GOP won't promise ObamaCare fix will cover all

You've made some harsh charges on insurance companies here.

You should cite something that supports your charges.

Like with the reason for auto insurance requirements, citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that.
The result is that we need some sort of system that keeps citizens from declaring bankruptcy or just dying. (The largest reason for bankruptcy prior to the ACA was health care.) And, we can not afford to serve people's health by using our ERs - the most expensive health care we have. Having tax payers support ERs is not a solution. And, having hospitals distribute their ER costs to all who use the hospitals just leads to $100 aspirin tablets and even less affordable service for those who need the hospital. We saw these problems before the ACA.
Your name fits as you need to read more. I just gave you several examples from personal knowledge and experience. I could write several books on the subject of insurance experiences over the years from medical, homes, employees, commercial, bonding to vehicles, sales and even contracting services for a few of them years ago but truthfully I won't do that all on message board postings. Most insurance companies in my book are slime (attorneys play a large role in that). Notice I did not say "all" as I know some I consider pretty decent with decent people and they even have decent attorneys that work with them and for them.

You claim that aspirin will be a $100.00. The following used to cost a flat hundred bucks but that changed in the last ten years> How about I go with a bill I received for $660.00 for a $6.00 shot at the ER when I accidentally walked right over the top of a ground hornets nest last summer (at least forty stings in that ordeal). Now I could have had a shot here on hand if'n the pharma industry and regulatiors were not such dickheads, I could have given myself that $6.00 shot saving everyone the trouble of that trip to the ER but regulatory bs stops that. And how would they pay for that new fancy hospital and support that whole medical industry complex as a whole if'n people could have these cheap emergency supplies on hand verses going through all their commercial sectors.

"....citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that"
That is your take on it. Truth is some are too lazy, some are fully entrenched from being propagandized for the majority of their lives, others merely are ignorant as they believe its all good and nobody would really do anything that bad as to risk someone else's health and well being for a few lousy bucks but fact is there are those who really could care less as long as it ain't them.

Now you have those who twist phrases like "personal responsibility" in order to make one side make the other side look like real assholes or get a rise out of people in order to get a storm moving so their agenda can be filled with faithful blind supporters (the more recent hate movements during the election should give you a clue on that end as to how that works). Just toss out a catch phrase the media moguls can run with and they will all be parroting whatever is new on 'mount Nebo' (spiritual speak you can look it up since you need to read more).
Interesting post, although I can't say I agree with you entirely but here are a few thoughts about the ER.

The $660 you payed for a $6 shot payed for a lot more than just that shot. As you probably know ER's are equipped to handle emergencies with large numbers of causality, even more than a bad Saturday night. That means there's going to be excess rooms, equipment, doctors, technicians, and on call specialist. Although you may not see all those resources because they are in the hospital, they are there for emergency use. These resources are costly and must be paid for somehow. All ER's charge an emergency room fee to help cover the cost of the facility and available resources even though you may not need them.

Although ER's are very expensive, they are one of the fastest ways to get relieve from pain, get a diagnosis, and begin treatment. What might be accomplished through your family doctor, referrals to specialists, and various tests over several weeks can often be accomplished in the ER in hours. This makes the ER very desirable for those who can afford it, which usually means those who have a low copay or coinsurance for an ER visit.

All insurance covers ER visits. Assuming deductibles are met, a trip to the ER which includes doctor, treatments to stabilize your condition, and various tests will often cost the patient less and will be much faster than getting the same thing through doctors and outpatient facilities. For many people there is little incentive to use doctors and outpatient facilities instead of the ER.
ROFL! You're trying to justify a $600 shot. That's pathetic.
No, just stating facts. It seems like the only posts you read are your own.
You're trying to justify a $600 shot under Obamacare. You and your ilk whine incessantly about a $640 toilet seat for a Navy airplane, but you have no problem paying 100 times the amount of the true cost of a shot.
 
It has to do with whether my prescriptions are covered, you fuckng dumbass. The solution is repeal Obamacare.
Each insurance company decides what drugs it will include it's formulary. No insurance company now or before Obamacare covers every drug. One of the steps in picking an insurance company is checking their formulary to make sure the drugs you need are covered.

Since Obamacare was passed practically everything that people hated about their insurance company or healthcare in general was blamed on Obamacare. Well guess what? That's going change because there will be a new healthcare plan owned by Republicans who will then own America's healthcare problems.
I've never heard of an insurance company that didn't cover levemir until I got Obamacare. It's like not covering penicillin.
Levemir is covered on my insurance, Regence Blue Cross Blue Shield as a Tier 2 drug which on my plan is a $40 copay.

The pharmacist wanted me to pay $500 for a one month supply, even with my insurance card. End of story,
So, shop for a different policy.

Insurance companies can charge whatever they want and cover whatever they want.

The ACA is still free market capitalism.
No they can't, moron. Not under Obamacare. It places all kinds of restrictions on what insurance companies can offer you.

It bears no resemblance to free market capitalism.
 
You've made some harsh charges on insurance companies here.

You should cite something that supports your charges.

Like with the reason for auto insurance requirements, citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that.
The result is that we need some sort of system that keeps citizens from declaring bankruptcy or just dying. (The largest reason for bankruptcy prior to the ACA was health care.) And, we can not afford to serve people's health by using our ERs - the most expensive health care we have. Having tax payers support ERs is not a solution. And, having hospitals distribute their ER costs to all who use the hospitals just leads to $100 aspirin tablets and even less affordable service for those who need the hospital. We saw these problems before the ACA.
Your name fits as you need to read more. I just gave you several examples from personal knowledge and experience. I could write several books on the subject of insurance experiences over the years from medical, homes, employees, commercial, bonding to vehicles, sales and even contracting services for a few of them years ago but truthfully I won't do that all on message board postings. Most insurance companies in my book are slime (attorneys play a large role in that). Notice I did not say "all" as I know some I consider pretty decent with decent people and they even have decent attorneys that work with them and for them.

You claim that aspirin will be a $100.00. The following used to cost a flat hundred bucks but that changed in the last ten years> How about I go with a bill I received for $660.00 for a $6.00 shot at the ER when I accidentally walked right over the top of a ground hornets nest last summer (at least forty stings in that ordeal). Now I could have had a shot here on hand if'n the pharma industry and regulatiors were not such dickheads, I could have given myself that $6.00 shot saving everyone the trouble of that trip to the ER but regulatory bs stops that. And how would they pay for that new fancy hospital and support that whole medical industry complex as a whole if'n people could have these cheap emergency supplies on hand verses going through all their commercial sectors.

"....citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that"
That is your take on it. Truth is some are too lazy, some are fully entrenched from being propagandized for the majority of their lives, others merely are ignorant as they believe its all good and nobody would really do anything that bad as to risk someone else's health and well being for a few lousy bucks but fact is there are those who really could care less as long as it ain't them.

Now you have those who twist phrases like "personal responsibility" in order to make one side make the other side look like real assholes or get a rise out of people in order to get a storm moving so their agenda can be filled with faithful blind supporters (the more recent hate movements during the election should give you a clue on that end as to how that works). Just toss out a catch phrase the media moguls can run with and they will all be parroting whatever is new on 'mount Nebo' (spiritual speak you can look it up since you need to read more).
Interesting post, although I can't say I agree with you entirely but here are a few thoughts about the ER.

The $660 you payed for a $6 shot payed for a lot more than just that shot. As you probably know ER's are equipped to handle emergencies with large numbers of causality, even more than a bad Saturday night. That means there's going to be excess rooms, equipment, doctors, technicians, and on call specialist. Although you may not see all those resources because they are in the hospital, they are there for emergency use. These resources are costly and must be paid for somehow. All ER's charge an emergency room fee to help cover the cost of the facility and available resources even though you may not need them.

Although ER's are very expensive, they are one of the fastest ways to get relieve from pain, get a diagnosis, and begin treatment. What might be accomplished through your family doctor, referrals to specialists, and various tests over several weeks can often be accomplished in the ER in hours. This makes the ER very desirable for those who can afford it, which usually means those who have a low copay or coinsurance for an ER visit.

All insurance covers ER visits. Assuming deductibles are met, a trip to the ER which includes doctor, treatments to stabilize your condition, and various tests will often cost the patient less and will be much faster than getting the same thing through doctors and outpatient facilities. For many people there is little incentive to use doctors and outpatient facilities instead of the ER.
ROFL! You're trying to justify a $600 shot. That's pathetic.
It is like justifying all the county and city employees getting new vehicles and selling the older ones to buddies and family members when most of the taxpayers can not afford the upkeep on their homes much less the increased tax burden. They raise taxes on some bullshit justification with a claim that when that is paid for that cost increase will go away but it never goes away.

How about that 6% pay increase they seem to justify giving themselves each year in the local governments. How many times can a 6% increase go into a 100%?
You don't have a case here - unless you gave a bunch more information.


Don't want to go back to insurance co being able to dump people if they get sick, after paying for there health care for years while well. all else is up for discussion.
Absolutely. Plus, insurance companies wouldn't sell policies to far too many Americans. Etc.
 
Each insurance company decides what drugs it will include it's formulary. No insurance company now or before Obamacare covers every drug. One of the steps in picking an insurance company is checking their formulary to make sure the drugs you need are covered.

Since Obamacare was passed practically everything that people hated about their insurance company or healthcare in general was blamed on Obamacare. Well guess what? That's going change because there will be a new healthcare plan owned by Republicans who will then own America's healthcare problems.
I've never heard of an insurance company that didn't cover levemir until I got Obamacare. It's like not covering penicillin.
Levemir is covered on my insurance, Regence Blue Cross Blue Shield as a Tier 2 drug which on my plan is a $40 copay.

The pharmacist wanted me to pay $500 for a one month supply, even with my insurance card. End of story,
So, shop for a different policy.

Insurance companies can charge whatever they want and cover whatever they want.

The ACA is still free market capitalism.
No they can't, moron. Not under Obamacare. It places all kinds of restrictions on what insurance companies can offer you.

It bears no resemblance to free market capitalism.
If you think there is an ACA restriction on drug coverage, then cite it.

And, yes, there are restrictions, but you seem to want to just blame it on the ACA - and, that is BS.
 
You've made some harsh charges on insurance companies here.

You should cite something that supports your charges.

Like with the reason for auto insurance requirements, citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that.
The result is that we need some sort of system that keeps citizens from declaring bankruptcy or just dying. (The largest reason for bankruptcy prior to the ACA was health care.) And, we can not afford to serve people's health by using our ERs - the most expensive health care we have. Having tax payers support ERs is not a solution. And, having hospitals distribute their ER costs to all who use the hospitals just leads to $100 aspirin tablets and even less affordable service for those who need the hospital. We saw these problems before the ACA.
Your name fits as you need to read more. I just gave you several examples from personal knowledge and experience. I could write several books on the subject of insurance experiences over the years from medical, homes, employees, commercial, bonding to vehicles, sales and even contracting services for a few of them years ago but truthfully I won't do that all on message board postings. Most insurance companies in my book are slime (attorneys play a large role in that). Notice I did not say "all" as I know some I consider pretty decent with decent people and they even have decent attorneys that work with them and for them.

You claim that aspirin will be a $100.00. The following used to cost a flat hundred bucks but that changed in the last ten years> How about I go with a bill I received for $660.00 for a $6.00 shot at the ER when I accidentally walked right over the top of a ground hornets nest last summer (at least forty stings in that ordeal). Now I could have had a shot here on hand if'n the pharma industry and regulatiors were not such dickheads, I could have given myself that $6.00 shot saving everyone the trouble of that trip to the ER but regulatory bs stops that. And how would they pay for that new fancy hospital and support that whole medical industry complex as a whole if'n people could have these cheap emergency supplies on hand verses going through all their commercial sectors.

"....citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that"
That is your take on it. Truth is some are too lazy, some are fully entrenched from being propagandized for the majority of their lives, others merely are ignorant as they believe its all good and nobody would really do anything that bad as to risk someone else's health and well being for a few lousy bucks but fact is there are those who really could care less as long as it ain't them.

Now you have those who twist phrases like "personal responsibility" in order to make one side make the other side look like real assholes or get a rise out of people in order to get a storm moving so their agenda can be filled with faithful blind supporters (the more recent hate movements during the election should give you a clue on that end as to how that works). Just toss out a catch phrase the media moguls can run with and they will all be parroting whatever is new on 'mount Nebo' (spiritual speak you can look it up since you need to read more).
Interesting post, although I can't say I agree with you entirely but here are a few thoughts about the ER.

The $660 you payed for a $6 shot payed for a lot more than just that shot. As you probably know ER's are equipped to handle emergencies with large numbers of causality, even more than a bad Saturday night. That means there's going to be excess rooms, equipment, doctors, technicians, and on call specialist. Although you may not see all those resources because they are in the hospital, they are there for emergency use. These resources are costly and must be paid for somehow. All ER's charge an emergency room fee to help cover the cost of the facility and available resources even though you may not need them.

Although ER's are very expensive, they are one of the fastest ways to get relieve from pain, get a diagnosis, and begin treatment. What might be accomplished through your family doctor, referrals to specialists, and various tests over several weeks can often be accomplished in the ER in hours. This makes the ER very desirable for those who can afford it, which usually means those who have a low copay or coinsurance for an ER visit.

All insurance covers ER visits. Assuming deductibles are met, a trip to the ER which includes doctor, treatments to stabilize your condition, and various tests will often cost the patient less and will be much faster than getting the same thing through doctors and outpatient facilities. For many people there is little incentive to use doctors and outpatient facilities instead of the ER.
ROFL! You're trying to justify a $600 shot. That's pathetic.
Anaphylactic shock (reaction to stings, nut allergies, etc.) is SERIOUS. It can kill within a short period of time - often too short a time to even get to a health care provider.

If the health care provider determined they needed to use an epi pen, that could have cost in that price range just for the epi pen, which is single use, depending on when the even happened.

The manufacturer has been targeted for their outrageous pricing, but nobody else manufactures a similar product and this is free market capitalism.

They brought their prices down somewhat, but it's still about $650 for two, as I remember.
It ain't free market capitalism, moron. The epipen is so expensive because of government regulations. You need to read up on that.


2. The Federal Government Prevents Competition. EpiPen could only jack up prices because they had no competition in the marketplace. That’s odd, given that epinephrine isn’t patented and has been synthesized for well over a century. In Europe, there are multiple competitors to EpiPen, but in the United States, the FDA has prevented competitors from entering the market – and the biggest competitor to EpiPen, Adrenaclick, is barred from substitution for EpiPen in prescriptions, according to SlateStarCodex. Obviously, EpiPen lobbies to prevent competition, and so far, they’ve succeeded.
 
I've never heard of an insurance company that didn't cover levemir until I got Obamacare. It's like not covering penicillin.
Levemir is covered on my insurance, Regence Blue Cross Blue Shield as a Tier 2 drug which on my plan is a $40 copay.

The pharmacist wanted me to pay $500 for a one month supply, even with my insurance card. End of story,
So, shop for a different policy.

Insurance companies can charge whatever they want and cover whatever they want.

The ACA is still free market capitalism.
No they can't, moron. Not under Obamacare. It places all kinds of restrictions on what insurance companies can offer you.

It bears no resemblance to free market capitalism.
If you think there is an ACA restriction on drug coverage, then cite it.

And, yes, there are restrictions, but you seem to want to just blame it on the ACA - and, that is BS.

The ACA mandates every coverage in an Obamacare policy, dumbass. It's all because of government regulations.
 
Republicans have a chance to put in the healthcare plan they want

They had a chance in 2009 to get some of their agenda in and passed on the opportunity

Now, they can get everything. But their base will punish them for supporting any healthcare system

They will conditionally repeal Obamacare and then get stuck with Obamacare Lite
Keep in mind that republicans share most of the same healthcare needs as democrats which mean republicans can't just repeal Obamacare. They have to transition into a new system and there will be winners and losers just as there was with Obamacare.

The biggest problem republicans will have is one of their own making. As a result of exaggerating the cost increases under Obamacare, most people believe there have been huge across the board increases in the cost of insurance and healthcare which are simple not born out by the facts.

So the problem republican lawmakers face is trying meet the expectations of significant reductions in cost without leaving millions without insurance or significant reductions in benefits. That's going to be a tall order particular with democrats doing the same thing to Trumpcare that Republicans did to Obamacare.
You are so very full of shit on this statement. Most insurance is nothing more than racketeering with government approval at this point "The biggest problem republicans will have is one of their own making. As a result of exaggerating the cost increases under Obamacare, most people believe there have been huge across the board increases in the cost of insurance and healthcare which are simple not born out by the facts."
And how do you think republicans are going to change this?
I am sure they will get it figured out.
 
You've made some harsh charges on insurance companies here.

You should cite something that supports your charges.

Like with the reason for auto insurance requirements, citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that.
The result is that we need some sort of system that keeps citizens from declaring bankruptcy or just dying. (The largest reason for bankruptcy prior to the ACA was health care.) And, we can not afford to serve people's health by using our ERs - the most expensive health care we have. Having tax payers support ERs is not a solution. And, having hospitals distribute their ER costs to all who use the hospitals just leads to $100 aspirin tablets and even less affordable service for those who need the hospital. We saw these problems before the ACA.
Your name fits as you need to read more. I just gave you several examples from personal knowledge and experience. I could write several books on the subject of insurance experiences over the years from medical, homes, employees, commercial, bonding to vehicles, sales and even contracting services for a few of them years ago but truthfully I won't do that all on message board postings. Most insurance companies in my book are slime (attorneys play a large role in that). Notice I did not say "all" as I know some I consider pretty decent with decent people and they even have decent attorneys that work with them and for them.

You claim that aspirin will be a $100.00. The following used to cost a flat hundred bucks but that changed in the last ten years> How about I go with a bill I received for $660.00 for a $6.00 shot at the ER when I accidentally walked right over the top of a ground hornets nest last summer (at least forty stings in that ordeal). Now I could have had a shot here on hand if'n the pharma industry and regulatiors were not such dickheads, I could have given myself that $6.00 shot saving everyone the trouble of that trip to the ER but regulatory bs stops that. And how would they pay for that new fancy hospital and support that whole medical industry complex as a whole if'n people could have these cheap emergency supplies on hand verses going through all their commercial sectors.

"....citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that"
That is your take on it. Truth is some are too lazy, some are fully entrenched from being propagandized for the majority of their lives, others merely are ignorant as they believe its all good and nobody would really do anything that bad as to risk someone else's health and well being for a few lousy bucks but fact is there are those who really could care less as long as it ain't them.

Now you have those who twist phrases like "personal responsibility" in order to make one side make the other side look like real assholes or get a rise out of people in order to get a storm moving so their agenda can be filled with faithful blind supporters (the more recent hate movements during the election should give you a clue on that end as to how that works). Just toss out a catch phrase the media moguls can run with and they will all be parroting whatever is new on 'mount Nebo' (spiritual speak you can look it up since you need to read more).
Interesting post, although I can't say I agree with you entirely but here are a few thoughts about the ER.

The $660 you payed for a $6 shot payed for a lot more than just that shot. As you probably know ER's are equipped to handle emergencies with large numbers of causality, even more than a bad Saturday night. That means there's going to be excess rooms, equipment, doctors, technicians, and on call specialist. Although you may not see all those resources because they are in the hospital, they are there for emergency use. These resources are costly and must be paid for somehow. All ER's charge an emergency room fee to help cover the cost of the facility and available resources even though you may not need them.

Although ER's are very expensive, they are one of the fastest ways to get relieve from pain, get a diagnosis, and begin treatment. What might be accomplished through your family doctor, referrals to specialists, and various tests over several weeks can often be accomplished in the ER in hours. This makes the ER very desirable for those who can afford it, which usually means those who have a low copay or coinsurance for an ER visit.

All insurance covers ER visits. Assuming deductibles are met, a trip to the ER which includes doctor, treatments to stabilize your condition, and various tests will often cost the patient less and will be much faster than getting the same thing through doctors and outpatient facilities. For many people there is little incentive to use doctors and outpatient facilities instead of the ER.
ROFL! You're trying to justify a $600 shot. That's pathetic.
Anaphylactic shock (reaction to stings, nut allergies, etc.) is SERIOUS. It can kill within a short period of time - often too short a time to even get to a health care provider.

If the health care provider determined they needed to use an epi pen, that could have cost in that price range just for the epi pen, which is single use, depending on when the even happened.

The manufacturer has been targeted for their outrageous pricing, but nobody else manufactures a similar product and this is free market capitalism.

They brought their prices down somewhat, but it's still about $650 for two, as I remember.
It ain't free market capitalism, moron. The epipen is so expensive because of government regulations. You need to read up on that.


2. The Federal Government Prevents Competition. EpiPen could only jack up prices because they had no competition in the marketplace. That’s odd, given that epinephrine isn’t patented and has been synthesized for well over a century. In Europe, there are multiple competitors to EpiPen, but in the United States, the FDA has prevented competitors from entering the market – and the biggest competitor to EpiPen, Adrenaclick, is barred from substitution for EpiPen in prescriptions, according to SlateStarCodex. Obviously, EpiPen lobbies to prevent competition, and so far, they’ve succeeded.
Yes, there is regulation limiting shopping for drug prices. But, that came BEFORE the ACA. I'm absolutely opposed to that. You should notify your congressmen - mine are all against this.

So far, congress hasn't had the guts to take a rational approach to BigPharma.

And, the EpiPen pricing and competition has changed. When they jacked their prices there wasn't an option available in the US. That's why they got away with it.


BTW: When you cite you need to post the source. Simply giving text that looks like a cite doesn't make it a cite.
 
Your name fits as you need to read more. I just gave you several examples from personal knowledge and experience. I could write several books on the subject of insurance experiences over the years from medical, homes, employees, commercial, bonding to vehicles, sales and even contracting services for a few of them years ago but truthfully I won't do that all on message board postings. Most insurance companies in my book are slime (attorneys play a large role in that). Notice I did not say "all" as I know some I consider pretty decent with decent people and they even have decent attorneys that work with them and for them.

You claim that aspirin will be a $100.00. The following used to cost a flat hundred bucks but that changed in the last ten years> How about I go with a bill I received for $660.00 for a $6.00 shot at the ER when I accidentally walked right over the top of a ground hornets nest last summer (at least forty stings in that ordeal). Now I could have had a shot here on hand if'n the pharma industry and regulatiors were not such dickheads, I could have given myself that $6.00 shot saving everyone the trouble of that trip to the ER but regulatory bs stops that. And how would they pay for that new fancy hospital and support that whole medical industry complex as a whole if'n people could have these cheap emergency supplies on hand verses going through all their commercial sectors.

"....citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that"
That is your take on it. Truth is some are too lazy, some are fully entrenched from being propagandized for the majority of their lives, others merely are ignorant as they believe its all good and nobody would really do anything that bad as to risk someone else's health and well being for a few lousy bucks but fact is there are those who really could care less as long as it ain't them.

Now you have those who twist phrases like "personal responsibility" in order to make one side make the other side look like real assholes or get a rise out of people in order to get a storm moving so their agenda can be filled with faithful blind supporters (the more recent hate movements during the election should give you a clue on that end as to how that works). Just toss out a catch phrase the media moguls can run with and they will all be parroting whatever is new on 'mount Nebo' (spiritual speak you can look it up since you need to read more).
Interesting post, although I can't say I agree with you entirely but here are a few thoughts about the ER.

The $660 you payed for a $6 shot payed for a lot more than just that shot. As you probably know ER's are equipped to handle emergencies with large numbers of causality, even more than a bad Saturday night. That means there's going to be excess rooms, equipment, doctors, technicians, and on call specialist. Although you may not see all those resources because they are in the hospital, they are there for emergency use. These resources are costly and must be paid for somehow. All ER's charge an emergency room fee to help cover the cost of the facility and available resources even though you may not need them.

Although ER's are very expensive, they are one of the fastest ways to get relieve from pain, get a diagnosis, and begin treatment. What might be accomplished through your family doctor, referrals to specialists, and various tests over several weeks can often be accomplished in the ER in hours. This makes the ER very desirable for those who can afford it, which usually means those who have a low copay or coinsurance for an ER visit.

All insurance covers ER visits. Assuming deductibles are met, a trip to the ER which includes doctor, treatments to stabilize your condition, and various tests will often cost the patient less and will be much faster than getting the same thing through doctors and outpatient facilities. For many people there is little incentive to use doctors and outpatient facilities instead of the ER.
ROFL! You're trying to justify a $600 shot. That's pathetic.
Anaphylactic shock (reaction to stings, nut allergies, etc.) is SERIOUS. It can kill within a short period of time - often too short a time to even get to a health care provider.

If the health care provider determined they needed to use an epi pen, that could have cost in that price range just for the epi pen, which is single use, depending on when the even happened.

The manufacturer has been targeted for their outrageous pricing, but nobody else manufactures a similar product and this is free market capitalism.

They brought their prices down somewhat, but it's still about $650 for two, as I remember.
It ain't free market capitalism, moron. The epipen is so expensive because of government regulations. You need to read up on that.


2. The Federal Government Prevents Competition. EpiPen could only jack up prices because they had no competition in the marketplace. That’s odd, given that epinephrine isn’t patented and has been synthesized for well over a century. In Europe, there are multiple competitors to EpiPen, but in the United States, the FDA has prevented competitors from entering the market – and the biggest competitor to EpiPen, Adrenaclick, is barred from substitution for EpiPen in prescriptions, according to SlateStarCodex. Obviously, EpiPen lobbies to prevent competition, and so far, they’ve succeeded.
Yes, there is regulation limiting shopping for drug prices. But, that came BEFORE the ACA. I'm absolutely opposed to that. You should notify your congressmen - mine are all against this.

So far, congress hasn't had the guts to take a rational approach to BigPharma.

And, the EpiPen pricing and competition has changed. When they jacked their prices there wasn't an option available in the US. That's why they got away with it.
There wasn't an option because the FDA didn't allow it. The federal government is entirely responsible for the problem, so quit making excuses for it.

BTW: When you cite you need to post the source. Simply giving text that looks like a cite doesn't make it a cite.

I did, moron.
 
Levemir is covered on my insurance, Regence Blue Cross Blue Shield as a Tier 2 drug which on my plan is a $40 copay.

The pharmacist wanted me to pay $500 for a one month supply, even with my insurance card. End of story,
So, shop for a different policy.

Insurance companies can charge whatever they want and cover whatever they want.

The ACA is still free market capitalism.
No they can't, moron. Not under Obamacare. It places all kinds of restrictions on what insurance companies can offer you.

It bears no resemblance to free market capitalism.
If you think there is an ACA restriction on drug coverage, then cite it.

And, yes, there are restrictions, but you seem to want to just blame it on the ACA - and, that is BS.

The ACA mandates every coverage in an Obamacare policy, dumbass. It's all because of government regulations.
No, that's just plain false.

That's simple to show by noting that there are differences between policies.
 
Levemir is covered on my insurance, Regence Blue Cross Blue Shield as a Tier 2 drug which on my plan is a $40 copay.

The pharmacist wanted me to pay $500 for a one month supply, even with my insurance card. End of story,
So, shop for a different policy.

Insurance companies can charge whatever they want and cover whatever they want.

The ACA is still free market capitalism.
No they can't, moron. Not under Obamacare. It places all kinds of restrictions on what insurance companies can offer you.

It bears no resemblance to free market capitalism.
If you think there is an ACA restriction on drug coverage, then cite it.

And, yes, there are restrictions, but you seem to want to just blame it on the ACA - and, that is BS.

The ACA mandates every coverage in an Obamacare policy, dumbass. It's all because of government regulations.
That's NOT what your own cite said.

In fact, your own cite said the solution is PRICE CONTROLS!!
 
The pharmacist wanted me to pay $500 for a one month supply, even with my insurance card. End of story,
So, shop for a different policy.

Insurance companies can charge whatever they want and cover whatever they want.

The ACA is still free market capitalism.
No they can't, moron. Not under Obamacare. It places all kinds of restrictions on what insurance companies can offer you.

It bears no resemblance to free market capitalism.
If you think there is an ACA restriction on drug coverage, then cite it.

And, yes, there are restrictions, but you seem to want to just blame it on the ACA - and, that is BS.

The ACA mandates every coverage in an Obamacare policy, dumbass. It's all because of government regulations.
No, that's just plain false.

That's simple to show by noting that there are differences between policies.
That's like saying the government will let you buy a car any color you want, as long as it's a volkswagen.

Can you buy a policy that doesn't include maternity care? Nope. Can you buy a policy that doesn't cover substance abuse treatment? Nope. Can you buy a policy that doesn't include subsidies for all the ticks on the ass of society? Nope.
 
The pharmacist wanted me to pay $500 for a one month supply, even with my insurance card. End of story,
So, shop for a different policy.

Insurance companies can charge whatever they want and cover whatever they want.

The ACA is still free market capitalism.
No they can't, moron. Not under Obamacare. It places all kinds of restrictions on what insurance companies can offer you.

It bears no resemblance to free market capitalism.
If you think there is an ACA restriction on drug coverage, then cite it.

And, yes, there are restrictions, but you seem to want to just blame it on the ACA - and, that is BS.

The ACA mandates every coverage in an Obamacare policy, dumbass. It's all because of government regulations.
That's NOT what your own cite said.

In fact, your own cite said the solution is PRICE CONTROLS!!

No it didn't, moron. That was sarcasm, which flew right over your head.
 
If Republicans leave something worse than Obamacare, it will prove to America once again they are incompetent.
 
You've made some harsh charges on insurance companies here.

You should cite something that supports your charges.

Like with the reason for auto insurance requirements, citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that.

The result is that we need some sort of system that keeps citizens from declaring bankruptcy or just dying. (The largest reason for bankruptcy prior to the ACA was health care.) And, we can not afford to serve people's health by using our ERs - the most expensive health care we have. Having tax payers support ERs is not a solution. And, having hospitals distribute their ER costs to all who use the hospitals just leads to $100 aspirin tablets and even less affordable service for those who need the hospital. We saw these problems before the ACA.
Your name fits as you need to read more. I just gave you several examples from personal knowledge and experience. I could write several books on the subject of insurance experiences over the years from medical, homes, employees, commercial, bonding to vehicles, sales and even contracting services for a few of them years ago but truthfully I won't do that all on message board postings. Most insurance companies in my book are slime (attorneys play a large role in that). Notice I did not say "all" as I know some I consider pretty decent with decent people and they even have decent attorneys that work with them and for them.

You claim that aspirin will be a $100.00. The following used to cost a flat hundred bucks but that changed in the last ten years> How about I go with a bill I received for $660.00 for a $6.00 shot at the ER when I accidentally walked right over the top of a ground hornets nest last summer (at least forty stings in that ordeal). Now I could have had a shot here on hand if'n the pharma industry and regulatiors were not such dickheads, I could have given myself that $6.00 shot saving everyone the trouble of that trip to the ER but regulatory bs stops that. And how would they pay for that new fancy hospital and support that whole medical industry complex as a whole if'n people could have these cheap emergency supplies on hand verses going through all their commercial sectors.

"....citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that"
That is your take on it. Truth is some are too lazy, some are fully entrenched from being propagandized for the majority of their lives, others merely are ignorant as they believe its all good and nobody would really do anything that bad as to risk someone else's health and well being for a few lousy bucks but fact is there are those who really could care less as long as it ain't them.

Now you have those who twist phrases like "personal responsibility" in order to make one side make the other side look like real assholes or get a rise out of people in order to get a storm moving so their agenda can be filled with faithful blind supporters (the more recent hate movements during the election should give you a clue on that end as to how that works). Just toss out a catch phrase the media moguls can run with and they will all be parroting whatever is new on 'mount Nebo' (spiritual speak you can look it up since you need to read more).
Give me something to read supporting your issue. Don't tell me I won't read when you can't cite anything.

The "$100 aspirin" thing is an expression that I thought was well known. It refers to the high price of drugs administered in the hospital. Hospitals have to stay whole, so when we leave people who can't pay with no alternative but ER care (the most expensive care we have) hospitals have to jack prices to others - raising the cost of services AND of health insurance.

The drug case you mention is, I assume, the "epi pen" thing. That isn't the ACA. That's the drug company that makes them.

So, we already see on just this thread of the ACA being accused of stuff it doesn't have a part in.

The only people I've called irresponsible are those who want to kill what every American policy holder is depending on before we have any replacement.

And, that IS irresponsible.
What is perceived as an overcharge, a $100 for an aspirin or a $600 charge in the ER for some Tylenol is in reality a charge for a number of items that are not billed separately. For example the 10 mins you spend with a triage nurse when you first enter the ER who makes $60,000 a year, the 10 mins with the orderly that wheels you back to an examination room who makes $30,000 a year, the 15 mins with an ER nurse who makes $65,000 a year that takes your vitals and other information you provide, 15 mins. with the EKG technician that takes the standard EKG administered to all patients, who makes $40,000 a year, the 10 mins an ER tech spends looking up an printing out your medical history who makes $30,000 a year, the 20 min visit with the ER doctor who makes $187,000 a year and of course millions of dollars in equipment and specialist on call just in case your ER visit turns out to be a lot more than just a headache.
 
You've made some harsh charges on insurance companies here.

You should cite something that supports your charges.

Like with the reason for auto insurance requirements, citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that.
The result is that we need some sort of system that keeps citizens from declaring bankruptcy or just dying. (The largest reason for bankruptcy prior to the ACA was health care.) And, we can not afford to serve people's health by using our ERs - the most expensive health care we have. Having tax payers support ERs is not a solution. And, having hospitals distribute their ER costs to all who use the hospitals just leads to $100 aspirin tablets and even less affordable service for those who need the hospital. We saw these problems before the ACA.
Your name fits as you need to read more. I just gave you several examples from personal knowledge and experience. I could write several books on the subject of insurance experiences over the years from medical, homes, employees, commercial, bonding to vehicles, sales and even contracting services for a few of them years ago but truthfully I won't do that all on message board postings. Most insurance companies in my book are slime (attorneys play a large role in that). Notice I did not say "all" as I know some I consider pretty decent with decent people and they even have decent attorneys that work with them and for them.

You claim that aspirin will be a $100.00. The following used to cost a flat hundred bucks but that changed in the last ten years> How about I go with a bill I received for $660.00 for a $6.00 shot at the ER when I accidentally walked right over the top of a ground hornets nest last summer (at least forty stings in that ordeal). Now I could have had a shot here on hand if'n the pharma industry and regulatiors were not such dickheads, I could have given myself that $6.00 shot saving everyone the trouble of that trip to the ER but regulatory bs stops that. And how would they pay for that new fancy hospital and support that whole medical industry complex as a whole if'n people could have these cheap emergency supplies on hand verses going through all their commercial sectors.

"....citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that"
That is your take on it. Truth is some are too lazy, some are fully entrenched from being propagandized for the majority of their lives, others merely are ignorant as they believe its all good and nobody would really do anything that bad as to risk someone else's health and well being for a few lousy bucks but fact is there are those who really could care less as long as it ain't them.

Now you have those who twist phrases like "personal responsibility" in order to make one side make the other side look like real assholes or get a rise out of people in order to get a storm moving so their agenda can be filled with faithful blind supporters (the more recent hate movements during the election should give you a clue on that end as to how that works). Just toss out a catch phrase the media moguls can run with and they will all be parroting whatever is new on 'mount Nebo' (spiritual speak you can look it up since you need to read more).
Interesting post, although I can't say I agree with you entirely but here are a few thoughts about the ER.

The $660 you payed for a $6 shot payed for a lot more than just that shot. As you probably know ER's are equipped to handle emergencies with large numbers of causality, even more than a bad Saturday night. That means there's going to be excess rooms, equipment, doctors, technicians, and on call specialist. Although you may not see all those resources because they are in the hospital, they are there for emergency use. These resources are costly and must be paid for somehow. All ER's charge an emergency room fee to help cover the cost of the facility and available resources even though you may not need them.

Although ER's are very expensive, they are one of the fastest ways to get relieve from pain, get a diagnosis, and begin treatment. What might be accomplished through your family doctor, referrals to specialists, and various tests over several weeks can often be accomplished in the ER in hours. This makes the ER very desirable for those who can afford it, which usually means those who have a low copay or coinsurance for an ER visit.

All insurance covers ER visits. Assuming deductibles are met, a trip to the ER which includes doctor, treatments to stabilize your condition, and various tests will often cost the patient less and will be much faster than getting the same thing through doctors and outpatient facilities. For many people there is little incentive to use doctors and outpatient facilities instead of the ER.
ROFL! You're trying to justify a $600 shot. That's pathetic.
Anaphylactic shock (reaction to stings, nut allergies, etc.) is SERIOUS. It can kill within a short period of time - often too short a time to even get to a health care provider.

If the health care provider determined they needed to use an epi pen, that could have cost in that price range just for the epi pen, which is single use, depending on when the even happened.

The manufacturer has been targeted for their outrageous pricing, but nobody else manufactures a similar product and this is free market capitalism.

They brought their prices down somewhat, but it's still about $650 for two, as I remember.
It ain't free market capitalism, moron. The epipen is so expensive because of government regulations. You need to read up on that.


2. The Federal Government Prevents Competition. EpiPen could only jack up prices because they had no competition in the marketplace. That’s odd, given that epinephrine isn’t patented and has been synthesized for well over a century. In Europe, there are multiple competitors to EpiPen, but in the United States, the FDA has prevented competitors from entering the market – and the biggest competitor to EpiPen, Adrenaclick, is barred from substitution for EpiPen in prescriptions, according to SlateStarCodex. Obviously, EpiPen lobbies to prevent competition, and so far, they’ve succeeded.
All that is needed to save big bucks is for your doctor to write a prescription for Adrenaclick which is exactly the same medication in a different delivery device. Using a GoodRx coupon, you could get it for as low as $140 at Walmart or $205 at Rite-Aid. Many insurance plans cover Adrenaclick at even lower prices.
How to Get the Cheaper EpiPen Alternative

According to FDA rules, which precede Obamacare by at least a decade, drugs with different devices can not be considered generic. This is the case with a number of drugs, particular asthma and COPD inhaler.
 
Your name fits as you need to read more. I just gave you several examples from personal knowledge and experience. I could write several books on the subject of insurance experiences over the years from medical, homes, employees, commercial, bonding to vehicles, sales and even contracting services for a few of them years ago but truthfully I won't do that all on message board postings. Most insurance companies in my book are slime (attorneys play a large role in that). Notice I did not say "all" as I know some I consider pretty decent with decent people and they even have decent attorneys that work with them and for them.

You claim that aspirin will be a $100.00. The following used to cost a flat hundred bucks but that changed in the last ten years> How about I go with a bill I received for $660.00 for a $6.00 shot at the ER when I accidentally walked right over the top of a ground hornets nest last summer (at least forty stings in that ordeal). Now I could have had a shot here on hand if'n the pharma industry and regulatiors were not such dickheads, I could have given myself that $6.00 shot saving everyone the trouble of that trip to the ER but regulatory bs stops that. And how would they pay for that new fancy hospital and support that whole medical industry complex as a whole if'n people could have these cheap emergency supplies on hand verses going through all their commercial sectors.

"....citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that"
That is your take on it. Truth is some are too lazy, some are fully entrenched from being propagandized for the majority of their lives, others merely are ignorant as they believe its all good and nobody would really do anything that bad as to risk someone else's health and well being for a few lousy bucks but fact is there are those who really could care less as long as it ain't them.

Now you have those who twist phrases like "personal responsibility" in order to make one side make the other side look like real assholes or get a rise out of people in order to get a storm moving so their agenda can be filled with faithful blind supporters (the more recent hate movements during the election should give you a clue on that end as to how that works). Just toss out a catch phrase the media moguls can run with and they will all be parroting whatever is new on 'mount Nebo' (spiritual speak you can look it up since you need to read more).
Interesting post, although I can't say I agree with you entirely but here are a few thoughts about the ER.

The $660 you payed for a $6 shot payed for a lot more than just that shot. As you probably know ER's are equipped to handle emergencies with large numbers of causality, even more than a bad Saturday night. That means there's going to be excess rooms, equipment, doctors, technicians, and on call specialist. Although you may not see all those resources because they are in the hospital, they are there for emergency use. These resources are costly and must be paid for somehow. All ER's charge an emergency room fee to help cover the cost of the facility and available resources even though you may not need them.

Although ER's are very expensive, they are one of the fastest ways to get relieve from pain, get a diagnosis, and begin treatment. What might be accomplished through your family doctor, referrals to specialists, and various tests over several weeks can often be accomplished in the ER in hours. This makes the ER very desirable for those who can afford it, which usually means those who have a low copay or coinsurance for an ER visit.

All insurance covers ER visits. Assuming deductibles are met, a trip to the ER which includes doctor, treatments to stabilize your condition, and various tests will often cost the patient less and will be much faster than getting the same thing through doctors and outpatient facilities. For many people there is little incentive to use doctors and outpatient facilities instead of the ER.
ROFL! You're trying to justify a $600 shot. That's pathetic.
Anaphylactic shock (reaction to stings, nut allergies, etc.) is SERIOUS. It can kill within a short period of time - often too short a time to even get to a health care provider.

If the health care provider determined they needed to use an epi pen, that could have cost in that price range just for the epi pen, which is single use, depending on when the even happened.

The manufacturer has been targeted for their outrageous pricing, but nobody else manufactures a similar product and this is free market capitalism.

They brought their prices down somewhat, but it's still about $650 for two, as I remember.
It ain't free market capitalism, moron. The epipen is so expensive because of government regulations. You need to read up on that.


2. The Federal Government Prevents Competition. EpiPen could only jack up prices because they had no competition in the marketplace. That’s odd, given that epinephrine isn’t patented and has been synthesized for well over a century. In Europe, there are multiple competitors to EpiPen, but in the United States, the FDA has prevented competitors from entering the market – and the biggest competitor to EpiPen, Adrenaclick, is barred from substitution for EpiPen in prescriptions, according to SlateStarCodex. Obviously, EpiPen lobbies to prevent competition, and so far, they’ve succeeded.
All that is needed to save big bucks is for your doctor to write a prescription for Adrenaclick which is exactly the same medication in a different delivery device. Using a GoodRx coupon, you could get it for as low as $140 at Walmart or $205 at Rite-Aid. Many insurance plans cover Adrenaclick at even lower prices.
How to Get the Cheaper EpiPen Alternative

According to FDA rules, which precede Obamacare by at least a decade, drugs with different devices can not be considered generic. This is the case with a number of drugs, particular asthma and COPD inhaler.
So you don't think that a person should have the right to have a $6.00 bottle of epinephrine and a $.50 syringe on hand in their own medical emergency kit when they know that is what they need if they are stung?
 
Interesting post, although I can't say I agree with you entirely but here are a few thoughts about the ER.

The $660 you payed for a $6 shot payed for a lot more than just that shot. As you probably know ER's are equipped to handle emergencies with large numbers of causality, even more than a bad Saturday night. That means there's going to be excess rooms, equipment, doctors, technicians, and on call specialist. Although you may not see all those resources because they are in the hospital, they are there for emergency use. These resources are costly and must be paid for somehow. All ER's charge an emergency room fee to help cover the cost of the facility and available resources even though you may not need them.

Although ER's are very expensive, they are one of the fastest ways to get relieve from pain, get a diagnosis, and begin treatment. What might be accomplished through your family doctor, referrals to specialists, and various tests over several weeks can often be accomplished in the ER in hours. This makes the ER very desirable for those who can afford it, which usually means those who have a low copay or coinsurance for an ER visit.

All insurance covers ER visits. Assuming deductibles are met, a trip to the ER which includes doctor, treatments to stabilize your condition, and various tests will often cost the patient less and will be much faster than getting the same thing through doctors and outpatient facilities. For many people there is little incentive to use doctors and outpatient facilities instead of the ER.
ROFL! You're trying to justify a $600 shot. That's pathetic.
Anaphylactic shock (reaction to stings, nut allergies, etc.) is SERIOUS. It can kill within a short period of time - often too short a time to even get to a health care provider.

If the health care provider determined they needed to use an epi pen, that could have cost in that price range just for the epi pen, which is single use, depending on when the even happened.

The manufacturer has been targeted for their outrageous pricing, but nobody else manufactures a similar product and this is free market capitalism.

They brought their prices down somewhat, but it's still about $650 for two, as I remember.
It ain't free market capitalism, moron. The epipen is so expensive because of government regulations. You need to read up on that.


2. The Federal Government Prevents Competition. EpiPen could only jack up prices because they had no competition in the marketplace. That’s odd, given that epinephrine isn’t patented and has been synthesized for well over a century. In Europe, there are multiple competitors to EpiPen, but in the United States, the FDA has prevented competitors from entering the market – and the biggest competitor to EpiPen, Adrenaclick, is barred from substitution for EpiPen in prescriptions, according to SlateStarCodex. Obviously, EpiPen lobbies to prevent competition, and so far, they’ve succeeded.
All that is needed to save big bucks is for your doctor to write a prescription for Adrenaclick which is exactly the same medication in a different delivery device. Using a GoodRx coupon, you could get it for as low as $140 at Walmart or $205 at Rite-Aid. Many insurance plans cover Adrenaclick at even lower prices.
How to Get the Cheaper EpiPen Alternative

According to FDA rules, which precede Obamacare by at least a decade, drugs with different devices can not be considered generic. This is the case with a number of drugs, particular asthma and COPD inhaler.
So you don't think that a person should have the right to have a $6.00 bottle of epinephrine and a $.50 syringe on hand in their own medical emergency kit when they know that is what they need if they are stung?
Of course that is not what I wrote or even the subject of my post.
But to answer your question. The answer is no. Although many people are familiar with giving maintenance injections at home, giving them to yourself or loved one in an emergency at a football game, while hiking, enjoying a meal out with friends is quite different. Multi-use bottles of epinephrine have more storage requirements than auto injection pens. Auto injection pens are easy to store and almost foolproof unlike bottles of medication and syringes. I certainly wouldn't stake my daughters life on having a bottle of epinephrine and a syringe handy and giving it correctly in order save a couple of hundred dollars.

Adrenaclick an auto injection pen with same medication as an epipen, cost as little as $140 without insurance, and is covered by most insurance plans. Carrying a bottle of epinephrine and a syringe at all times instead of an auto injection pen is being penny wise and dollar foolish IMHO.

 
GOP won't promise ObamaCare fix will cover all

How many Americans left without coverage will Republicans find unacceptable? Half? Three quarters?
Obamadon'tcare was never going to cover everyone, either, so we're not really worse off, are we?
The fact that it has covered 20M more who were not covered is really rather amazing given the work Republicans have put into trying to make it fail.

Think what the ACA could do if Rs just didn't try so hard to make it fail.
 

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