i propose the following bill to replace Obamacare

If you're talking free market without regulation you are wrong, they are all regulated.

As far as Obamacare is concerned you are not buying a government plan you are buying a plan from an insurance company.
. And the plans aren't worth the paper they are written on. How many are paying the dam tax/penalty ? These people don't have any insurance coverage, and most of them are family members who can't be covered by their spouses employer provided plan, because it is unaffordable. Then the plans don't cover top care when needed, and that to me represents death panels. My co-worker purchased ACA for his wife, and when she tried to use it at the specialist that would best suit her needs and conditions, the plan wouldn't recognize the specialist nor would the specialist accept the plan. They dropped the ACA, and began paying the penalty. They ended up paying out of his pocket for some temporary shots to her back, yet they were not a fix in the situation. Like I said, how many are not covered, and are paying the dam penalty ?

Well this is where stupid comes into play, when they didn't check the network before purchasing. Probably went to the website all my their lonesome and not through a qualified insurance agent that could have suggested a plan that their provider's were in network. They blame obamacare when in fact they could have one hell of a good plan after some research.
. Disagree, because the evidence against your assessment is way to strong.
 
If you're talking free market without regulation you are wrong, they are all regulated.

As far as Obamacare is concerned you are not buying a government plan you are buying a plan from an insurance company.
. And the plans aren't worth the paper they are written on. How many are paying the dam tax/penalty ? These people don't have any insurance coverage, and most of them are family members who can't be covered by their spouses employer provided plan, because it is unaffordable. Then the plans don't cover top care when needed, and that to me represents death panels. My co-worker purchased ACA for his wife, and when she tried to use it at the specialist that would best suit her needs and conditions, the plan wouldn't recognize the specialist nor would the specialist accept the plan. They dropped the ACA, and began paying the penalty. They ended up paying out of his pocket for some temporary shots to her back, yet they were not a fix in the situation. Like I said, how many are not covered, and are paying the dam penalty ?

Well this is where stupid comes into play, when they didn't check the network before purchasing. Probably went to the website all my their lonesome and not through a qualified insurance agent that could have suggested a plan that their provider's were in network. They blame obamacare when in fact they could have one hell of a good plan after some research.
. Disagree, because the evidence against your assessment is way to strong.

You can disagree all you want but the fact is if you are purchasing health insurance and you don't do your own research to see which provider's are in network to the plan you are choosing then the jokes on you. Called personal responsibility.

Adding to that I have no sympathy for anyone calling or going on healthcare.gov to sign up on their own, no one that you got on the phone to sign up is a licensed insurance agent in any state and no more can explain a plan to you much less provider's than a man in the moon. It was just too complicated for them to understand. Not to mention the fact they laid most of those people off each year after open enrollment and then rehired untrained people the next open enrollment.
 
If you're talking free market without regulation you are wrong, they are all regulated.

As far as Obamacare is concerned you are not buying a government plan you are buying a plan from an insurance company.
. And the plans aren't worth the paper they are written on. How many are paying the dam tax/penalty ? These people don't have any insurance coverage, and most of them are family members who can't be covered by their spouses employer provided plan, because it is unaffordable. Then the plans don't cover top care when needed, and that to me represents death panels. My co-worker purchased ACA for his wife, and when she tried to use it at the specialist that would best suit her needs and conditions, the plan wouldn't recognize the specialist nor would the specialist accept the plan. They dropped the ACA, and began paying the penalty. They ended up paying out of his pocket for some temporary shots to her back, yet they were not a fix in the situation. Like I said, how many are not covered, and are paying the dam penalty ?

Well this is where stupid comes into play, when they didn't check the network before purchasing. Probably went to the website all my their lonesome and not through a qualified insurance agent that could have suggested a plan that their provider's were in network. They blame obamacare when in fact they could have one hell of a good plan after some research.
. Disagree, because the evidence against your assessment is way to strong.

You can disagree all you want but the fact is if you are purchasing health insurance and you don't do your own research to see which provider's are in network to the plan you are choosing then the jokes on you. Called personal responsibility.

Adding to that I have no sympathy for anyone calling or going on healthcare.gov to sign up on their own, no one that you got on the phone to sign up is a licensed insurance agent in any state and no more can explain a plan to you much less provider's than a man in the moon. It was just too complicated for them to understand. Not to mention the fact they laid most of those people off each year after open enrollment and then rehired untrained people the next open enrollment.
. Obammy's care is done, so stick a fork in it, and draw back a handle with nothing on it.
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
. Dumbest thing I've ever heard. Good grief.
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
. Dumbest thing I've ever heard. Good grief.

It is? So the people who use it most pay the least, and the people who use it the least pay the most? Let me guess, that's your proposal, and honestly the stupidest fucking idea ever.
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
. Dumbest thing I've ever heard. Good grief.

It is? So the people who use it most pay the least, and the people who use it the least pay the most? Let me guess, that's your proposal, and honestly the stupidest fucking idea ever.
. Nope, everyone should pay the same dam thing for the same dam product, and people should get the hell out of other people's wallets trying to suggest that those people pay for other people's healthcare, and then have to pay for their own on top of that. That has them paying way to high for a product that is only worth say a dime on the market, yet they pay 40 cents more for it while others pay the dime, and then others pay nothing ?
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
. Dumbest thing I've ever heard. Good grief.

It is? So the people who use it most pay the least, and the people who use it the least pay the most? Let me guess, that's your proposal, and honestly the stupidest fucking idea ever.
. Nope, everyone should pay the same dam thing for the same dam product....

Health insurance is not the 'same product' for a healthy twenty-something as it is for someone with a chronic, debilitating illness. Some of you want, very, very badly, to convert insurance into a social safety net. But it's not. The delusion that we can just pass a law and "make it so" is killing us.
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
. Dumbest thing I've ever heard. Good grief.

It is? So the people who use it most pay the least, and the people who use it the least pay the most? Let me guess, that's your proposal, and honestly the stupidest fucking idea ever.
. Nope, everyone should pay the same dam thing for the same dam product....

Health insurance is not the 'same product' for a healthy twenty-something as it is for someone with a chronic, debilitating illness. Some of you want, very, very badly, to convert insurance into a social safety net. But it's not. The delusion that we can just pass a law and "make it so" is killing us.
. Then flip it where the healthy college educated or working class 25 year old pays more, and this in order that the elderly who have that catastrophic dibilitating condition is taken care of because they aren't able to pay in as much as the young people can.
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
. Dumbest thing I've ever heard. Good grief.

It is? So the people who use it most pay the least, and the people who use it the least pay the most? Let me guess, that's your proposal, and honestly the stupidest fucking idea ever.
. Nope, everyone should pay the same dam thing for the same dam product....

Health insurance is not the 'same product' for a healthy twenty-something as it is for someone with a chronic, debilitating illness. Some of you want, very, very badly, to convert insurance into a social safety net. But it's not. The delusion that we can just pass a law and "make it so" is killing us.
. So you agree healthcare is a product, so you think people should be forced to buy a product that isn't worth the money they pay for it, because that has been what has been going on in all of this.
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
. Dumbest thing I've ever heard. Good grief.

It is? So the people who use it most pay the least, and the people who use it the least pay the most? Let me guess, that's your proposal, and honestly the stupidest fucking idea ever.
. Nope, everyone should pay the same dam thing for the same dam product....

Health insurance is not the 'same product' for a healthy twenty-something as it is for someone with a chronic, debilitating illness. Some of you want, very, very badly, to convert insurance into a social safety net. But it's not. The delusion that we can just pass a law and "make it so" is killing us.
. So you agree healthcare is a product, so you think people should be forced to buy a product that isn't worth the money they pay for it, because that has been what has been going on in all of this.

I'm not sure what you're saying here. I'm saying it's a mistake to treat private insurance as a social safety net.
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
. Dumbest thing I've ever heard. Good grief.

It is? So the people who use it most pay the least, and the people who use it the least pay the most? Let me guess, that's your proposal, and honestly the stupidest fucking idea ever.
. Nope, everyone should pay the same dam thing for the same dam product, and people should get the hell out of other people's wallets trying to suggest that those people pay for other people's healthcare, and then have to pay for their own on top of that. That has them paying way to high for a product that is only worth say a dime on the market, yet they pay 40 cents more for it while others pay the dime, and then others pay nothing ?

I'm saying people should be paying for healthcare based on how much they use it and how much they cost the insurance company.

No idea if you've misunderstood what my point is, or you're just drunk.
 
I don't think Medicare for all is the answer because I don't think that most people look to the government with all of its inherent inefficiencies and bureaucracy to take care of them. Health savings accounts are a really good idea, and over the course of ten years, we probably wouldn't even need insurance companies, which would lead to much more of a free market. The poor and elderly could still have their Medicaid and Medicare, but diminishing the quality of healthcare for everyone else isn't the answer. I've never understood why we would want to turn to a single payer system as the rest of the world is slowly realizing that it's not sustainable and slowly moving toward a privatized system. Health savings accounts and a free market allow Americans to make their own healthcare decisions rather than waiting for some payer source to decide what they can and cannot have.


Sent from my iPhone using USMessageBoard.com
 
Almost the entire developed world uses single payer and they're not up to their ass in debt partly because of there healthcare system.

Why not?

Because government should protect our freedom to pursue the good life, not decide for us what the good life is and force us to comply.
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
. Dumbest thing I've ever heard. Good grief.

It is? So the people who use it most pay the least, and the people who use it the least pay the most? Let me guess, that's your proposal, and honestly the stupidest fucking idea ever.
. Nope, everyone should pay the same dam thing for the same dam product, and people should get the hell out of other people's wallets trying to suggest that those people pay for other people's healthcare, and then have to pay for their own on top of that. That has them paying way to high for a product that is only worth say a dime on the market, yet they pay 40 cents more for it while others pay the dime, and then others pay nothing ?

I'm saying people should be paying for healthcare based on how much they use it and how much they cost the insurance company.

No idea if you've misunderstood what my point is, or you're just drunk.
That's not how insurance works.
 
The best way to do health insurance is to increase the cost for those who use it more... Therefore, the baby and pre- boomer elderly with big pension checks and 401k's along with those with frequent doctor visits pay the most, while the healthy young people pay the least.
. Dumbest thing I've ever heard. Good grief.

It is? So the people who use it most pay the least, and the people who use it the least pay the most? Let me guess, that's your proposal, and honestly the stupidest fucking idea ever.
. Nope, everyone should pay the same dam thing for the same dam product, and people should get the hell out of other people's wallets trying to suggest that those people pay for other people's healthcare, and then have to pay for their own on top of that. That has them paying way to high for a product that is only worth say a dime on the market, yet they pay 40 cents more for it while others pay the dime, and then others pay nothing ?

I'm saying people should be paying for healthcare based on how much they use it and how much they cost the insurance company.

No idea if you've misunderstood what my point is, or you're just drunk.
That's not how insurance works.

Which is exactly why insurance shouldn't be used as our primary means of financing health care.
 
. Dumbest thing I've ever heard. Good grief.

It is? So the people who use it most pay the least, and the people who use it the least pay the most? Let me guess, that's your proposal, and honestly the stupidest fucking idea ever.
. Nope, everyone should pay the same dam thing for the same dam product, and people should get the hell out of other people's wallets trying to suggest that those people pay for other people's healthcare, and then have to pay for their own on top of that. That has them paying way to high for a product that is only worth say a dime on the market, yet they pay 40 cents more for it while others pay the dime, and then others pay nothing ?

I'm saying people should be paying for healthcare based on how much they use it and how much they cost the insurance company.

No idea if you've misunderstood what my point is, or you're just drunk.
That's not how insurance works.

Which is exactly why insurance shouldn't be used as our primary means of financing health care.
Yes, single payer is the answer.
 

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