just out of college can't you be on your parents policy till 26? I am thinking the person you describe might actually be the beneficiary of Obamacare.

 

[NYcarbineer]

Actually girly your opinion is bullshit...Premiums went UP....coverage went DOWN.

Turn off your radio, retread.

Fairly witty for a red helmet/short bus candidate.

But the facts are rates up, benefits down....sorry kid.

It's not true.

 

[NYcarbineer]

And, you have the recent college grads who have no job and are forced into this. Yeah, this is the ultimate screw job.

If you have no job won't you be subsidized? Or if just out of college can't you be on your parents policy till 26? I am thinking the person you describe might actually be the beneficiary of Obamacare.

Praise the baby Jesus...an inmate finally got something right around here.

 

[JakeStarkey]

All such studies are bullshit.

Comparing a $50/month fake insurance policy that is virtually worthless in the event of real healthcare events to a more costly policy that will actually pay out 85% (on average) of what it collects in premiums is apples to oranges in the worst sense of the phrase.

Actually girly your opinion is bullshit...Premiums went UP....coverage went DOWN.

Actually, we don't really know that. Coverage is better for scores of millions, and the fact is that since ACA was passed the health care inflation curve has flattened to historic lows.

Tough on you.

 

[JakeStarkey]

And what are the subsidies for the increase in 41% of the increased premiums?

^^^^^^^^^^^^^^^ answer the question, reactionaries on the far right

 

[NYcarbineer]

Part of the reason they come up with that increased rates number is because they are including in the pre-ACA calculations the likes of these sorts of insurance:

Take the case of HealthMarkets Inc., a company owned by the Goldman Sachs Group and Blackstone Group, two Wall Street giants. It had run-ins with state regulators repeatedly regarding its sale of junk health insurance on the individual market. The company paid out more than $40 million in settlements with state attorneys general over its deceptive sales practices between 2008 and 2010. In 2009, for example, after a long investigation, the Massachusetts attorney general fined the company $17 million and banned it from doing business in the state for five years.

The Real Story Behind the Phony Canceled Health Insurance Scandal | Mother Jones

 

[NYcarbineer]

All such studies are bullshit.

Comparing a $50/month fake insurance policy that is virtually worthless in the event of real healthcare events to a more costly policy that will actually pay out 85% (on average) of what it collects in premiums is apples to oranges in the worst sense of the phrase.

Actually girly your opinion is bullshit...Premiums went UP....coverage went DOWN.

Actually, we don't really know that. Coverage is better for scores of millions, and the fact is that since ACA was passed the health care inflation curve has flattened to historic lows.

Tough on you.

Coverage can't have gone down relative to premiums because a minimum 85% medical loss ratio requirement is part of the ACA. Insurance companies can't overcharge, by law.

 

[Zoom-boing]

And what are the subsidies for the increase in 41% of the increased premiums?

Does it matter? If those people get a subsidy it just means the cost was shifted onto someone else. Our (employer sponsored) insurance went up 44%. A percentage of that increase goes to subsidize those getting insurance from the (un)aca. Where's our subsidy? Oh, wait.

 

[Antares]

All such studies are bullshit.

Comparing a $50/month fake insurance policy that is virtually worthless in the event of real healthcare events to a more costly policy that will actually pay out 85% (on average) of what it collects in premiums is apples to oranges in the worst sense of the phrase.

The study compares all pre-Obamacare insurance policies against Obamacare policies, moron.

What evidence do you have for these so called "fake insurance policies?" So far I haven't seen any posted that they actually exist. It's just another lie the Obama fluffers made-up to protect their messiah from the wrath of his victims.

Here, go argue with Consumer Reports:

Cheap Health Insurance - Consumer Reports

and don't let me catch you claiming you've never heard of this sort of insurance ever again.

LMAO, mini meds are not indicative of what average coverage was/is....but you are too stupid and too rabid to even grasp that.

 

[bripat9643]

All such studies are bullshit.

Comparing a $50/month fake insurance policy that is virtually worthless in the event of real healthcare events to a more costly policy that will actually pay out 85% (on average) of what it collects in premiums is apples to oranges in the worst sense of the phrase.

Actually girly your opinion is bullshit...Premiums went UP....coverage went DOWN.

Actually, we don't really know that. Coverage is better for scores of millions, and the fact is that since ACA was passed the health care inflation curve has flattened to historic lows.

Tough on you.

Premiums are going up by 41%, so how is that "flattening" the healthcare inflation curve?

BTW, Snake Jockey, don't you suppose you should take the conservative position on an issue once in a while? Just for appearances sake, you know.

 

[Antares]

And what are the subsidies for the increase in 41% of the increased premiums?

Does it matter? If those people get a subsidy it just means the cost was shifted onto someone else. Our (employer sponsored) insurance went up 44%. A percentage of that increase goes to subsidize those getting insurance from the (un)aca. Where's our subsidy? Oh, wait.

That is beyond Jake's ability to understand.

 

[bripat9643]

Actually girly your opinion is bullshit...Premiums went UP....coverage went DOWN.

Actually, we don't really know that. Coverage is better for scores of millions, and the fact is that since ACA was passed the health care inflation curve has flattened to historic lows.

Tough on you.

Coverage can't have gone down relative to premiums because a minimum 85% medical loss ratio requirement is part of the ACA. Insurance companies can't overcharge, by law.

If your deductible goes from $2000 to $10,000, your coverage has declined.

 

[Antares]

All such studies are bullshit.

Comparing a $50/month fake insurance policy that is virtually worthless in the event of real healthcare events to a more costly policy that will actually pay out 85% (on average) of what it collects in premiums is apples to oranges in the worst sense of the phrase.

Actually girly your opinion is bullshit...Premiums went UP....coverage went DOWN.

Actually, we don't really know that. Coverage is better for scores of millions, and the fact is that since ACA was passed the health care inflation curve has flattened to historic lows.

Tough on you.

Actually we do....the new plans are mainly HD Plans with no real benefit until Ded reached...sorry.

Tougher on you jizz boy.

 

[NYcarbineer]

The study compares all pre-Obamacare insurance policies against Obamacare policies, moron.

What evidence do you have for these so called "fake insurance policies?" So far I haven't seen any posted that they actually exist. It's just another lie the Obama fluffers made-up to protect their messiah from the wrath of his victims.

Here, go argue with Consumer Reports:

Cheap Health Insurance - Consumer Reports

and don't let me catch you claiming you've never heard of this sort of insurance ever again.

LMAO, mini meds are not indicative of what average coverage was/is....but you are too stupid and too rabid to even grasp that.

Do you know how an average is calculated? Did they teach that in math in your country?

 

[NYcarbineer]

Actually, we don't really know that. Coverage is better for scores of millions, and the fact is that since ACA was passed the health care inflation curve has flattened to historic lows.

Tough on you.

Coverage can't have gone down relative to premiums because a minimum 85% medical loss ratio requirement is part of the ACA. Insurance companies can't overcharge, by law.

If your deductible goes from $2000 to $10,000, your coverage has declined.

You don't get it.

Companies now have to pay out 85% of their collected premiums in actual medical benefits or they have to refund the difference to their customers. This is already in effect and some people got refund checks last year.

With that regulation in place, insurance companies CAN"T raise premiums while offering lower coverage...

...it's mathematically impossible without running into violations of the 85% rule above.

 

[Procrustes Stretched]

http://en.wikipedia.org/wiki/Manhat...ently_affiliated_with_the_Manhattan_Institute
The Manhattan Institute received over $31 million in grants from 1985 to 2012, from foundations such as the Koch Family Foundations, the John M. Olin Foundation, the Bradley Foundation, the Scaife Foundations, and the Smith Richardson Foundation.[13] The Manhattan Institute does not disclose its corporate funding, but the Capital Research Center listed its contributors as Bristol-Myers Squibb, ExxonMobil, Chase Manhattan, Cigna, Sprint Nextel, Reliant Energy, Lincoln Financial Group Foundation, and Merrill Lynch. Throughout the 1990s the Tobacco industry was a major funding source for the institute.

So much for the claim that higher costs for some are balanced out by lower costs for others. We're all getting screwed, folks.

49-State Analysis: Obamacare To Increase Individual-Market Premiums By Average Of 41% - Forbes

One of the fundamental flaws of the Affordable Care Act is that, despite its name, it makes health insurance more expensive. Today, the Manhattan Institute released the most comprehensive analysis yet conducted of premiums under Obamacare for people who shop for coverage on their own. Here’s what we learned. In the average state, Obamacare will increase underlying premiums by 41 percent. As we have long expected, the steepest hikes will be imposed on the healthy, the young, and the male. And Obamacare’s taxpayer-funded subsidies will primarily benefit those nearing retirement—people who, unlike the young, have had their whole lives to save for their health-care needs.

Statistics being manipulated?


by: Manhattan Institute
The Institute's Center for Medical Progress opposes allowing the federal government to negotiate prices in the Medicare Part D prescription drug program [10] and believes that drug price negotiating has adverse effects in the Veterans Administration.

Manhattan Institute for Policy Research - Wikipedia, the free encyclopedia
The Manhattan Institute for Policy Research (renamed in 1981 from the International Center for Economic Policy Studies) is a libertarian American think tank established in New York City in 1978 by Antony Fisher and William J. Casey. The organization describes its mission as to "develop and disseminate new ideas that foster greater economic choice and individual responsibility". Its message is communicated through books, articles, interviews, speeches, op-eds, and through the institute's quarterly publication City Journal.

William J. Casey - Wikipedia, the free encyclopedia
William Joseph Casey (March 13, 1913 – May 6, 1987) was a Republican politician in the United States who was the Director of Central Intelligence from 1981 to 1987. In this capacity he oversaw the entire United States Intelligence Community and personally directed the Central Intelligence Agency (CIA).

Antony Fisher - Wikipedia, the free encyclopedia
Sir Antony Fisher (28 June 1915 – 8 July 1988) was a background player in the global rise of libertarian think-tanks during the second half of the twentieth century, founding the Institute of Economic Affairs and the Atlas Economic Research Foundation. Through Atlas, he helped establish up to 150 other think-tanks worldwide.

 

[Lumpy 1]

So much for the claim that higher costs for some are balanced out by lower costs for others. We're all getting screwed, folks.

49-State Analysis: Obamacare To Increase Individual-Market Premiums By Average Of 41% - Forbes

One of the fundamental flaws of the Affordable Care Act is that, despite its name, it makes health insurance more expensive. Today, the Manhattan Institute released the most comprehensive analysis yet conducted of premiums under Obamacare for people who shop for coverage on their own. Here’s what we learned. In the average state, Obamacare will increase underlying premiums by 41 percent. As we have long expected, the steepest hikes will be imposed on the healthy, the young, and the male. And Obamacare’s taxpayer-funded subsidies will primarily benefit those nearing retirement—people who, unlike the young, have had their whole lives to save for their health-care needs.

Obamacare is just another ponzi scheme by Democrats to collect taxes from the citizens, spend it on their pet projects and add the tab to the Federal Unfunded Liabilities..

The system we have now provides medical care for all citizens but costs 41% less than Obamacare..Wow.. such a great deal Obamacare is..

 

[Antares]

Here, go argue with Consumer Reports:

Cheap Health Insurance - Consumer Reports

and don't let me catch you claiming you've never heard of this sort of insurance ever again.

LMAO, mini meds are not indicative of what average coverage was/is....but you are too stupid and too rabid to even grasp that.

Do you know how an average is calculated? Did they teach that in math in your country?

Mini Meds are not indicative of what individual plans covered, sorry.

 

[Antares]

So much for the claim that higher costs for some are balanced out by lower costs for others. We're all getting screwed, folks.

49-State Analysis: Obamacare To Increase Individual-Market Premiums By Average Of 41% - Forbes

One of the fundamental flaws of the Affordable Care Act is that, despite its name, it makes health insurance more expensive. Today, the Manhattan Institute released the most comprehensive analysis yet conducted of premiums under Obamacare for people who shop for coverage on their own. Here’s what we learned. In the average state, Obamacare will increase underlying premiums by 41 percent. As we have long expected, the steepest hikes will be imposed on the healthy, the young, and the male. And Obamacare’s taxpayer-funded subsidies will primarily benefit those nearing retirement—people who, unlike the young, have had their whole lives to save for their health-care needs.

Statistics being manipulated?

Manhattan Institute for Policy Research - Wikipedia, the free encyclopedia
The Manhattan Institute for Policy Research (renamed in 1981 from the International Center for Economic Policy Studies) is a libertarian American think tank established in New York City in 1978 by Antony Fisher and William J. Casey. The organization describes its mission as to "develop and disseminate new ideas that foster greater economic choice and individual responsibility". Its message is communicated through books, articles, interviews, speeches, op-eds, and through the institute's quarterly publication City Journal.

William J. Casey - Wikipedia, the free encyclopedia
William Joseph Casey (March 13, 1913 – May 6, 1987) was a Republican politician in the United States who was the Director of Central Intelligence from 1981 to 1987. In this capacity he oversaw the entire United States Intelligence Community and personally directed the Central Intelligence Agency (CIA).

Antony Fisher - Wikipedia, the free encyclopedia
Sir Antony Fisher (28 June 1915 – 8 July 1988) was a background player in the global rise of libertarian think-tanks during the second half of the twentieth century, founding the Institute of Economic Affairs and the Atlas Economic Research Foundation. Through Atlas, he helped establish up to 150 other think-tanks worldwide.

You do realiz that nothing you just posted in any way makes the study untrue, lol.