Neotrotsky
Council to Supreme Soviet
Again, it does not support your claim that industry wide it would produce savings
Yes, in fact it does. Unless insurance companies have arbitrarily decided to pay ridiculously high rates for birth control.
Did you factor in the extra monies you have to pay for family plan vs single?
Even with these monies included, the difference between what you pay for a family plan as opposed to what you would pay for two individual insurances, would not be $70.00 a month, now would they?
Was there some underestimate that the insurance companies had on their part?
If not, what happened to surplus funds?
preemies?
Insurance companies use risk management to hedge against the risk of a contingent, uncertain loss. Did they not do that here?
And to hedge against those costs, they pay extra per normal birth.
Again, your analysis is limited to support your claim that industry wide they would be saving money enough for them to "support" it.
Honestly, as long as the profit margin is the same under either case, then at best they
would be indifferent to the policy change.
Under your claim, one would have to assume that they had no profit rate to justify the costs and that profit rates would
Like I said before, a full real study, may show your point to be true
But it is still no reason to overstep the limits put on the Federal gov't by the Constitution.
And since it would literally take 50 years of taking birth control to simply equal the initial cost of a single childbirth itself, without any complications, there can simply be no doubt that birth control is more cost-effective.
Especially when one factors in multiple children.
Again
it is static
where is the total cost benefit analysis ?
Do you factor in the extra monies for family plans- no
Do you factor in the savings from people with children living a healthier life- no
For that matter, how about the long run analysis? Won't some of these children
grow up to pay future costs? Would having less younger people pay into a system with
more seniors be better for savings or worse?
Have you shown that insurance companies were lacking of profit from all these "lost savings"
- which would require you to show that they underestimated the costs in their price point
As I said
your static approach leaves something to be desired
In your approach, just killing people would produce "savings"
and help the industry or for that matter, so would sterilization
Note
Even if you were able to fully prove your point
It is still not reason to ride over the Constitution
not matter what the reason
Which is the core of the issue
No one wants to argue savings, except the Left, combined with their concern on condoms
because they want to spin it away from the truth of what it is,,,,
A dictate by the Federal gov't that is unconstitutional, straight up
No one cares about
"cash for condom" program, except the Left
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