Cost of cost share for employees, does this sound about right?

[Dragonlady]

I'm retired, but that does not mean I do not believe in affordable health insurance and adequate health care. Your employee can one day not find you to be of value, don't ever count on the goodness of your employer to take care of you.

This is an interesting point really. My employer has a small life insurance policy for me. Of course that coverage is only available as long as I work for that business. I also have two life insurance policies I personally own.

What makes more sense is my employer paying me what ever they feel is adequate in an insurance stipend, then I can use it to fund a policy I think best meets my needs. If I leave that employer, the insurance can follow me to my next job.

This creates a custom plan that doesn't end with a job.

Group policies are substantially cheaper than private insurance. Getting vouchers from your employer means you'd pay even more for your coverage.


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