AZrailwhale
Diamond Member
- Aug 21, 2020
- 12,755
- 9,653
Having too few does as well. When I bought my first house, my wife and I had payed off all our bills thinking it would make us look like better risks. The bank advised us to put some money on out cards so we'd have a payment record for them to look at.Without knowing all the facts, I do know that having too many open credit cards that are recently
opened does have impact on the score.