bripat9643
Diamond Member
- Apr 1, 2011
- 170,169
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You're trying to justify a $600 shot under Obamacare. You and your ilk whine incessantly about a $640 toilet seat for a Navy airplane, but you have no problem paying 100 times the amount of the true cost of a shot.No, just stating facts. It seems like the only posts you read are your own.ROFL! You're trying to justify a $600 shot. That's pathetic.Interesting post, although I can't say I agree with you entirely but here are a few thoughts about the ER.Your name fits as you need to read more. I just gave you several examples from personal knowledge and experience. I could write several books on the subject of insurance experiences over the years from medical, homes, employees, commercial, bonding to vehicles, sales and even contracting services for a few of them years ago but truthfully I won't do that all on message board postings. Most insurance companies in my book are slime (attorneys play a large role in that). Notice I did not say "all" as I know some I consider pretty decent with decent people and they even have decent attorneys that work with them and for them.You've made some harsh charges on insurance companies here.
You should cite something that supports your charges.
Like with the reason for auto insurance requirements, citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that.
The result is that we need some sort of system that keeps citizens from declaring bankruptcy or just dying. (The largest reason for bankruptcy prior to the ACA was health care.) And, we can not afford to serve people's health by using our ERs - the most expensive health care we have. Having tax payers support ERs is not a solution. And, having hospitals distribute their ER costs to all who use the hospitals just leads to $100 aspirin tablets and even less affordable service for those who need the hospital. We saw these problems before the ACA.
You claim that aspirin will be a $100.00. The following used to cost a flat hundred bucks but that changed in the last ten years> How about I go with a bill I received for $660.00 for a $6.00 shot at the ER when I accidentally walked right over the top of a ground hornets nest last summer (at least forty stings in that ordeal). Now I could have had a shot here on hand if'n the pharma industry and regulatiors were not such dickheads, I could have given myself that $6.00 shot saving everyone the trouble of that trip to the ER but regulatory bs stops that. And how would they pay for that new fancy hospital and support that whole medical industry complex as a whole if'n people could have these cheap emergency supplies on hand verses going through all their commercial sectors.
"....citizens aren't in a position to pay for health care purely on an as-needed basis, because the costs are just far too high for that"
That is your take on it. Truth is some are too lazy, some are fully entrenched from being propagandized for the majority of their lives, others merely are ignorant as they believe its all good and nobody would really do anything that bad as to risk someone else's health and well being for a few lousy bucks but fact is there are those who really could care less as long as it ain't them.
Now you have those who twist phrases like "personal responsibility" in order to make one side make the other side look like real assholes or get a rise out of people in order to get a storm moving so their agenda can be filled with faithful blind supporters (the more recent hate movements during the election should give you a clue on that end as to how that works). Just toss out a catch phrase the media moguls can run with and they will all be parroting whatever is new on 'mount Nebo' (spiritual speak you can look it up since you need to read more).
The $660 you payed for a $6 shot payed for a lot more than just that shot. As you probably know ER's are equipped to handle emergencies with large numbers of causality, even more than a bad Saturday night. That means there's going to be excess rooms, equipment, doctors, technicians, and on call specialist. Although you may not see all those resources because they are in the hospital, they are there for emergency use. These resources are costly and must be paid for somehow. All ER's charge an emergency room fee to help cover the cost of the facility and available resources even though you may not need them.
Although ER's are very expensive, they are one of the fastest ways to get relieve from pain, get a diagnosis, and begin treatment. What might be accomplished through your family doctor, referrals to specialists, and various tests over several weeks can often be accomplished in the ER in hours. This makes the ER very desirable for those who can afford it, which usually means those who have a low copay or coinsurance for an ER visit.
All insurance covers ER visits. Assuming deductibles are met, a trip to the ER which includes doctor, treatments to stabilize your condition, and various tests will often cost the patient less and will be much faster than getting the same thing through doctors and outpatient facilities. For many people there is little incentive to use doctors and outpatient facilities instead of the ER.